Banks in Narragansett, RI

Bank branch map: Narragansett

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Narragansett, according to the FDIC. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Narragansett

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Washington Trust Company, of Westerly has the most locations in Narragansett, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Washington Trust Company, of Westerly 2 branches · main office Westerly, RI Bank · 2

The Washington Trust Company, of Westerly has 2 branches in Narragansett, 28 across Rhode Island and 30 nationwide. FDIC records list its main office in Westerly, RI and show it operating since 1800. With $6.55 billion in total assets on June 30, 2026, it ranks No. 236 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Narragansett location is the Bonnet Shores Branch at 885 Boston Neck Rd, dating to 1989; the newest, at 20 Point Judith Rd, to 1989. It does not publish hours in the sources this page uses; check its site before you go.

• Sweet Meadows Branch

  20 Point Judith Rd, 02882

  Hours: see the bank's site
  DirectionsWebsite
• Bonnet Shores Branch

  885 Boston Neck Rd, 02882

  Hours: see the bank's site
  DirectionsWebsite

The Washington Trust Company, of Westerly: profile, branches and contacts

BankNewport 1 branch · main office Middletown, RI Bank · 1

BankNewport has 1 branch in Narragansett, 20 across Rhode Island and 20 nationwide. FDIC records list its main office in Middletown, RI and show it operating since 1819. With $3.07 billion in total assets on June 30, 2026, it ranks No. 420 of 4,232 U.S. banks by total assets. The Narragansett Branch at 90 Point Judith Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Narragansett Branch

  90 Point Judith Rd, 02882

  Hours: see the bank's site
  DirectionsWebsite

BankNewport: profile, branches and contacts

Centreville Bank 1 branch · main office West Warwick, RI Bank · 1

Centreville Bank has 1 branch in Narragansett, 16 across Rhode Island and 22 nationwide. FDIC records list its main office in West Warwick, RI and show it operating since 1888. With $3.15 billion in total assets on June 30, 2026, it ranks No. 411 of 4,232 U.S. banks by total assets. The Narragansett Branch at 1115 Boston Neck Rd dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Narragansett Branch

  1115 Boston Neck Rd, 02882

  Hours: see the bank's site
  DirectionsWebsite

Centreville Bank: profile, branches and contacts

Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Narragansett, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Narragansett Branch at 10 Woodruff Ave dates to 1965 in FDIC branch records. It opens on Saturday.

• Narragansett Branch

  10 Woodruff Ave, 02882

  (401) 783-3392Today 9 am to 4 pm

  All hours

  Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

  Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

  DirectionsWebsite

Citizens: profile, branches and contacts

Banking in Narragansett: the local picture

Short answer: 4 banks run 5 branches in Narragansett according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Narragansett, 4 elsewhere in Rhode Island, according to the FDIC.

The bank with the longest record here is The Washington Trust Company, of Westerly, operating since 1800 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 10 Woodruff Ave, dating to 1965; the newest is Centreville Bank's at 1115 Boston Neck Rd, from 2012.

Of the 1 location with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Narragansett

Short answer: 1 of the 1 Narragansett location with published hours opens on Saturday, run by 1 institution.

• Citizens: 1 of 1 branch (10 Woodruff Ave: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Narragansett, and where the nearest one is if they do not.

Short answer: No branches in Narragansett: Chase (nearest in Wakefield, 1 mi), Wells Fargo, Bank of America (nearest in Wakefield, 1 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Middletown, 10 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Narragansett to the nearest branch in Rhode Island.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Narragansett residents like anyone else.

Banks near Narragansett

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wakefield (1 mile) and Newport (8 miles). Middletown, 10 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Narragansett

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Narragansett between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Narragansett by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Narragansett offices.

Short answer: Citizens is the largest bank with offices in Narragansett, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. The Washington Trust Company, of Westerly is second with $6.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Narragansett: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.