Banks in Hillsboro, TX

Bank branch map: Hillsboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Hillsboro, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Hillsboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Citizens National Bank of Hillsboro has the most locations in Hillsboro, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Citizens National Bank of Hillsboro 2 branches · main office Hillsboro, TX Bank · 2

The Citizens National Bank of Hillsboro has 2 branches in Hillsboro, 2 across Texas and 2 nationwide. FDIC records list its main office in Hillsboro, TX and show it operating since 1893. With $224.4 million in total assets on June 30, 2026, it ranks No. 2,860 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hillsboro location is its main office at 200 E Elm St, dating to 1893; the newest, at 1300 Corsicana Hwy, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  200 E Elm St, 76645

  Hours: see the bank's site
  DirectionsWebsite
• The Citizens Bank, National Association Branch

  1300 Corsicana Hwy, 76645

  Hours: see the bank's site
  DirectionsWebsite

The Citizens National Bank of Hillsboro: profile, branches and contacts

First Central Credit Union 1 office · main office Waco, TX Credit union · 1

First Central Credit Union has 1 office in Hillsboro, 6 across Texas. It is based in Waco, TX and $188.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Hillsboro Branch

  305 Coke Ave, 76645

  (254) 582-2489Today 9 am to 5:30 pm

  All hours

  Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

First Central Credit Union: profile, branches and contacts

First National Bank of Central Texas 1 branch · main office Waco, TX Bank · 1

First National Bank of Central Texas has 1 branch in Hillsboro, 7 across Texas and 7 nationwide. FDIC records list its main office in Waco, TX and show it operating since 1901. With $1.77 billion in total assets on June 30, 2026, it ranks No. 651 of 4,232 U.S. banks by total assets. The Hillsboro Branch at 1298 Corsicana Highway dates to 1926 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hillsboro Branch

  1298 Corsicana Highway, 76645

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Central Texas: profile, branches and contacts

First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Hillsboro, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Hillsboro Banking Center - Rc 617 at 401 Coke Ave dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hillsboro Banking Center - Rc 617

  401 Coke Ave, 76645

  Hours: see the bank's site
  DirectionsWebsite

First National Bank Texas: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Hillsboro, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Hillsboro I-35 Branch at 1400 Corsicana Hwy dates to 1996 in FDIC branch records. It opens on Saturday.

• Hillsboro I-35 Branch

  1400 Corsicana Hwy, 76645

  (254) 580-2350Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Join a credit union in Hillsboro

1 credit union has 1 office here: First Central Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hillsboro page has every office in the state's directory.

Banking in Hillsboro: the local picture

Short answer: 4 banks run 5 branches in Hillsboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Hillsboro, 2 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is The Citizens National Bank of Hillsboro's office at 200 E Elm St, dating to 1893; the newest is The Citizens National Bank of Hillsboro's at 1300 Corsicana Hwy, from 2007.

The only credit union with an office here is First Central Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Hillsboro

Short answer: 1 of the 2 Hillsboro locations with published hours opens on Saturday, run by 1 institution.

• Wells Fargo: 1 of 1 branch (1400 Corsicana Hwy: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Hillsboro, and where the nearest one is if they do not.

Short answer: In Hillsboro: Wells Fargo (1). No branches in Hillsboro: Chase (nearest in Waco, 32 mi), Bank of America (nearest in Waxahachie, 31 mi), PNC Bank (nearest in Waco, 28 mi), U.S. Bank (nearest in Dallas, 66 mi), Truist (nearest in Desoto, 44 mi), Fifth Third Bank (nearest in Mansfield, 42 mi), Huntington (nearest in Itasca, 11 mi), Regions Bank (nearest in Mansfield, 40 mi), TD Bank, BMO (nearest in Dallas, 57 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hillsboro to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hillsboro residents like anyone else.

Banks near Hillsboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Whitney (13 miles) and West (14 miles). Waco, 33 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Hillsboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hillsboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Hillsboro

Short answer: 1 institution has its main office in Hillsboro: The Citizens National Bank of Hillsboro.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Hillsboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hillsboro offices.

Short answer: Wells Fargo is the largest bank with offices in Hillsboro, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First National Bank Texas is second with $4.64 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hillsboro: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.