US Bank Directory

Banks in Frost, TX

1 FDIC-insured bank operates 1 office in Frost, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Frost

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Frost, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Frost

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community National Bank & Trust of Texas is the only bank with an office in Frost. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community National Bank & Trust of Texas 1 branch · main office Corsicana, TX Bank · 1

Community National Bank & Trust of Texas has 1 branch in Frost, 18 across Texas and 18 nationwide. FDIC records list its main office in Corsicana, TX and show it operating since 1934. With $1.68 billion in total assets on June 30, 2026, it ranks No. 673 of 4,232 U.S. banks by total assets. The Garitty Branch at 400 S Garitty St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Garitty Branch
    400 S Garitty St, 76641
    Hours: see the bank's site
Community National Bank & Trust of Texas: profile, branches and contacts

Banking in Frost: the local picture

Short answer: 1 bank runs 1 branch in Frost according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Community National Bank & Trust of Texas has its main office in Corsicana, TX, according to the FDIC.

The bank with the longest record here is Community National Bank & Trust of Texas, operating since 1934 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Frost, and where the nearest one is if they do not.

Short answer: No branches in Frost: Chase (nearest in Corsicano, 17 mi), Wells Fargo (nearest in Hillsboro, 18 mi), Bank of America (nearest in Waxahachie, 23 mi), PNC Bank (nearest in Ennis, 19 mi), U.S. Bank (nearest in Dallas, 59 mi), Truist (nearest in Desoto, 37 mi), Fifth Third Bank (nearest in De Soto, 38 mi), Huntington (nearest in Dawson, 14 mi), Regions Bank (nearest in Lancaster, 37 mi), TD Bank, BMO (nearest in Dallas, 50 mi).

BankIn FrostNearest branch if none here
ChaseNoneCorsicano, 17 miles away
Wells FargoNoneHillsboro, 18 miles away
Bank of AmericaNoneWaxahachie, 23 miles away
PNC BankNoneEnnis, 19 miles away
U.S. BankNoneDallas, 59 miles away
TruistNoneDesoto, 37 miles away
Fifth Third BankNoneDe Soto, 38 miles away
HuntingtonNoneDawson, 14 miles away
Regions BankNoneLancaster, 37 miles away
TD BankNonenone in Texas
BMONoneDallas, 50 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Frost to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Frost residents like anyone else.

Banks near Frost

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hillsboro (18 miles) and Corsicana (19 miles). Waxahachie, 23 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Frost

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Frost between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Frost by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Frost offices.

Short answer: Community National Bank & Trust of Texas is the largest bank with offices in Frost, with $1.68 billion in total assets on June 30, 2026, No. 673 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community National Bank & Trust of Texas$1.68 billionNo. 6731Corsicana, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Frost: FAQ

How many banks are in Frost, TX?

Frost has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Community National Bank & Trust of Texas in Frost, TX?

Yes. FDIC data lists 1 Community National Bank & Trust of Texas branch in Frost as of September 5, 2026. The address and directions are under Community National Bank & Trust of Texas above.

Is there a Chase in Frost, TX?

No. FDIC data lists no Chase branch in Frost as of September 5, 2026. The nearest is in Corsicano, about 17 miles away in a straight line.

What is the oldest bank in Frost?

Community National Bank & Trust of Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1934.

Did any bank branches open or close in Frost in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Frost?

Nearby cities with more banks include Hillsboro, Corsicana, Ennis. Hillsboro is 18 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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