US Bank Directory
Banks in Middletown, RI
8 FDIC-insured banks operate 10 offices in Middletown, Rhode Island, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Middletown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 11 locations in Middletown, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Middletown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Beacon Bank and Trust and BankNewport have the most locations in Middletown, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BankNewport Bank · 2
BankNewport has 2 branches in Middletown, 20 across Rhode Island and 20 nationwide. FDIC records list its main office in Middletown, RI and show it operating since 1819. With $3.07 billion in total assets on June 30, 2026, it ranks No. 420 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Middletown location is its main office at 184 John Clarke Rd, dating to 1819; the newest, at 528 W Main Rd, to 1961. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office184 John Clarke Rd, 02842
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Middletown Branch528 W Main Rd, 02842
Beacon Bank and Trust Bank · 2
Beacon Bank and Trust has 2 branches in Middletown, 27 across Rhode Island and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Middletown location is the 165 East Main Road Branch at 165 E Main Rd, dating to 1888; the newest, at 132 E Main Rd, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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Middletown Branch132 E Main Rd, 02842
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165 East Main Road Branch165 E Main Rd, 02842
Bank of America Bank · 1
Bank of America has 1 branch in Middletown, 24 across Rhode Island and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Middletown Branch at 530 E Main Rd dates to 1960 in FDIC branch records. It opens on Saturday.
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Middletown Branch530 E Main Rd, 02842
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Centreville Bank Bank · 1
Centreville Bank has 1 branch in Middletown, 16 across Rhode Island and 22 nationwide. FDIC records list its main office in West Warwick, RI and show it operating since 1888. With $3.15 billion in total assets on June 30, 2026, it ranks No. 411 of 4,232 U.S. banks by total assets. The Centreville Bank - Middletown Branch at 160 E Main Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centreville Bank - Middletown Branch160 E Main Rd, 02842
Chase Bank · 1
Chase has 1 branch in Middletown, 16 across Rhode Island and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Middletown E Main Rd Branch at 5 E Main Rd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middletown E Main Rd Branch5 E Main Rd, 02842
Citizens Bank · 1
Citizens has 1 branch in Middletown, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Middletown Branch at 99 E Main Rd Ste 2 dates to 1954 in FDIC branch records. It opens on Saturday.
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Middletown Branch99 E Main Rd Ste 2, 02842
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Santander Bank · 1
Santander has 1 branch in Middletown, 25 across Rhode Island and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Middletown Branch at 716 Aquidneck Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middletown Branch716 Aquidneck Ave, 02842
TD Bank Bank · 1
TD Bank has 1 branch in Middletown, 9 across Rhode Island and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Middletown Branch at 553 W Main Rd dates to 2018 in FDIC branch records. It opens on Saturday.
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Middletown Branch553 W Main Rd, 02842
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
the Peoples Credit Union Credit union · 1
the Peoples Credit Union has 1 office in Middletown, 6 across Rhode Island. It is based in Middletown, RI and $801.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office858 W Main Rd, 02842
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Middletown
1 credit union has 1 office here: the Peoples Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middletown page has every office in the state's directory.
Banking in Middletown: the local picture
Short answer: 8 banks run 10 branches in Middletown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 1 has its main office in Middletown, 2 elsewhere in Rhode Island and 5 out of state, according to the FDIC.
The bank with the longest record here is BankNewport, operating since 1819 according to the FDIC. In FDIC branch records, the longest-running branch is BankNewport's office at 184 John Clarke Rd, dating to 1819; the newest is Centreville Bank's at 160 E Main Rd, from 2025.
The only credit union with an office here is the Peoples Credit Union.
Of the 4 locations with published hours. 4 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Middletown
Short answer: 4 of the 4 Middletown locations with published hours open on Saturday, run by 4 institutions.
- Bank of America: 1 of 1 branch (530 E Main Rd: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (553 W Main Rd: Saturday 9 am to 1 pm)
- Citizens: 1 of 1 branch (99 E Main Rd Ste 2: Saturday 9 am to 12 pm)
- the Peoples Credit Union: 1 of 1 office (858 W Main Rd: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Middletown, and where the nearest one is if they do not.
Short answer: In Middletown: Chase (1), Bank of America (1), TD Bank (1). No branches in Middletown: Wells Fargo, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Middletown | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | none in Rhode Island |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middletown to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middletown residents like anyone else.
Banks near Middletown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newport (2 miles) and Portsmouth (6 miles). East Greenwich, 13 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newport, RI | 2 mi | 6 | 8 |
| Banks in Portsmouth, RI | 6 mi | 3 | 3 |
| Banks in Narragansett, RI | 10 mi | 4 | 5 |
| Banks in Tiverton, RI | 10 mi | 2 | 3 |
| Banks in North Kingstown, RI | 11 mi | 6 | 7 |
| Banks in Wakefield, RI | 11 mi | 6 | 7 |
| Banks in Bristol, RI | 12 mi | 4 | 5 |
| Banks in East Greenwich, RI | 13 mi | 8 | 8 |
Bank branch openings and closings in Middletown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Middletown between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Nov 24, 2025 | Opened | Centreville Bank | 160 E Main Rd, 02842 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Middletown
Short answer: 2 institutions have their main office in Middletown: BankNewport and the Peoples Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| BankNewport | Bank | $3.07 billion | 2 |
| the Peoples Credit Union | Credit union | $801.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Middletown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middletown offices.
Short answer: Chase is the largest bank with offices in Middletown, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 2 | Boston, MA |
| Centreville Bank | $3.15 billion | No. 411 | 1 | West Warwick, RI |
| BankNewport | $3.07 billion | No. 420 | 2 | Middletown, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Middletown: FAQ
How many banks are in Middletown, RI?
Middletown has 8 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Middletown?
Beacon Bank and Trust, with 2. BankNewport has 2 and Chase has 1.
Is there a Beacon Bank and Trust in Middletown, RI?
Yes. FDIC data lists 2 Beacon Bank and Trust branches in Middletown as of September 5, 2026. Its branches are listed under Beacon Bank and Trust above, with the address and directions for each.
Is there a BankNewport in Middletown, RI?
Yes. FDIC data lists 2 BankNewport branches in Middletown as of September 5, 2026, the main office at 184 John Clarke Rd. Its branches are listed under BankNewport above, with the address and directions for each.
Is there a Chase in Middletown, RI?
Yes. FDIC data lists 1 Chase branch in Middletown as of September 5, 2026. The address and directions are under Chase above.
Which banks in Middletown are open on Saturday?
Bank of America, TD Bank, Citizens and the Peoples Credit Union publish Saturday hours for one or more Middletown locations. The Saturday section above lists each one with its hours. 7 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Middletown?
BankNewport and the Peoples Credit Union have their main office in Middletown, according to the FDIC and the NCUA.
What is the oldest bank in Middletown?
BankNewport has the longest record among banks with a branch here: the FDIC shows it operating since 1819.
Which credit unions can I join in Middletown?
the Peoples Credit Union has an office in Middletown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Middletown in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Middletown?
Nearby cities with more banks include Newport, Portsmouth, Narragansett. Newport is 2 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 10 branches: Bank of America, Citizens, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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