US Bank Directory
Banks in Waxahachie, TX
11 FDIC-insured banks operate 13 offices in Waxahachie, Texas, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waxahachie
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 17 locations in Waxahachie, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waxahachie
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens National Bank of Texas has the most locations in Waxahachie, with 3. The other 10 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens National Bank of Texas Bank · 3
Citizens National Bank of Texas has 3 branches in Waxahachie, 11 across Texas and 12 nationwide. FDIC records list its main office in Waxahachie, TX and show it operating since 1868. With $2.19 billion in total assets on June 30, 2026, it ranks No. 568 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waxahachie location is its main office at 200 N Elm St, dating to 1868; the newest, at 2001 Bates Dr, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office200 N Elm St, 75165
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Citizens National Bank - Uptown1001 N Highway 77, 75165
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Cnb Bates Building Branch2001 Bates Dr, 75167
Ellis County Teachers and Employees Credit Union Credit union · 2
Ellis County Teachers and Employees Credit Union has 2 officees in Waxahachie, 2 across Texas. It is based in Waxahachie, TX and $18.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Waxahachie locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office61 Northgate Dr, 75165
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Shackelford Elementary School1001 Butcher Rd, 75165
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Waxahachie, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Waxahachie Branch at 401 N Highway 77 dates to 2024 in FDIC branch records. Its published hours do not list Saturday.
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Waxahachie Branch401 N Highway 77, 75165
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Waxahachie, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Waxahachie Branch at 1904 N. Highway 77 dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waxahachie Branch1904 N. Highway 77, 75165
City Credit Union Credit union · 1
City Credit Union has 1 office in Waxahachie, 6 across Texas. It is based in Dallas, TX and $630.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Waxahachie1625 N Highway 77, 75165
All hours
Mon 9 am to 4 pm; Tue to Thu not published; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Community National Bank & Trust of Texas Bank · 1
Community National Bank & Trust of Texas has 1 branch in Waxahachie, 18 across Texas and 18 nationwide. FDIC records list its main office in Corsicana, TX and show it operating since 1934. With $1.68 billion in total assets on June 30, 2026, it ranks No. 673 of 4,232 U.S. banks by total assets. The Community National Bank & Trust Of Texas, Waxahachie Branch at 1905 N Highway 77 dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Community National Bank & Trust Of Texas, Waxahachie Branch1905 N Highway 77, 75165
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Waxahachie, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The First Finanical Bank Waxahachie Branch at 101 Northgate Dr dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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First Finanical Bank Waxahachie Branch101 Northgate Dr, 75165
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Waxahachie, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Waxahachie Banking Center - Rc 802 at 1200 N Highway 77 dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waxahachie Banking Center - Rc 8021200 N Highway 77, 75165
Harmony Bank Bank · 1
Harmony Bank has 1 branch in Waxahachie, 12 across Texas and 12 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 2005. With $855.3 million in total assets on June 30, 2026, it ranks No. 1,191 of 4,232 U.S. banks by total assets. The Waxahachie Branch at 104 Broadhead Rd dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waxahachie Branch104 Broadhead Rd, 75165
InterBank Bank · 1
InterBank has 1 branch in Waxahachie, 28 across Texas and 47 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1988. With $5.33 billion in total assets on June 30, 2026, it ranks No. 279 of 4,232 U.S. banks by total assets. The Waxahachie Branch at 300 Us 77 North dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waxahachie Branch300 Us 77 North, 75165
Neighborhood Credit Union Credit union · 1
Neighborhood Credit Union has 1 office in Waxahachie, 17 across Texas. It is based in Dallas, TX and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Waxahachie Branch1750 N Highway 77, 75165
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Waxahachie, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Waxahachie Branch at 1015 N Highway 77 dates to 2009 in FDIC branch records. It opens on Saturday.
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Waxahachie Branch1015 N Highway 77, 75165
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in Waxahachie, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Waxahachie Branch at 401 Ferris Ave dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waxahachie Branch401 Ferris Ave, 75165
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Waxahachie, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Waxahachie Branch at 1111 N Highway 77 dates to 1975 in FDIC branch records. It opens on Saturday.
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Waxahachie Branch1111 N Highway 77, 75165
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Waxahachie
3 credit unions have 4 offices here: Ellis County Teachers and Employees Credit Union, Neighborhood Credit Union and City Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waxahachie page has every office in the state's directory.
Banking in Waxahachie: the local picture
Short answer: 11 banks run 13 branches in Waxahachie according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 1 has its main office in Waxahachie, 5 elsewhere in Texas and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens National Bank of Texas's office at 200 N Elm St, dating to 1868; the newest is Chase's at 1904 N. Highway 77, from 2025.
