US Bank Directory
Banks in West Warwick, RI
2 FDIC-insured banks operate 2 offices in West Warwick, Rhode Island, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: West Warwick
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in West Warwick, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in West Warwick
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens and Centreville Bank have the most locations in West Warwick, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Centreville Bank Bank · 1
Centreville Bank has 1 branch in West Warwick, 16 across Rhode Island and 22 nationwide. FDIC records list its main office in West Warwick, RI and show it operating since 1888. With $3.15 billion in total assets on June 30, 2026, it ranks No. 411 of 4,232 U.S. banks by total assets. Its main office at 1218 Main St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1218 Main St, 02893
Citizens Bank · 1
Citizens has 1 branch in West Warwick, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The West Warwick Branch at 1220 Main St dates to 1973 in FDIC branch records. It opens on Saturday.
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West Warwick Branch1220 Main St, 02893
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Natco Employees Credit Union Credit union · 1
Natco Employees Credit Union has 1 office in West Warwick, 1 across Rhode Island. It is based in West Warwick, RI and $201,000 in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office155 Brookside Ave, 02893
All hours
Mon not published; Tue 12 pm to 1 pm; Wed to Sun not published
Hours: NCUA, March 31, 2026
Ocean State Credit Union Credit union · 1
Ocean State Credit Union has 1 office in West Warwick, 7 across Rhode Island. It is based in Coventry, RI and $351.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Phenix Branch744 Main St, 02893
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in West Warwick
2 credit unions have 2 offices here: Ocean State Credit Union and Natco Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Warwick page has every office in the state's directory.
Banking in West Warwick: the local picture
Short answer: 2 banks run 2 branches in West Warwick according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in West Warwick, 1 elsewhere in Rhode Island, according to the FDIC.
The bank with the longest record here is Centreville Bank, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is Centreville Bank's office at 1218 Main St, dating to 1888; the newest is Citizens's at 1220 Main St, from 1973.
2 credit unions have 2 offices in West Warwick, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in West Warwick
Short answer: 1 of the 3 West Warwick locations with published hours opens on Saturday, run by 1 institution.
- Citizens: 1 of 1 branch (1220 Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in West Warwick, and where the nearest one is if they do not.
Short answer: No branches in West Warwick: Chase (nearest in Warwick, 2 mi), Wells Fargo, Bank of America (nearest in Warwick, 2 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Warwick, 6 mi), BMO.
| Bank | In West Warwick | Nearest branch if none here |
|---|---|---|
| Chase | None | Warwick, 2 miles away |
| Wells Fargo | None | none in Rhode Island |
| Bank of America | None | Warwick, 2 miles away |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | Warwick, 6 miles away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Warwick to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Warwick residents like anyone else.
Banks near West Warwick
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Coventry (3 miles) and Warwick (4 miles). Cranston, 6 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Coventry, RI | 3 mi | 6 | 6 |
| Banks in Warwick, RI | 4 mi | 12 | 23 |
| Banks in East Greenwich, RI | 4 mi | 8 | 8 |
| Banks in Cranston, RI | 6 mi | 13 | 32 |
| Banks in North Kingstown, RI | 8 mi | 6 | 7 |
| Banks in Johnston, RI | 8 mi | 7 | 8 |
| Banks in Providence, RI | 10 mi | 13 | 40 |
| Banks in Riverside, RI | 10 mi | 3 | 3 |
Bank branch openings and closings in West Warwick
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in West Warwick between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in West Warwick
Short answer: 2 institutions have their main office in West Warwick: Centreville Bank and Natco Employees Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Centreville Bank | Bank | $3.15 billion | 1 |
| Natco Employees Credit Union | Credit union | $201,000 | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in West Warwick by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Warwick offices.
Short answer: Citizens is the largest bank with offices in West Warwick, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Centreville Bank is second with $3.15 billion. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Centreville Bank | $3.15 billion | No. 411 | 1 | West Warwick, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in West Warwick: FAQ
How many banks are in West Warwick, RI?
West Warwick has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in West Warwick?
Citizens, with 1. Centreville Bank has 1.
Is there a Citizens in West Warwick, RI?
Yes. FDIC data lists 1 Citizens branch in West Warwick as of September 5, 2026. The address and directions are under Citizens above.
Is there a Centreville Bank in West Warwick, RI?
Yes. FDIC data lists 1 Centreville Bank branch in West Warwick as of September 5, 2026, the main office at 1218 Main St. The address and directions are under Centreville Bank above.
Is there a Chase in West Warwick, RI?
No. FDIC data lists no Chase branch in West Warwick as of September 5, 2026. The nearest is in Warwick, about 2 miles away in a straight line.
Which banks in West Warwick are open on Saturday?
Citizens publishes Saturday hours for one or more West Warwick locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in West Warwick?
Centreville Bank and Natco Employees Credit Union have their main office in West Warwick, according to the FDIC and the NCUA.
What is the oldest bank in West Warwick?
Centreville Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1888.
Which credit unions can I join in West Warwick?
Ocean State Credit Union and Natco Employees Credit Union have offices in West Warwick. Check each credit union's membership rules before you apply.
Did any bank branches open or close in West Warwick in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near West Warwick?
Nearby cities with more banks include Coventry, Warwick, East Greenwich. Coventry is 3 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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