US Bank Directory
Banks in Red Oak, TX
6 FDIC-insured banks operate 6 offices in Red Oak, Texas.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Red Oak
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Red Oak, according to the FDIC. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Red Oak
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Red Oak, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens National Bank of Texas Bank · 1
Citizens National Bank of Texas has 1 branch in Red Oak, 11 across Texas and 12 nationwide. FDIC records list its main office in Waxahachie, TX and show it operating since 1868. With $2.19 billion in total assets on June 30, 2026, it ranks No. 568 of 4,232 U.S. banks by total assets. The Citizens National Bank at 102 Harris Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Citizens National Bank102 Harris Ave, 75154
Community National Bank & Trust of Texas Bank · 1
Community National Bank & Trust of Texas has 1 branch in Red Oak, 18 across Texas and 18 nationwide. FDIC records list its main office in Corsicana, TX and show it operating since 1934. With $1.68 billion in total assets on June 30, 2026, it ranks No. 673 of 4,232 U.S. banks by total assets. The Red Oak Branch at 309 E Ovilla Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Red Oak Branch309 E Ovilla Rd, 75154
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Red Oak, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Swm - Red Oak - Rc 550 at 100 S Ryan Dr dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Swm - Red Oak - Rc 550100 S Ryan Dr, 75154
InterBank Bank · 1
InterBank has 1 branch in Red Oak, 28 across Texas and 47 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1988. With $5.33 billion in total assets on June 30, 2026, it ranks No. 279 of 4,232 U.S. banks by total assets. The Red Oak Branch at 102 N State Highway 342 dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Red Oak Branch102 N State Highway 342, 75154
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in Red Oak, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Red Oak Branch at 500 N Interstate 35 Service Road dates to 1942 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Red Oak Branch500 N Interstate 35 Service Road, 75154
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Red Oak, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Red Oak Branch at 557 E Ovilla Rd dates to 1999 in FDIC branch records. It opens on Saturday.
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Red Oak Branch557 E Ovilla Rd, 75154
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Red Oak: the local picture
Short answer: 6 banks run 6 branches in Red Oak according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Red Oak, 4 elsewhere in Texas and 2 out of state, according to the FDIC.
The bank with the longest record here is Citizens National Bank of Texas, operating since 1868 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 500 N Interstate 35 Service Road, dating to 1942; the newest is InterBank's at 102 N State Highway 342, from 2014.
Of the 1 location with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Red Oak
Short answer: 1 of the 1 Red Oak location with published hours opens on Saturday, run by 1 institution.
- Wells Fargo: 1 of 1 branch (557 E Ovilla Rd: Saturday 9 am to 2 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Red Oak, and where the nearest one is if they do not.
Short answer: In Red Oak: Wells Fargo (1). No branches in Red Oak: Chase (nearest in Lancaster, 5 mi), Bank of America (nearest in Desoto, 6 mi), PNC Bank (nearest in Desoto, 5 mi), U.S. Bank (nearest in Dallas, 28 mi), Truist (nearest in Desoto, 6 mi), Fifth Third Bank (nearest in De Soto, 7 mi), Huntington (nearest in Dallas, 12 mi), Regions Bank (nearest in Lancaster, 6 mi), TD Bank, BMO (nearest in Dallas, 18 mi).
| Bank | In Red Oak | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Lancaster, 5 miles away |
| Bank of America | None | Desoto, 6 miles away |
| PNC Bank | None | Desoto, 5 miles away |
| U.S. Bank | None | Dallas, 28 miles away |
| Truist | None | Desoto, 6 miles away |
| Fifth Third Bank | None | De Soto, 7 miles away |
| Huntington | None | Dallas, 12 miles away |
| Regions Bank | None | Lancaster, 6 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 18 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Red Oak to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Red Oak residents like anyone else.
Banks near Red Oak
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lancaster (5 miles) and Desoto (6 miles). Waxahachie, 8 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lancaster, TX | 5 mi | 3 | 3 |
| Banks in Desoto, TX | 6 mi | 6 | 9 |
| Banks in De Soto, TX | 7 mi | 3 | 3 |
| Banks in Waxahachie, TX | 8 mi | 11 | 13 |
| Banks in Cedar Hill, TX | 9 mi | 8 | 8 |
| Banks in Duncanville, TX | 10 mi | 8 | 8 |
| Banks in Midlothian, TX | 11 mi | 8 | 8 |
| Banks in Grand Prairie, TX | 17 mi | 11 | 19 |
Bank branch openings and closings in Red Oak
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Red Oak between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Red Oak by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Red Oak offices.
Short answer: Wells Fargo is the largest bank with offices in Red Oak, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Prosperity Bank is second with $43.88 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| InterBank | $5.33 billion | No. 279 | 1 | Oklahoma City, OK |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| Citizens National Bank of Texas | $2.19 billion | No. 568 | 1 | Waxahachie, TX |
| Community National Bank & Trust of Texas | $1.68 billion | No. 673 | 1 | Corsicana, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Red Oak: FAQ
How many banks are in Red Oak, TX?
Red Oak has 6 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Red Oak?
Wells Fargo, with 1. Prosperity Bank has 1 and InterBank has 1.
Is there a Wells Fargo in Red Oak, TX?
Yes. FDIC data lists 1 Wells Fargo branch in Red Oak as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Prosperity Bank in Red Oak, TX?
Yes. FDIC data lists 1 Prosperity Bank branch in Red Oak as of September 5, 2026. The address and directions are under Prosperity Bank above.
Is there a InterBank in Red Oak, TX?
Yes. FDIC data lists 1 InterBank branch in Red Oak as of September 5, 2026. The address and directions are under InterBank above.
Is there a Chase in Red Oak, TX?
No. FDIC data lists no Chase branch in Red Oak as of September 5, 2026. The nearest is in Lancaster, about 5 miles away in a straight line.
Which banks in Red Oak are open on Saturday?
Wells Fargo publishes Saturday hours for one or more Red Oak locations. The Saturday section above lists each one with its hours. 5 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Red Oak?
Citizens National Bank of Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1868.
Did any bank branches open or close in Red Oak in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Red Oak?
Nearby cities with more banks include Lancaster, Desoto, De Soto. Lancaster is 5 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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