3 credit unions have 4 offices in Waxahachie, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 2 open on Saturday. 10 locations have no published hours in these sources.
Banks by ZIP code in Waxahachie
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 75165 has the most bank and credit union offices in Waxahachie (16), followed by 75167 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 75165 | 16 | 14 | Citizens National Bank of Texas, Ellis County Teachers and Employees Credit Union, Bank of America |
| 75167 | 1 | 1 | Citizens National Bank of Texas |
Banks open on Saturday in Waxahachie
Short answer: 2 of the 7 Waxahachie locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (1111 N Highway 77: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (1015 N Highway 77: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waxahachie, and where the nearest one is if they do not.
Short answer: In Waxahachie: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (1). No branches in Waxahachie: U.S. Bank (nearest in Dallas, 36 mi), Truist (nearest in Desoto, 13 mi), Fifth Third Bank (nearest in De Soto, 14 mi), Huntington (nearest in Dallas, 20 mi), Regions Bank (nearest in Cedar Hill, 14 mi), TD Bank, BMO (nearest in Dallas, 27 mi).
| Bank | In Waxahachie | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | None | Dallas, 36 miles away |
| Truist | None | Desoto, 13 miles away |
| Fifth Third Bank | None | De Soto, 14 miles away |
| Huntington | None | Dallas, 20 miles away |
| Regions Bank | None | Cedar Hill, 14 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 27 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waxahachie to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waxahachie residents like anyone else.
Banks near Waxahachie
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Red Oak (8 miles) and Midlothian (10 miles). Midlothian, 10 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Red Oak, TX | 8 mi | 6 | 6 |
| Banks in Midlothian, TX | 10 mi | 8 | 8 |
| Banks in Desoto, TX | 13 mi | 6 | 9 |
| Banks in Lancaster, TX | 13 mi | 3 | 3 |
| Banks in Ennis, TX | 14 mi | 5 | 6 |
| Banks in Cedar Hill, TX | 14 mi | 8 | 8 |
| Banks in De Soto, TX | 15 mi | 3 | 3 |
| Banks in Duncanville, TX | 17 mi | 8 | 8 |
Bank branch openings and closings in Waxahachie
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waxahachie between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Waxahachie
Short answer: 2 institutions have their main office in Waxahachie: Citizens National Bank of Texas and Ellis County Teachers and Employees Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Citizens National Bank of Texas | Bank | $2.19 billion | 3 |
| Ellis County Teachers and Employees Credit Union | Credit union | $18.4 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Waxahachie by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waxahachie offices.
Short answer: Chase is the largest bank with offices in Waxahachie, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 11 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| First Financial Bank | $15.23 billion | No. 127 | 1 | Abilene, TX |
| InterBank | $5.33 billion | No. 279 | 1 | Oklahoma City, OK |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| Citizens National Bank of Texas | $2.19 billion | No. 568 | 3 | Waxahachie, TX |
| Community National Bank & Trust of Texas | $1.68 billion | No. 673 | 1 | Corsicana, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waxahachie: FAQ
How many banks are in Waxahachie, TX?
Waxahachie has 11 banks with 13 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waxahachie?
Citizens National Bank of Texas, with 3. Chase has 1 and Bank of America has 1.
Is there a Citizens National Bank of Texas in Waxahachie, TX?
Yes. FDIC data lists 3 Citizens National Bank of Texas branches in Waxahachie as of September 5, 2026, the main office at 200 N Elm St. Its branches are listed under Citizens National Bank of Texas above, with the address and directions for each.
Is there a Chase in Waxahachie, TX?
Yes. FDIC data lists 1 Chase branch in Waxahachie as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Waxahachie, TX?
Yes. FDIC data lists 1 Bank of America branch in Waxahachie as of September 5, 2026. The address and directions are under Bank of America above.
Is there a U.S. Bank in Waxahachie, TX?
No. FDIC data lists no U.S. Bank branch in Waxahachie as of September 5, 2026. The nearest is in Dallas, about 36 miles away in a straight line.
Which banks in Waxahachie are open on Saturday?
Wells Fargo and PNC Bank publish Saturday hours for one or more Waxahachie locations. The Saturday section above lists each one with its hours. 10 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Waxahachie?
Citizens National Bank of Texas and Ellis County Teachers and Employees Credit Union have their main office in Waxahachie, according to the FDIC and the NCUA.
What is the oldest bank in Waxahachie?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Waxahachie?
Ellis County Teachers and Employees Credit Union, Neighborhood Credit Union and City Credit Union have offices in Waxahachie. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waxahachie in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waxahachie?
Nearby cities with more banks include Red Oak, Midlothian, Desoto. Red Oak is 8 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 13 branches: Bank of America, PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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