US Bank Directory
Banks in Lancaster, TX
3 FDIC-insured banks operate 3 offices in Lancaster, Texas, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lancaster
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Lancaster, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lancaster
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Regions Bank and First National Bank Texas have the most locations in Lancaster, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
America's Credit Union Credit union · 1
America's Credit Union has 1 office in Lancaster, 7 across Texas. It is based in Garland, TX and $422.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lancaster3200 W Pleasant Run Rd Ste 100, 75146
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Lancaster, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Pleasant Run & Bluegrove Banking Center Branch at 1522 W Pleasant Run Rd dates to 2008 in FDIC branch records. It opens on Saturday.
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Pleasant Run & Bluegrove Banking Center Branch1522 W Pleasant Run Rd, 75146
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Corner Stone Credit Union Credit union · 1
Corner Stone Credit Union has 1 office in Lancaster, 2 across Texas. It is based in Lancaster, TX and $20.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office130 Historic Town Sq, 75146
All hours
Mon to Thu not published; Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Lancaster, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Lancaster Banking Center - Rc 807 at 150 N Beckley St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lancaster Banking Center - Rc 807150 N Beckley St, 75146
Mesquite Credit Union Credit union · 1
Mesquite Credit Union has 1 office in Lancaster, 2 across Texas. It is based in Mesquite, TX and $41.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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America'S Credit Union3200 W Pleasant Run Rd Ste 100, 75146
All hours
Mon to Thu 9 am to 5 pm; Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Neighborhood Credit Union Credit union · 1
Neighborhood Credit Union has 1 office in Lancaster, 17 across Texas. It is based in Dallas, TX and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lancaster Branch1455 W Pleasant Run Rd, 75146
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Lancaster, 85 across Texas and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Lancaster Branch at 1425 N Dallas Ave dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lancaster Branch1425 N Dallas Ave, 75134
Join a credit union in Lancaster
4 credit unions have 4 offices here: Neighborhood Credit Union, America's Credit Union, Mesquite Credit Union and Corner Stone Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lancaster page has every office in the state's directory.
Banking in Lancaster: the local picture
Short answer: 3 banks run 3 branches in Lancaster according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Lancaster, 1 elsewhere in Texas and 2 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 1425 N Dallas Ave, dating to 1919; the newest is Chase's at 1522 W Pleasant Run Rd, from 2008.
4 credit unions have 4 offices in Lancaster, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 3 open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Lancaster
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 75146 has the most bank and credit union offices in Lancaster (6), followed by 75134 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 75146 | 6 | 6 | America's Credit Union, Chase, Corner Stone Credit Union |
| 75134 | 1 | 1 | Regions Bank |
Banks and credit unions open on Saturday in Lancaster
Short answer: 3 of the 5 Lancaster locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (1522 W Pleasant Run Rd: Saturday 9 am to 2 pm)
- America's Credit Union: 1 of 1 office (3200 W Pleasant Run Rd Ste 100: Saturday 9 am to 12 pm)
- Mesquite Credit Union: 1 of 1 office (3200 W Pleasant Run Rd Ste 100: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lancaster, and where the nearest one is if they do not.
Short answer: In Lancaster: Chase (1), Regions Bank (1). No branches in Lancaster: Wells Fargo (nearest in Red Oak, 5 mi), Bank of America (nearest in Desoto, 2 mi), PNC Bank (nearest in Desoto, 4 mi), U.S. Bank (nearest in Dallas, 23 mi), Truist (nearest in Desoto, 4 mi), Fifth Third Bank (nearest in De Soto, 4 mi), Huntington (nearest in Dallas, 8 mi), TD Bank, BMO (nearest in Dallas, 13 mi).
| Bank | In Lancaster | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Regions Bank | 1 branch | here |
| Wells Fargo | None | Red Oak, 5 miles away |
| Bank of America | None | Desoto, 2 miles away |
| PNC Bank | None | Desoto, 4 miles away |
| U.S. Bank | None | Dallas, 23 miles away |
| Truist | None | Desoto, 4 miles away |
| Fifth Third Bank | None | De Soto, 4 miles away |
| Huntington | None | Dallas, 8 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 13 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lancaster to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lancaster residents like anyone else.
Banks near Lancaster
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Desoto (4 miles) and De Soto (4 miles). Waxahachie, 13 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Desoto, TX | 4 mi | 6 | 9 |
| Banks in De Soto, TX | 4 mi | 3 | 3 |
| Banks in Red Oak, TX | 5 mi | 6 | 6 |
| Banks in Duncanville, TX | 8 mi | 8 | 8 |
| Banks in Cedar Hill, TX | 9 mi | 8 | 8 |
| Banks in Waxahachie, TX | 13 mi | 11 | 13 |
| Banks in Balch Springs, TX | 14 mi | 5 | 5 |
| Banks in Midlothian, TX | 15 mi | 8 | 8 |
Bank branch openings and closings in Lancaster
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lancaster between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lancaster
Short answer: 1 institution has its main office in Lancaster: Corner Stone Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Corner Stone Credit Union | Credit union | $20.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lancaster by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lancaster offices.
Short answer: Chase is the largest bank with offices in Lancaster, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lancaster: FAQ
How many banks are in Lancaster, TX?
Lancaster has 3 banks with 3 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lancaster?
Chase, with 1. Regions Bank has 1 and First National Bank Texas has 1.
Is there a Chase in Lancaster, TX?
Yes. FDIC data lists 1 Chase branch in Lancaster as of September 5, 2026. The address and directions are under Chase above.
Is there a Regions Bank in Lancaster, TX?
Yes. FDIC data lists 1 Regions Bank branch in Lancaster as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a First National Bank Texas in Lancaster, TX?
Yes. FDIC data lists 1 First National Bank Texas branch in Lancaster as of September 5, 2026. The address and directions are under First National Bank Texas above.
Is there a Wells Fargo in Lancaster, TX?
No. FDIC data lists no Wells Fargo branch in Lancaster as of September 5, 2026. The nearest is in Red Oak, about 5 miles away in a straight line.
Which banks in Lancaster are open on Saturday?
Chase, America's Credit Union and Mesquite Credit Union publish Saturday hours for one or more Lancaster locations. The Saturday section above lists each one with its hours. 2 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lancaster?
Corner Stone Credit Union has its main office in Lancaster, according to the FDIC and the NCUA.
What is the oldest bank in Lancaster?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Lancaster?
Neighborhood Credit Union, America's Credit Union, Mesquite Credit Union and Corner Stone Credit Union have offices in Lancaster. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lancaster in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lancaster?
Nearby cities with more banks include Desoto, De Soto, Red Oak. Desoto is 4 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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