US Bank Directory
Banks in Kosse, TX
1 FDIC-insured bank operates 1 office in Kosse, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Kosse
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Kosse, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Kosse
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers State Bank is the only bank with an office in Kosse. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Kosse, 6 across Texas and 6 nationwide. FDIC records list its main office in Groesbeck, TX and show it operating since 1913. With $196.0 million in total assets on June 30, 2026, it ranks No. 3,015 of 4,232 U.S. banks by total assets. The Kosse Branch at 104 N Narcissus dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kosse Branch104 N Narcissus, 76653
Banking in Kosse: the local picture
Short answer: 1 bank runs 1 branch in Kosse according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Farmers State Bank has its main office in Groesbeck, TX, according to the FDIC.
The bank with the longest record here is Farmers State Bank, operating since 1913 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Kosse, and where the nearest one is if they do not.
Short answer: No branches in Kosse: Chase (nearest in Waco, 34 mi), Wells Fargo (nearest in Franklin, 22 mi), Bank of America (nearest in Waco, 36 mi), PNC Bank (nearest in Marlin, 15 mi), U.S. Bank (nearest in Dallas, 113 mi), Truist (nearest in Bryan, 47 mi), Fifth Third Bank (nearest in Pflugerville, 82 mi), Huntington (nearest in Marlin, 16 mi), Regions Bank (nearest in Palestine, 66 mi), TD Bank, BMO (nearest in Dallas, 103 mi).
| Bank | In Kosse | Nearest branch if none here |
|---|---|---|
| Chase | None | Waco, 34 miles away |
| Wells Fargo | None | Franklin, 22 miles away |
| Bank of America | None | Waco, 36 miles away |
| PNC Bank | None | Marlin, 15 miles away |
| U.S. Bank | None | Dallas, 113 miles away |
| Truist | None | Bryan, 47 miles away |
| Fifth Third Bank | None | Pflugerville, 82 miles away |
| Huntington | None | Marlin, 16 miles away |
| Regions Bank | None | Palestine, 66 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 103 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kosse to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kosse residents like anyone else.
Banks near Kosse
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Marlin (16 miles) and Groesbeck (16 miles). Franklin, 21 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Marlin, TX | 16 mi | 4 | 4 |
| Banks in Groesbeck, TX | 16 mi | 2 | 3 |
| Banks in Mart, TX | 20 mi | 2 | 2 |
| Banks in Franklin, TX | 21 mi | 5 | 5 |
| Banks in Lott, TX | 25 mi | 2 | 2 |
| Banks in Rosebud, TX | 26 mi | 2 | 2 |
| Banks in Mexia, TX | 27 mi | 5 | 5 |
| Banks in Jewett, TX | 29 mi | 2 | 2 |
Bank branch openings and closings in Kosse
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kosse between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Kosse by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kosse offices.
Short answer: Farmers State Bank is the largest bank with offices in Kosse, with $196.0 million in total assets on June 30, 2026, No. 3,015 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Farmers State Bank | $196.0 million | No. 3,015 | 1 | Groesbeck, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kosse: FAQ
How many banks are in Kosse, TX?
Kosse has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Farmers State Bank in Kosse, TX?
Yes. FDIC data lists 1 Farmers State Bank branch in Kosse as of September 5, 2026. The address and directions are under Farmers State Bank above.
Is there a Chase in Kosse, TX?
No. FDIC data lists no Chase branch in Kosse as of September 5, 2026. The nearest is in Waco, about 34 miles away in a straight line.
What is the oldest bank in Kosse?
Farmers State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1913.
Did any bank branches open or close in Kosse in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kosse?
Nearby cities with more banks include Marlin, Groesbeck, Mart. Marlin is 16 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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