US Bank Directory

Banks in Whitney, TX

3 FDIC-insured banks operate 3 offices in Whitney, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Whitney

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Whitney, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Whitney

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington, Cornerstone Capital Bank, SSB and First Security State Bank have the most locations in Whitney, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cornerstone Capital Bank, SSB 1 branch · main office Houston, TX Bank · 1

Cornerstone Capital Bank, SSB has 1 branch in Whitney, 17 across Texas and 19 nationwide. FDIC records list its main office in Houston, TX and show it operating since 1906. With $3.67 billion in total assets on June 30, 2026, it ranks No. 357 of 4,232 U.S. banks by total assets. The Whitney Branch at 307 N Brazos St dates to 1932 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Cornerstone Capital Bank, SSB: profile, branches and contacts
First Security State Bank 1 branch · main office Cranfills Gap, TX Bank · 1

First Security State Bank has 1 branch in Whitney, 4 across Texas and 4 nationwide. FDIC records list its main office in Cranfills Gap, TX and show it operating since 1910. With $183.1 million in total assets on June 30, 2026, it ranks No. 3,107 of 4,232 U.S. banks by total assets. The Brazos Branch at 1201 N Brazos St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Security State Bank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Whitney, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Whitney Branch at 303 S Bosque St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Huntington: profile, branches and contacts

Banking in Whitney: the local picture

Short answer: 3 banks run 3 branches in Whitney according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Whitney, 2 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Cornerstone Capital Bank, SSB's office at 307 N Brazos St, dating to 1932; the newest is Huntington's at 303 S Bosque St, from 2003.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Whitney, and where the nearest one is if they do not.

Short answer: In Whitney: Huntington (1). No branches in Whitney: Chase (nearest in Waco, 30 mi), Wells Fargo (nearest in Hillsboro, 14 mi), Bank of America (nearest in Waco, 30 mi), PNC Bank (nearest in Cleburne, 27 mi), U.S. Bank (nearest in Dallas, 74 mi), Truist (nearest in Arlington, 52 mi), Fifth Third Bank (nearest in Mansfield, 47 mi), Regions Bank (nearest in Mansfield, 45 mi), TD Bank, BMO (nearest in Dallas, 65 mi).

BankIn WhitneyNearest branch if none here
Huntington1 branchhere
ChaseNoneWaco, 30 miles away
Wells FargoNoneHillsboro, 14 miles away
Bank of AmericaNoneWaco, 30 miles away
PNC BankNoneCleburne, 27 miles away
U.S. BankNoneDallas, 74 miles away
TruistNoneArlington, 52 miles away
Fifth Third BankNoneMansfield, 47 miles away
Regions BankNoneMansfield, 45 miles away
TD BankNonenone in Texas
BMONoneDallas, 65 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Whitney to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Whitney residents like anyone else.

Banks near Whitney

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hillsboro (13 miles) and West (17 miles). Waco, 30 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Whitney

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Whitney between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Whitney by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Whitney offices.

Short answer: Huntington is the largest bank with offices in Whitney, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Cornerstone Capital Bank, SSB is second with $3.67 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 151Columbus, OH
Cornerstone Capital Bank, SSB$3.67 billionNo. 3571Houston, TX
First Security State Bank$183.1 millionNo. 3,1071Cranfills Gap, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Whitney: FAQ

How many banks are in Whitney, TX?

Whitney has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Whitney?

Huntington, with 1. Cornerstone Capital Bank, SSB has 1 and First Security State Bank has 1.

Is there a Huntington in Whitney, TX?

Yes. FDIC data lists 1 Huntington branch in Whitney as of September 5, 2026. The address and directions are under Huntington above.

Is there a Cornerstone Capital Bank, SSB in Whitney, TX?

Yes. FDIC data lists 1 Cornerstone Capital Bank, SSB branch in Whitney as of September 5, 2026. The address and directions are under Cornerstone Capital Bank, SSB above.

Is there a First Security State Bank in Whitney, TX?

Yes. FDIC data lists 1 First Security State Bank branch in Whitney as of September 5, 2026. The address and directions are under First Security State Bank above.

Is there a Chase in Whitney, TX?

No. FDIC data lists no Chase branch in Whitney as of September 5, 2026. The nearest is in Waco, about 30 miles away in a straight line.

What is the oldest bank in Whitney?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Did any bank branches open or close in Whitney in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Whitney?

Nearby cities with more banks include Hillsboro, West, Clifton. Hillsboro is 13 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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