Banks in Elgin, TX

Bank branch map: Elgin

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Elgin, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elgin

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prosperity Bank has the most locations in Elgin, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Prosperity Bank 2 branches · main office El Campo, TX Bank · 2

Prosperity Bank has 2 branches in Elgin, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elgin location is the Elgin Branch at 31 N Main St, dating to 1891; the newest, at 106 Roy Rivers Rd, to 1999. It does not publish hours in the sources this page uses; check its site before you go.

• Elgin Motor Bank

  106 Roy Rivers Rd, 78621

  Hours: see the bank's site
  DirectionsWebsite
• Elgin Branch

  31 N Main St, 78621

  Hours: see the bank's site
  DirectionsWebsite

Prosperity Bank: profile, branches and contacts

First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Elgin, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Elgin Banking Center - Rc 476 at 1320 Highway 290 W dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elgin Banking Center - Rc 476

  1320 Highway 290 W, 78621

  Hours: see the bank's site
  DirectionsWebsite

First National Bank Texas: profile, branches and contacts

Frontier Bank of Texas 1 branch · main office Elgin, TX Bank · 1

Frontier Bank of Texas has 1 branch in Elgin, 11 across Texas and 11 nationwide. FDIC records list its main office in Elgin, TX and show it operating since 2007. With $1.08 billion in total assets on June 30, 2026, it ranks No. 980 of 4,232 U.S. banks by total assets. Its main office at 1213 Highway 290 E dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  1213 Highway 290 E, 78621

  Hours: see the bank's site
  DirectionsWebsite

Frontier Bank of Texas: profile, branches and contacts

Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Elgin, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Elgin Branch at 207 N Main St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elgin Branch

  207 N Main St, 78621

  Hours: see the bank's site
  DirectionsWebsite

Huntington: profile, branches and contacts

The First National Bank of Bastrop 1 branch · main office Bastrop, TX Bank · 1

The First National Bank of Bastrop has 1 branch in Elgin, 7 across Texas and 7 nationwide. FDIC records list its main office in Bastrop, TX and show it operating since 1889. With $1.18 billion in total assets on June 30, 2026, it ranks No. 911 of 4,232 U.S. banks by total assets. The Elgin Branch at 1312 Highway 290 W dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elgin Branch

  1312 Highway 290 W, 78621

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Bastrop: profile, branches and contacts

Banking in Elgin: the local picture

Short answer: 5 banks run 6 branches in Elgin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Elgin, 3 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 31 N Main St, dating to 1891; the newest is First National Bank Texas's at 1320 Highway 290 W, from 2014.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elgin, and where the nearest one is if they do not.

Short answer: In Elgin: Huntington (1). No branches in Elgin: Chase (nearest in Pflugerville, 16 mi), Wells Fargo (nearest in Pflugerville, 16 mi), Bank of America (nearest in Manor, 10 mi), PNC Bank (nearest in Taylor, 17 mi), U.S. Bank (nearest in Houston, 116 mi), Truist (nearest in Pflugerville, 19 mi), Fifth Third Bank (nearest in Pflugerville, 16 mi), Regions Bank (nearest in Hutto, 18 mi), TD Bank, BMO (nearest in Dallas, 173 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elgin to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elgin residents like anyone else.

Banks near Elgin

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Manor (11 miles) and Bastrop (16 miles). Round Rock, 22 miles away, has the most banks nearby: 26.

Bank branch openings and closings in Elgin

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elgin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Elgin

Short answer: 1 institution has its main office in Elgin: Frontier Bank of Texas.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Elgin by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elgin offices.

Short answer: Huntington is the largest bank with offices in Elgin, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Prosperity Bank is second with $43.88 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elgin: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.