US Bank Directory
Banks in Desoto, TX
6 FDIC-insured banks operate 9 offices in Desoto, Texas, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Desoto
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 11 locations in Desoto, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Desoto
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Bank of America and First National Bank Texas have the most locations in Desoto, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 2
Bank of America has 2 branches in Desoto, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Desoto location is the Pleasant Run/Desoto Branch at 1227 E Pleasant Run Rd, dating to 1986; the newest, at 931 W Belt Line Rd, to 2007. None of its 2 Desoto locations with published hours lists Saturday hours.
-
Pleasant Run/Desoto Branch1227 E Pleasant Run Rd, 75115
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
-
Desoto-Belt Line Branch931 W Belt Line Rd, 75115
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Desoto, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Desoto location is the Desoto Branch at 900 N Polk St, dating to 1989; the newest, at 721 W Belt Line Rd, to 2007. All 2 of its Desoto locations with published hours open on Saturday.
-
Beltline And Westmoreland Branch721 W Belt Line Rd, 75115
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
-
Desoto Branch900 N Polk St, 75115
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
First National Bank Texas Bank · 2
First National Bank Texas has 2 branches in Desoto, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Desoto location is the Desoto Banking Center - Rc 545 at 1001 N. Beckley, dating to 2004; the newest, at 951 W Belt Line Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
-
Desoto Banking Center - Rc 5451001 N. Beckley, 75115
-
Westmoreland Banking Center - Rc 681 Branch951 W Belt Line Rd, 75115
Credit Union of Texas Credit union · 1
Credit Union of Texas has 1 office in Desoto, 26 across Texas. It is based in Allen, TX and $2.72 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Desoto Branch2828 Prince George Ave, 75115
All hours
Mon to Fri 9 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
PlainsCapital Bank Bank · 1
PlainsCapital Bank has 1 branch in Desoto, 57 across Texas and 57 nationwide. FDIC records list its main office in University Park, TX and show it operating since 1955. With $12.68 billion in total assets on June 30, 2026, it ranks No. 141 of 4,232 U.S. banks by total assets. The Desoto at 1701 N Hampton Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Desoto1701 N Hampton Rd, 75115
PNC Bank Bank · 1
PNC Bank has 1 branch in Desoto, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The De Soto Branch at 225 N Hampton Rd dates to 1957 in FDIC branch records. It opens on Saturday.
-
De Soto Branch225 N Hampton Rd, 75115
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Texas Trust Credit Union Credit union · 1
Texas Trust Credit Union has 1 office in Desoto, 22 across Texas. It is based in Mansfield, TX and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Desoto Pleasant Run1021 E Pleasant Run Rd, 75115
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Desoto, 96 across Texas and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Desoto Branch at 209 E Pleasant Run Rd dates to 2016 in FDIC branch records. Its published hours do not list Saturday.
-
Desoto Branch209 E Pleasant Run Rd, 75115
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Desoto
2 credit unions have 2 offices here: Credit Union of Texas and Texas Trust Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Desoto page has every office in the state's directory.
Banking in Desoto: the local picture
Short answer: 6 banks run 9 branches in Desoto according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Desoto, 2 elsewhere in Texas and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 225 N Hampton Rd, dating to 1957; the newest is Truist's at 209 E Pleasant Run Rd, from 2016.
2 credit unions have 2 offices in Desoto, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 5 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Desoto
Short answer: 5 of the 8 Desoto locations with published hours open on Saturday, run by 4 institutions.
- Chase: 2 of 2 branches (721 W Belt Line Rd: Saturday 9 am to 2 pm, and 1 more)
- PNC Bank: 1 of 1 branch (225 N Hampton Rd: Saturday 9 am to 1 pm)
- Credit Union of Texas: 1 of 1 office (2828 Prince George Ave: Saturday 10 am to 2 pm)
- Texas Trust Credit Union: 1 of 1 office (1021 E Pleasant Run Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Desoto, and where the nearest one is if they do not.
Short answer: In Desoto: Chase (2), Bank of America (2), PNC Bank (1), Truist (1). No branches in Desoto: Wells Fargo (nearest in Dallas, 3 mi), U.S. Bank (nearest in Dallas, 23 mi), Fifth Third Bank (nearest in De Soto, 1 mi), Huntington (nearest in Dallas, 7 mi), Regions Bank (nearest in Cedar Hill, 5 mi), TD Bank, BMO (nearest in Dallas, 14 mi).
| Bank | In Desoto | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Bank of America | 2 branches | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Wells Fargo | None | Dallas, 3 miles away |
| U.S. Bank | None | Dallas, 23 miles away |
| Fifth Third Bank | None | De Soto, 1 mile away |
| Huntington | None | Dallas, 7 miles away |
| Regions Bank | None | Cedar Hill, 5 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 14 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Desoto to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Desoto residents like anyone else.
Banks near Desoto
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are De Soto (2 miles) and Lancaster (4 miles). Grand Prairie, 12 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in De Soto, TX | 2 mi | 3 | 3 |
| Banks in Lancaster, TX | 4 mi | 3 | 3 |
| Banks in Duncanville, TX | 5 mi | 8 | 8 |
| Banks in Cedar Hill, TX | 5 mi | 8 | 8 |
| Banks in Red Oak, TX | 6 mi | 6 | 6 |
| Banks in Midlothian, TX | 12 mi | 8 | 8 |
| Banks in Grand Prairie, TX | 12 mi | 11 | 19 |
| Banks in Waxahachie, TX | 13 mi | 11 | 13 |
Bank branch openings and closings in Desoto
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Desoto between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Desoto by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Desoto offices.
Short answer: Chase is the largest bank with offices in Desoto, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| PlainsCapital Bank | $12.68 billion | No. 141 | 1 | University Park, TX |
| First National Bank Texas | $4.64 billion | No. 302 | 2 | Killeen, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Desoto: FAQ
How many banks are in Desoto, TX?
Desoto has 6 banks with 9 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Desoto?
Chase, with 2. Bank of America has 2 and First National Bank Texas has 2.
Is there a Chase in Desoto, TX?
Yes. FDIC data lists 2 Chase branches in Desoto as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Desoto, TX?
Yes. FDIC data lists 2 Bank of America branches in Desoto as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a First National Bank Texas in Desoto, TX?
Yes. FDIC data lists 2 First National Bank Texas branches in Desoto as of September 5, 2026. Its branches are listed under First National Bank Texas above, with the address and directions for each.
Is there a Wells Fargo in Desoto, TX?
No. FDIC data lists no Wells Fargo branch in Desoto as of September 5, 2026. The nearest is in Dallas, about 3 miles away in a straight line.
Which banks in Desoto are open on Saturday?
Chase, PNC Bank, Credit Union of Texas and Texas Trust Credit Union publish Saturday hours for one or more Desoto locations. The Saturday section above lists each one with its hours. 3 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Desoto?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Desoto?
Credit Union of Texas and Texas Trust Credit Union have offices in Desoto. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Desoto in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Desoto?
Nearby cities with more banks include De Soto, Lancaster, Duncanville. De Soto is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 9 branches: Bank of America, Chase, PNC Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds