US Bank Directory
Banks in North Kingstown, RI
6 FDIC-insured banks operate 7 offices in North Kingstown, Rhode Island, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: North Kingstown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in North Kingstown, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in North Kingstown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens has the most locations in North Kingstown, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 2
Citizens has 2 branches in North Kingstown, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running North Kingstown location is the North Kingstown Branch at 100 Frenchtown Rd, dating to 1970; the newest, at 1300 Ten Rod Rd, to 2007. All 2 of its North Kingstown locations with published hours open on Saturday.
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North Kingstown Branch100 Frenchtown Rd, 02852
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Stop & Shop - Wickford Branch1300 Ten Rod Rd, 02852
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in North Kingstown, 24 across Rhode Island and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The North Kingstown Branch at 6725 Post Rd dates to 1956 in FDIC branch records. It opens on Saturday.
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North Kingstown Branch6725 Post Rd, 02852
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
BankNewport Bank · 1
BankNewport has 1 branch in North Kingstown, 20 across Rhode Island and 20 nationwide. FDIC records list its main office in Middletown, RI and show it operating since 1819. With $3.07 billion in total assets on June 30, 2026, it ranks No. 420 of 4,232 U.S. banks by total assets. The North Kingstown Branch at 1350 Ten Rod Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Kingstown Branch1350 Ten Rod Rd, 02852
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in North Kingstown, 27 across Rhode Island and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The North Kingstown Branch at 1140 Ten Rod Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Kingstown Branch1140 Ten Rod Rd, 02852
Centreville Bank Bank · 1
Centreville Bank has 1 branch in North Kingstown, 16 across Rhode Island and 22 nationwide. FDIC records list its main office in West Warwick, RI and show it operating since 1888. With $3.15 billion in total assets on June 30, 2026, it ranks No. 411 of 4,232 U.S. banks by total assets. The North Kingstown Branch at 234 W Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Kingstown Branch234 W Main St, 02852
Coastal1 Credit Union Credit union · 1
Coastal1 Credit Union has 1 office in North Kingstown, 18 across Rhode Island. It is based in Pawtucket, RI and $3.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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North Kingstown Branch221 Tower Hill Rd, 02852
All hours
Mon not published; Tue 9 am to 5 pm; Wed 9 am to 4 pm; Thu not published; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Navigant Credit Union Credit union · 1
Navigant Credit Union has 1 office in North Kingstown, 27 across Rhode Island. It is based in Smithfield, RI and $4.18 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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North Kingstown1041 Ten Rod Rd, 02852
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Ocean State Credit Union Credit union · 1
Ocean State Credit Union has 1 office in North Kingstown, 7 across Rhode Island. It is based in Coventry, RI and $351.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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North Kingstown Branch7373 Post Rd, 02852
All hours
Mon to Thu 9 am to 4 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
The Washington Trust Company, of Westerly Bank · 1
The Washington Trust Company, of Westerly has 1 branch in North Kingstown, 28 across Rhode Island and 30 nationwide. FDIC records list its main office in Westerly, RI and show it operating since 1800. With $6.55 billion in total assets on June 30, 2026, it ranks No. 236 of 4,232 U.S. banks by total assets. The North Kingstown Branch at 7625 Post Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Kingstown Branch7625 Post Rd, 02852
Join a credit union in North Kingstown
3 credit unions have 3 offices here: Navigant Credit Union, Coastal1 Credit Union and Ocean State Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in North Kingstown page has every office in the state's directory.
Banking in North Kingstown: the local picture
Short answer: 6 banks run 7 branches in North Kingstown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in North Kingstown, 4 elsewhere in Rhode Island and 2 out of state, according to the FDIC.
The bank with the longest record here is The Washington Trust Company, of Westerly, operating since 1800 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 6725 Post Rd, dating to 1956; the newest is BankNewport's at 1350 Ten Rod Rd, from 2007.
3 credit unions have 3 offices in North Kingstown, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 5 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in North Kingstown
Short answer: 5 of the 6 North Kingstown locations with published hours open on Saturday, run by 4 institutions.
- Citizens: 2 of 2 branches (100 Frenchtown Rd: Saturday 9 am to 12 pm, and 1 more)
- Bank of America: 1 of 1 branch (6725 Post Rd: Saturday 9 am to 2 pm)
- Navigant Credit Union: 1 of 1 office (1041 Ten Rod Rd: Saturday 9 am to 12 pm)
- Coastal1 Credit Union: 1 of 1 office (221 Tower Hill Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in North Kingstown, and where the nearest one is if they do not.
Short answer: In North Kingstown: Bank of America (1). No branches in North Kingstown: Chase (nearest in East Greenwich, 5 mi), Wells Fargo, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Warwick, 8 mi), BMO.
| Bank | In North Kingstown | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | East Greenwich, 5 miles away |
| Wells Fargo | None | none in Rhode Island |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | Warwick, 8 miles away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North Kingstown to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North Kingstown residents like anyone else.
Banks near North Kingstown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are East Greenwich (4 miles) and Coventry (7 miles). Warwick, 8 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in East Greenwich, RI | 4 mi | 8 | 8 |
| Banks in Coventry, RI | 7 mi | 6 | 6 |
| Banks in West Warwick, RI | 8 mi | 2 | 2 |
| Banks in Warwick, RI | 8 mi | 12 | 23 |
| Banks in Narragansett, RI | 10 mi | 4 | 5 |
| Banks in Wakefield, RI | 10 mi | 6 | 7 |
| Banks in Middletown, RI | 11 mi | 8 | 10 |
| Banks in Newport, RI | 11 mi | 6 | 8 |
Bank branch openings and closings in North Kingstown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in North Kingstown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in North Kingstown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North Kingstown offices.
Short answer: Bank of America is the largest bank with offices in North Kingstown, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 2 | Providence, RI |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| The Washington Trust Company, of Westerly | $6.55 billion | No. 236 | 1 | Westerly, RI |
| Centreville Bank | $3.15 billion | No. 411 | 1 | West Warwick, RI |
| BankNewport | $3.07 billion | No. 420 | 1 | Middletown, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in North Kingstown: FAQ
How many banks are in North Kingstown, RI?
North Kingstown has 6 banks with 7 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in North Kingstown?
Citizens, with 2. Bank of America has 1 and Beacon Bank and Trust has 1.
Is there a Citizens in North Kingstown, RI?
Yes. FDIC data lists 2 Citizens branches in North Kingstown as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a Bank of America in North Kingstown, RI?
Yes. FDIC data lists 1 Bank of America branch in North Kingstown as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Beacon Bank and Trust in North Kingstown, RI?
Yes. FDIC data lists 1 Beacon Bank and Trust branch in North Kingstown as of September 5, 2026. The address and directions are under Beacon Bank and Trust above.
Is there a Chase in North Kingstown, RI?
No. FDIC data lists no Chase branch in North Kingstown as of September 5, 2026. The nearest is in East Greenwich, about 5 miles away in a straight line.
Which banks in North Kingstown are open on Saturday?
Citizens, Bank of America, Navigant Credit Union and Coastal1 Credit Union publish Saturday hours for one or more North Kingstown locations. The Saturday section above lists each one with its hours. 4 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in North Kingstown?
The Washington Trust Company, of Westerly has the longest record among banks with a branch here: the FDIC shows it operating since 1800.
Which credit unions can I join in North Kingstown?
Navigant Credit Union, Coastal1 Credit Union and Ocean State Credit Union have offices in North Kingstown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in North Kingstown in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near North Kingstown?
Nearby cities with more banks include East Greenwich, Coventry, West Warwick. East Greenwich is 4 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: Bank of America, Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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