Banks in Giddings, TX

Bank branch map: Giddings

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 6 locations in Giddings, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Giddings

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens National Bank and First National Bank of Giddings have the most locations in Giddings, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens National Bank 2 branches · main office Cameron, TX Bank · 2

Citizens National Bank has 2 branches in Giddings, 13 across Texas and 13 nationwide. FDIC records list its main office in Cameron, TX and show it operating since 1900. With $691.8 million in total assets on June 30, 2026, it ranks No. 1,386 of 4,232 U.S. banks by total assets. The Giddings Branch at 104 W Austin St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Giddings Branch

  104 W Austin St, 78942

  Hours: see the bank's site
  DirectionsWebsite
• Giddings Drive Thru Branch

  237 S Main St, 78942

  Hours: see the bank's site
  DirectionsWebsite

Citizens National Bank: profile, branches and contacts

First National Bank of Giddings 2 branches · main office Giddings, TX Bank · 2

First National Bank of Giddings has 2 branches in Giddings, 2 across Texas and 2 nationwide. FDIC records list its main office in Giddings, TX and show it operating since 1890. With $356.2 million in total assets on June 30, 2026, it ranks No. 2,236 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Giddings location is its main office at 108 E Austin St, dating to 1890; the newest, at 220 N Main St, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  108 E Austin St, 78942

  Hours: see the bank's site
  DirectionsWebsite
• First National Bank Of Giddings Branch

  220 N Main St, 78942

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Giddings: profile, branches and contacts

Classic Bank 1 branch · main office Cameron, TX Bank · 1

Classic Bank has 1 branch in Giddings, 7 across Texas and 7 nationwide. FDIC records list its main office in Cameron, TX and show it operating since 1889. With $657.5 million in total assets on June 30, 2026, it ranks No. 1,449 of 4,232 U.S. banks by total assets. The Giddings Branch at 825 E Austin St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Giddings Branch

  825 E Austin St, 78942

  Hours: see the bank's site
  DirectionsWebsite

Classic Bank: profile, branches and contacts

Round Top State Bank 1 branch · main office Round Top, TX Bank · 1

Round Top State Bank has 1 branch in Giddings, 7 across Texas and 7 nationwide. FDIC records list its main office in Round Top, TX and show it operating since 1912. With $974.1 million in total assets on June 30, 2026, it ranks No. 1,075 of 4,232 U.S. banks by total assets. The 1442 East Austin Street Branch at 1442 E Austin St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 1442 East Austin Street Branch

  1442 E Austin St, 78942

  Hours: see the bank's site
  DirectionsWebsite

Round Top State Bank: profile, branches and contacts

Banking in Giddings: the local picture

Short answer: 4 banks run 6 branches in Giddings according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Giddings, 3 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Classic Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank of Giddings's office at 108 E Austin St, dating to 1890; the newest is First National Bank of Giddings's at 220 N Main St, from 2006.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Giddings, and where the nearest one is if they do not.

Short answer: No branches in Giddings: Chase (nearest in Brenham, 32 mi), Wells Fargo (nearest in Bastrop, 24 mi), Bank of America (nearest in Manor, 38 mi), PNC Bank (nearest in Brenham, 32 mi), U.S. Bank (nearest in Houston, 88 mi), Truist (nearest in College Station, 46 mi), Fifth Third Bank (nearest in Pflugerville, 44 mi), Huntington (nearest in La Grange, 19 mi), Regions Bank (nearest in Hutto, 45 mi), TD Bank, BMO (nearest in Dallas, 181 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Giddings to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Giddings residents like anyone else.

Banks near Giddings

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lexington (17 miles) and Smithville (18 miles). Bastrop, 25 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Giddings

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Giddings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Giddings

Short answer: 1 institution has its main office in Giddings: First National Bank of Giddings.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Giddings by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Giddings offices.

Short answer: Round Top State Bank is the largest bank with offices in Giddings, with $974.1 million in total assets on June 30, 2026, No. 1,075 among U.S. banks by total assets. Citizens National Bank is second with $691.8 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Giddings: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.