US Bank Directory
Banks in Wakefield, RI
6 FDIC-insured banks operate 7 offices in Wakefield, Rhode Island, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Wakefield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 11 locations in Wakefield, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wakefield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Beacon Bank and Trust has the most locations in Wakefield, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Beacon Bank and Trust Bank · 2
Beacon Bank and Trust has 2 branches in Wakefield, 27 across Rhode Island and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wakefield location is the Wakefield Branch at 290 Main St, dating to 2014; the newest, at 122 Tower Hill Road, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Wakefield Branch122 Tower Hill Road, 02879
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Wakefield Branch290 Main St, 02879
Bank of America Bank · 1
Bank of America has 1 branch in Wakefield, 24 across Rhode Island and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Wakefield Branch at 4 Old Tower Hill Rd dates to 1950 in FDIC branch records. It opens on Saturday.
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Wakefield Branch4 Old Tower Hill Rd, 02879
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Wakefield, 16 across Rhode Island and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Wakefield Kingstown Rd Branch at 580 Kingstown Rd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wakefield Kingstown Rd Branch580 Kingstown Rd, 02879
Citizens Bank · 1
Citizens has 1 branch in Wakefield, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Wakefield Branch at 51 Main St dates to 1976 in FDIC branch records. It opens on Saturday.
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Wakefield Branch51 Main St, 02879
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Coastal1 Credit Union Credit union · 1
Coastal1 Credit Union has 1 office in Wakefield, 18 across Rhode Island. It is based in Pawtucket, RI and $3.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Wakefield Branch84 Old Tower Hill Rd, 02879
All hours
Mon to Wed 8:30 am to 4 pm; Thu not published; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Navigant Credit Union Credit union · 1
Navigant Credit Union has 1 office in Wakefield, 27 across Rhode Island. It is based in Smithfield, RI and $4.18 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Wakefield172 Main St, 02879
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 1
Santander has 1 branch in Wakefield, 25 across Rhode Island and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The South Kingstown Branch at 20 Main St dates to 1967 in FDIC branch records. It opens on Saturday.
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South Kingstown Branch20 Main St, 02879
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
the Peoples Credit Union Credit union · 1
the Peoples Credit Union has 1 office in Wakefield, 6 across Rhode Island. It is based in Middletown, RI and $801.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Peoples Credit Union150 Old Tower Hill Rd, 02879
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
The Washington Trust Company, of Westerly Bank · 1
The Washington Trust Company, of Westerly has 1 branch in Wakefield, 28 across Rhode Island and 30 nationwide. FDIC records list its main office in Westerly, RI and show it operating since 1800. With $6.55 billion in total assets on June 30, 2026, it ranks No. 236 of 4,232 U.S. banks by total assets. The Wakefield Branch at 730 Kingstown Rd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wakefield Branch730 Kingstown Rd, 02879
Westerly Community Credit Union Credit union · 1
Westerly Community Credit Union has 1 office in Wakefield, 5 across Rhode Island. It is based in Wakefield, RI and $511.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office4979 Tower Hill Rd, 02879
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Wakefield
4 credit unions have 4 offices here: Navigant Credit Union, Coastal1 Credit Union, the Peoples Credit Union and Westerly Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wakefield page has every office in the state's directory.
Banking in Wakefield: the local picture
Short answer: 6 banks run 7 branches in Wakefield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Wakefield, 2 elsewhere in Rhode Island and 4 out of state, according to the FDIC.
The bank with the longest record here is The Washington Trust Company, of Westerly, operating since 1800 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 4 Old Tower Hill Rd, dating to 1950; the newest is Chase's at 580 Kingstown Rd, from 2020.
4 credit unions have 4 offices in Wakefield, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 7 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Wakefield
Short answer: 7 of the 7 Wakefield locations with published hours open on Saturday, run by 7 institutions.
- Bank of America: 1 of 1 branch (4 Old Tower Hill Rd: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (51 Main St: Saturday 9 am to 12 pm)
- Santander: 1 of 1 branch (20 Main St: Saturday 9 am to 1 pm)
- Navigant Credit Union: 1 of 1 office (172 Main St: Saturday 9 am to 1 pm)
- Coastal1 Credit Union: 1 of 1 office (84 Old Tower Hill Rd: Saturday 8:30 am to 12 pm)
- the Peoples Credit Union: 1 of 1 office (150 Old Tower Hill Rd: Saturday 8:30 am to 1 pm)
- Westerly Community Credit Union: 1 of 1 office (4979 Tower Hill Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wakefield, and where the nearest one is if they do not.
Short answer: In Wakefield: Chase (1), Bank of America (1). No branches in Wakefield: Wells Fargo, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Middletown, 11 mi), BMO.
| Bank | In Wakefield | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| Wells Fargo | None | none in Rhode Island |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | Middletown, 11 miles away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wakefield to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wakefield residents like anyone else.
Banks near Wakefield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Narragansett (1 mile) and Newport (10 miles). Middletown, 11 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Narragansett, RI | 1 mi | 4 | 5 |
| Banks in Newport, RI | 10 mi | 6 | 8 |
| Banks in North Kingstown, RI | 10 mi | 6 | 7 |
| Banks in Middletown, RI | 11 mi | 8 | 10 |
| Banks in East Greenwich, RI | 15 mi | 8 | 8 |
| Banks in Portsmouth, RI | 16 mi | 3 | 3 |
| Banks in Coventry, RI | 17 mi | 6 | 6 |
| Banks in Westerly, RI | 18 mi | 6 | 8 |
Bank branch openings and closings in Wakefield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Wakefield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Wakefield
Short answer: 1 institution has its main office in Wakefield: Westerly Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Westerly Community Credit Union | Credit union | $511.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Wakefield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wakefield offices.
Short answer: Chase is the largest bank with offices in Wakefield, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 2 | Boston, MA |
| The Washington Trust Company, of Westerly | $6.55 billion | No. 236 | 1 | Westerly, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wakefield: FAQ
How many banks are in Wakefield, RI?
Wakefield has 6 banks with 7 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Wakefield?
Beacon Bank and Trust, with 2. Chase has 1 and Bank of America has 1.
Is there a Beacon Bank and Trust in Wakefield, RI?
Yes. FDIC data lists 2 Beacon Bank and Trust branches in Wakefield as of September 5, 2026. Its branches are listed under Beacon Bank and Trust above, with the address and directions for each.
Is there a Chase in Wakefield, RI?
Yes. FDIC data lists 1 Chase branch in Wakefield as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Wakefield, RI?
Yes. FDIC data lists 1 Bank of America branch in Wakefield as of September 5, 2026. The address and directions are under Bank of America above.
Which banks in Wakefield are open on Saturday?
Bank of America, Citizens, Santander and Navigant Credit Union and 3 more publish Saturday hours for one or more Wakefield locations. The Saturday section above lists each one with its hours. 4 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Wakefield?
Westerly Community Credit Union has its main office in Wakefield, according to the FDIC and the NCUA.
What is the oldest bank in Wakefield?
The Washington Trust Company, of Westerly has the longest record among banks with a branch here: the FDIC shows it operating since 1800.
Which credit unions can I join in Wakefield?
Navigant Credit Union, Coastal1 Credit Union, the Peoples Credit Union and Westerly Community Credit Union have offices in Wakefield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wakefield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wakefield?
Nearby cities with more banks include Narragansett, Newport, North Kingstown. Narragansett is 1 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: Bank of America, Citizens, Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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