Banks in Amherst, VA

Bank branch map: Amherst

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Amherst, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Amherst

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist, First National Bank and Bank of the James have the most locations in Amherst, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of the James 1 branch · main office Lynchburg, VA Bank · 1

Bank of the James has 1 branch in Amherst, 22 across Virginia and 22 nationwide. FDIC records list its main office in Lynchburg, VA and show it operating since 1999. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,019 of 4,232 U.S. banks by total assets. The Amherst Branch at 164 S Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Amherst Branch

  164 S Main St, 24521

  Hours: see the bank's site
  DirectionsWebsite

Bank of the James: profile, branches and contacts

First National Bank 1 branch · main office Altavista, VA Bank · 1

First National Bank has 1 branch in Amherst, 20 across Virginia and 20 nationwide. FDIC records list its main office in Altavista, VA and show it operating since 1908. With $1.14 billion in total assets on June 30, 2026, it ranks No. 933 of 4,232 U.S. banks by total assets. The Amherst Branch at 130 S Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Amherst Branch

  130 S Main St, 24521

  Hours: see the bank's site
  DirectionsWebsite

First National Bank: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Amherst, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Amherst Branch at 115 Richmond Hwy dates to 1914 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Amherst Branch

  115 Richmond Hwy, 24521

  Hours: see the bank's site
  DirectionsWebsite

Truist: profile, branches and contacts

Banking in Amherst: the local picture

Short answer: 3 banks run 3 branches in Amherst according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Amherst, 2 elsewhere in Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 115 Richmond Hwy, dating to 1914; the newest is Bank of the James's at 164 S Main St, from 2007.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Amherst, and where the nearest one is if they do not.

Short answer: In Amherst: Truist (1). No branches in Amherst: Chase (nearest in Charlottesville, 43 mi), Wells Fargo (nearest in Madison Heights, 9 mi), Bank of America (nearest in Lynchburg, 17 mi), PNC Bank (nearest in Fredericksburg, 95 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 118 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Amherst to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Amherst residents like anyone else.

Banks near Amherst

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Madison Heights (10 miles) and Lovingston (15 miles). Lynchburg, 16 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Amherst

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Amherst between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Amherst by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Amherst offices.

Short answer: Truist is the largest bank with offices in Amherst, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First National Bank is second with $1.14 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Amherst: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.