NCUA-insured credit union
First Central — Waco, TX
Credit Union headquartered in Waco, Texas.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | Po Box 21809 Waco, TX 76702 |
| County | McLennan |
| Website | not published in NCUA data |
| Phone | (254) 776-9333 |
NCUA record
| NCUA Charter | 67644 |
| Federal Reserve RSSD ID | 979197 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
How to find your First Central routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Sanger Office main office Waco, TX |
6201 Sanger Ave, 76710 (254) 776-9333 Drivethru 7:30am-6pm M-F, 9am-1pm Sat. |
| Brownwood Branch Brownwood, TX |
1602 Austin Ave, 76801 (325) 641-2943 Drivethru 7:30am-6:00 pm M-F |
| Hillsboro Branch Hillsboro, TX |
305 Coke Ave, 76645 (254) 582-2489 Drive Thru 9am-5:30pm M-F |
| Chapel Office Waco, TX |
9101 Chapel Rd, 76712 (254) 776-9333 Drivethru 7:30am-6pm M-F |
| Bellmead Office Waco, TX |
3100 Bellmead Dr, 76705 (254) 776-9333 Drivethru 7:30am-6pm M-F |
| Dts-Centralized Lending Office Waco, TX |
6801 Sanger Ave Ste 1030, 76710 (254) 776-9333 9 AM TO 5:30 PM, M-F |
Where First Central has offices
Cities with the most First Central offices
Other credit unions headquartered in Waco
| Educators | $604.03 million |
| Genco | $490.87 million |
| Members Choice of Central Texas | $213.34 million |
| Heart O' Texas | $54.63 million |
| Mclennan County Employees | $20.69 million |
| Waco | $20.24 million |
| Linkage | $17.88 million |
| 1st University | $17.77 million |
Largest credit unions headquartered elsewhere in Texas
| Randolph-brooks Universal City | $19.19 billion |
| Security Service San Antonio | $14.21 billion |
| American Airlines Fort Worth | $9.45 billion |
| Texas Dow Employees Houston | $5.10 billion |
| Rally Corpus Christi | $4.77 billion |
| Eecu Fort Worth | $4.76 billion |
| Gecu El Paso | $4.66 billion |
| Credit Human San Antonio | $4.38 billion |
Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.
