US Bank Directory
Banks in Portsmouth, RI
3 FDIC-insured banks operate 3 offices in Portsmouth, Rhode Island, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Portsmouth
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Portsmouth, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Portsmouth
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens, BankNewport and BayCoast Bank have the most locations in Portsmouth, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BankNewport Bank · 1
BankNewport has 1 branch in Portsmouth, 20 across Rhode Island and 20 nationwide. FDIC records list its main office in Middletown, RI and show it operating since 1819. With $3.07 billion in total assets on June 30, 2026, it ranks No. 420 of 4,232 U.S. banks by total assets. The Portsmouth Branch at 2628 E Main Rd dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Portsmouth Branch2628 E Main Rd, 02871
BayCoast Bank Bank · 1
BayCoast Bank has 1 branch in Portsmouth, 7 across Rhode Island and 25 nationwide. FDIC records list its main office in Swansea, MA and show it operating since 1851. With $2.86 billion in total assets on June 30, 2026, it ranks No. 447 of 4,232 U.S. banks by total assets. The Portsmouth Branch at 1430 E Main Rd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Portsmouth Branch1430 E Main Rd, 02871
Brightbridge Credit Union Credit union · 1
Brightbridge Credit Union has 1 office in Portsmouth, 1 across Rhode Island. It is based in Lawrence, MA and $2.39 billion in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Portsmouth Ri1847 W Main Rd, 02871
Citizens Bank · 1
Citizens has 1 branch in Portsmouth, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Portsmouth Branch at 3033 E Main Rd dates to 1959 in FDIC branch records. It opens on Saturday.
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Portsmouth Branch3033 E Main Rd, 02871
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
the Peoples Credit Union Credit union · 1
the Peoples Credit Union has 1 office in Portsmouth, 6 across Rhode Island. It is based in Middletown, RI and $801.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Peoples Credit Union2537 E Main Rd, 02871
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Portsmouth
2 credit unions have 2 offices here: Brightbridge Credit Union and the Peoples Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Portsmouth page has every office in the state's directory.
Banking in Portsmouth: the local picture
Short answer: 3 banks run 3 branches in Portsmouth according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Portsmouth, 2 elsewhere in Rhode Island and 1 out of state, according to the FDIC.
The bank with the longest record here is BankNewport, operating since 1819 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 3033 E Main Rd, dating to 1959; the newest is BayCoast Bank's at 1430 E Main Rd, from 2022.
2 credit unions have 2 offices in Portsmouth, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Portsmouth
Short answer: 2 of the 2 Portsmouth locations with published hours open on Saturday, run by 2 institutions.
- Citizens: 1 of 1 branch (3033 E Main Rd: Saturday 9 am to 12 pm)
- the Peoples Credit Union: 1 of 1 office (2537 E Main Rd: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Portsmouth, and where the nearest one is if they do not.
Short answer: No branches in Portsmouth: Chase (nearest in Middletown, 6 mi), Wells Fargo, Bank of America (nearest in Middletown, 5 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Middletown, 6 mi), BMO.
| Bank | In Portsmouth | Nearest branch if none here |
|---|---|---|
| Chase | None | Middletown, 6 miles away |
| Wells Fargo | None | none in Rhode Island |
| Bank of America | None | Middletown, 5 miles away |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | Middletown, 6 miles away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Portsmouth to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Portsmouth residents like anyone else.
Banks near Portsmouth
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Tiverton (4 miles) and Middletown (6 miles). Middletown, 6 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Tiverton, RI | 4 mi | 2 | 3 |
| Banks in Middletown, RI | 6 mi | 8 | 10 |
| Banks in Bristol, RI | 6 mi | 4 | 5 |
| Banks in Newport, RI | 8 mi | 6 | 8 |
| Banks in Warren, RI | 10 mi | 2 | 2 |
| Banks in Barrington, RI | 11 mi | 7 | 9 |
| Banks in North Kingstown, RI | 12 mi | 6 | 7 |
| Banks in East Greenwich, RI | 12 mi | 8 | 8 |
Bank branch openings and closings in Portsmouth
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Portsmouth between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Portsmouth by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Portsmouth offices.
Short answer: Citizens is the largest bank with offices in Portsmouth, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. BankNewport is second with $3.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| BankNewport | $3.07 billion | No. 420 | 1 | Middletown, RI |
| BayCoast Bank | $2.86 billion | No. 447 | 1 | Swansea, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Portsmouth: FAQ
How many banks are in Portsmouth, RI?
Portsmouth has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Portsmouth?
Citizens, with 1. BankNewport has 1 and BayCoast Bank has 1.
Is there a Citizens in Portsmouth, RI?
Yes. FDIC data lists 1 Citizens branch in Portsmouth as of September 5, 2026. The address and directions are under Citizens above.
Is there a BankNewport in Portsmouth, RI?
Yes. FDIC data lists 1 BankNewport branch in Portsmouth as of September 5, 2026. The address and directions are under BankNewport above.
Is there a BayCoast Bank in Portsmouth, RI?
Yes. FDIC data lists 1 BayCoast Bank branch in Portsmouth as of September 5, 2026. The address and directions are under BayCoast Bank above.
Is there a Chase in Portsmouth, RI?
No. FDIC data lists no Chase branch in Portsmouth as of September 5, 2026. The nearest is in Middletown, about 6 miles away in a straight line.
Which banks in Portsmouth are open on Saturday?
Citizens and the Peoples Credit Union publish Saturday hours for one or more Portsmouth locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Portsmouth?
BankNewport has the longest record among banks with a branch here: the FDIC shows it operating since 1819.
Which credit unions can I join in Portsmouth?
Brightbridge Credit Union and the Peoples Credit Union have offices in Portsmouth. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Portsmouth in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Portsmouth?
Nearby cities with more banks include Tiverton, Middletown, Bristol. Tiverton is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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