US Bank Directory

Banks in Hearne, TX

2 FDIC-insured banks operate 2 offices in Hearne, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Hearne

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Hearne, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Hearne

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prosperity Bank and SouthStar Bank, S.S.B. have the most locations in Hearne, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Prosperity Bank 1 branch · main office El Campo, TX Bank · 1

Prosperity Bank has 1 branch in Hearne, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Hearne Branch at 122 W 4th St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Prosperity Bank: profile, branches and contacts
SouthStar Bank, S.S.B. 1 branch · main office Moulton, TX Bank · 1

SouthStar Bank, S.S.B. has 1 branch in Hearne, 16 across Texas and 16 nationwide. FDIC records list its main office in Moulton, TX and show it operating since 1920. With $1.37 billion in total assets on June 30, 2026, it ranks No. 807 of 4,232 U.S. banks by total assets. The Hearne Branch at 1308 S Market St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

SouthStar Bank, S.S.B.: profile, branches and contacts

Banking in Hearne: the local picture

Short answer: 2 banks run 2 branches in Hearne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Hearne, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is SouthStar Bank, S.S.B., operating since 1920 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 122 W 4th St, dating to 1907; the newest is SouthStar Bank, S.S.B.'s at 1308 S Market St, from 2005.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Hearne, and where the nearest one is if they do not.

Short answer: No branches in Hearne: Chase (nearest in Bryan, 21 mi), Wells Fargo (nearest in Franklin, 12 mi), Bank of America (nearest in College Station, 23 mi), PNC Bank (nearest in Bryan, 22 mi), U.S. Bank (nearest in Houston, 99 mi), Truist (nearest in Bryan, 19 mi), Fifth Third Bank (nearest in Pflugerville, 67 mi), Huntington (nearest in Bryan, 21 mi), Regions Bank (nearest in Hutto, 62 mi), TD Bank, BMO (nearest in Dallas, 133 mi).

BankIn HearneNearest branch if none here
ChaseNoneBryan, 21 miles away
Wells FargoNoneFranklin, 12 miles away
Bank of AmericaNoneCollege Station, 23 miles away
PNC BankNoneBryan, 22 miles away
U.S. BankNoneHouston, 99 miles away
TruistNoneBryan, 19 miles away
Fifth Third BankNonePflugerville, 67 miles away
HuntingtonNoneBryan, 21 miles away
Regions BankNoneHutto, 62 miles away
TD BankNonenone in Texas
BMONoneDallas, 133 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hearne to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hearne residents like anyone else.

Banks near Hearne

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Franklin (13 miles) and Bryan (21 miles). College Station, 26 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Hearne

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hearne between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Hearne by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hearne offices.

Short answer: Prosperity Bank is the largest bank with offices in Hearne, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. SouthStar Bank, S.S.B. is second with $1.37 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Prosperity Bank$43.88 billionNo. 541El Campo, TX
SouthStar Bank, S.S.B.$1.37 billionNo. 8071Moulton, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hearne: FAQ

How many banks are in Hearne, TX?

Hearne has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Hearne?

Prosperity Bank, with 1. SouthStar Bank, S.S.B. has 1.

Is there a Prosperity Bank in Hearne, TX?

Yes. FDIC data lists 1 Prosperity Bank branch in Hearne as of September 5, 2026. The address and directions are under Prosperity Bank above.

Is there a SouthStar Bank, S.S.B. in Hearne, TX?

Yes. FDIC data lists 1 SouthStar Bank, S.S.B. branch in Hearne as of September 5, 2026. The address and directions are under SouthStar Bank, S.S.B. above.

Is there a Chase in Hearne, TX?

No. FDIC data lists no Chase branch in Hearne as of September 5, 2026. The nearest is in Bryan, about 21 miles away in a straight line.

What is the oldest bank in Hearne?

SouthStar Bank, S.S.B. has the longest record among banks with a branch here: the FDIC shows it operating since 1920.

Did any bank branches open or close in Hearne in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Hearne?

Nearby cities with more banks include Franklin, Bryan, Cameron. Franklin is 13 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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