NCUA-insured credit union

Members Choice of Central Texas

Credit Union headquartered in Waco, Texas.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Total assets
$213.34 million
Branches
3
NCUA-insured since
1971
Established
1935

Headquarters and contact

AddressPo Box 20248
Waco, TX 76702
CountyMcLennan
Websitenot published in NCUA data
Phone(254) 776-7070

NCUA record

NCUA Charter199
Federal Reserve RSSD ID19570
StatusActive
Charter type1 (NCUA)
Financials as ofMarch 31, 2026

Routing number

NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at Members Choice of Central Texas.

Offices

Main Branch main office
Waco, TX
4631 W Waco Dr, 76710
(254) 776-7070
Lobby: Mon-Thur 9:00am-5:00pm; Fri 9:00am-6:00pm; Sat 9:00am-12:00pm Drive Thru: Mon-Fri 7:30am-6:00pm; Sat 9:00am-12:00pm
Marlin Branch
Marlin, TX
212 Virginia Ave, 76661
(254) 883-3742
Lobby: Mon-Thur 9:00am-5:00pm; Fri 9:00am-5:30pm; 1st Sat of Month 9:00am-12:00pm Drive Thru: Mon-Thur 8:15am-5:30pm; Fri 8:15a
Northside Branch
Waco, TX
845 New Dallas Hwy, 76705
(254) 867-1250
Lobby: Mon-Thur 9:00am-5:00pm; Fri 9:00am-6:00pm Drive Thru: Mon-Fri 7:30am-6:00pm

Where Members Choice of Central Texas has offices

Other credit unions headquartered in Waco

Educators$604.03 million
Genco$490.87 million
First Central$188.44 million
Heart O' Texas$54.63 million
Mclennan County Employees$20.69 million
Waco$20.24 million
Linkage$17.88 million
1st University$17.77 million