Banks in Caldwell, TX

Bank branch map: Caldwell

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Caldwell, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Caldwell

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prosperity Bank and Citizens State Bank have the most locations in Caldwell, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens State Bank 1 branch · main office Somerville, TX Bank · 1

Citizens State Bank has 1 branch in Caldwell, 7 across Texas and 7 nationwide. FDIC records list its main office in Somerville, TX and show it operating since 1925. With $1.22 billion in total assets on June 30, 2026, it ranks No. 883 of 4,232 U.S. banks by total assets. The Caldwell Branch at 201 E Buck St dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Caldwell Branch

  201 E Buck St, 77836

  Hours: see the bank's site
  DirectionsWebsite

Citizens State Bank: profile, branches and contacts

Prosperity Bank 1 branch · main office El Campo, TX Bank · 1

Prosperity Bank has 1 branch in Caldwell, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Caldwell Branch at 129 W Buck St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Caldwell Branch

  129 W Buck St, 77836

  Hours: see the bank's site
  DirectionsWebsite

Prosperity Bank: profile, branches and contacts

Banking in Caldwell: the local picture

Short answer: 2 banks run 2 branches in Caldwell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Caldwell, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Citizens State Bank, operating since 1925 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 129 W Buck St, dating to 1903; the newest is Citizens State Bank's at 201 E Buck St, from 1984.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Caldwell, and where the nearest one is if they do not.

Short answer: No branches in Caldwell: Chase (nearest in College Station, 23 mi), Wells Fargo (nearest in Bryan, 20 mi), Bank of America (nearest in College Station, 22 mi), PNC Bank (nearest in Bryan, 22 mi), U.S. Bank (nearest in Houston, 86 mi), Truist (nearest in Bryan, 21 mi), Fifth Third Bank (nearest in Pflugerville, 54 mi), Huntington (nearest in Bryan, 23 mi), Regions Bank (nearest in Hutto, 51 mi), TD Bank, BMO (nearest in Dallas, 156 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Caldwell to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Caldwell residents like anyone else.

Banks near Caldwell

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lexington (20 miles) and Rockdale (21 miles). College Station, 24 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Caldwell

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Caldwell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Caldwell by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Caldwell offices.

Short answer: Prosperity Bank is the largest bank with offices in Caldwell, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. Citizens State Bank is second with $1.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Caldwell: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.