Banks in Franklin, TX

Bank branch map: Franklin

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Franklin, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Franklin

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Franklin, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers State Bank 1 branch · main office Center, TX Bank · 1

Farmers State Bank has 1 branch in Franklin, 8 across Texas and 8 nationwide. FDIC records list its main office in Center, TX and show it operating since 1910. With $391.5 million in total assets on June 30, 2026, it ranks No. 2,105 of 4,232 U.S. banks by total assets. The Franklin Lpo Branch at 321 W Us Highway 79 dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Franklin Lpo Branch

  321 W Us Highway 79, 77856

  Hours: see the bank's site
  DirectionsWebsite

Farmers State Bank: profile, branches and contacts

First Financial Bank 1 branch · main office Abilene, TX Bank · 1

First Financial Bank has 1 branch in Franklin, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The Franklin Branch at 100 West Dechard Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Franklin Branch

  100 West Dechard Street, 77856

  Hours: see the bank's site
  DirectionsWebsite

First Financial Bank: profile, branches and contacts

First National Bank of Huntsville 1 branch · main office Huntsville, TX Bank · 1

First National Bank of Huntsville has 1 branch in Franklin, 5 across Texas and 5 nationwide. FDIC records list its main office in Huntsville, TX and show it operating since 1890. With $584.9 million in total assets on June 30, 2026, it ranks No. 1,595 of 4,232 U.S. banks by total assets. The Robertson County Bank Branch at 1041 W Decherd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Robertson County Bank Branch

  1041 W Decherd, 77856

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Huntsville: profile, branches and contacts

SouthStar Bank, S.S.B. 1 branch · main office Moulton, TX Bank · 1

SouthStar Bank, S.S.B. has 1 branch in Franklin, 16 across Texas and 16 nationwide. FDIC records list its main office in Moulton, TX and show it operating since 1920. With $1.37 billion in total assets on June 30, 2026, it ranks No. 807 of 4,232 U.S. banks by total assets. The Franklin Branch at 702 W Us Highway 79 dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Franklin Branch

  702 W Us Highway 79, 77856

  Hours: see the bank's site
  DirectionsWebsite

SouthStar Bank, S.S.B.: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Franklin, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Franklin Branch at 208 E Us Highway 79 dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Franklin Branch

  208 E Us Highway 79, 77856

  Hours: see the bank's site
  DirectionsWebsite

Wells Fargo: profile, branches and contacts

Banking in Franklin: the local picture

Short answer: 5 banks run 5 branches in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Franklin, 4 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 208 E Us Highway 79, dating to 1905; the newest is First Financial Bank's at 100 West Dechard Street, from 2023.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Franklin, and where the nearest one is if they do not.

Short answer: In Franklin: Wells Fargo (1). No branches in Franklin: Chase (nearest in Bryan, 26 mi), Bank of America (nearest in College Station, 29 mi), PNC Bank (nearest in Bryan, 28 mi), U.S. Bank (nearest in Houston, 103 mi), Truist (nearest in Bryan, 26 mi), Fifth Third Bank (nearest in Pflugerville, 78 mi), Huntington (nearest in Bryan, 26 mi), Regions Bank (nearest in Palestine, 69 mi), TD Bank, BMO (nearest in Dallas, 123 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.

Banks near Franklin

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hearne (13 miles) and Bryan (27 miles). College Station, 32 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Franklin

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Franklin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Franklin by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.

Short answer: Wells Fargo is the largest bank with offices in Franklin, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First Financial Bank is second with $15.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Franklin: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.