US Bank Directory

Banks in Miamisburg, OH

7 FDIC-insured banks operate 7 offices in Miamisburg, Ohio, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Miamisburg

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 10 locations in Miamisburg, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Miamisburg

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 7 banks share the most locations in Miamisburg, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Miamisburg, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Miamisburg Branch at 210 S Heincke Rd dates to 1981 in FDIC branch records. It opens on Saturday.

  • Miamisburg Branch
    210 S Heincke Rd, 45342
    (937) 443-6180Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Civista Bank 1 branch · main office Sandusky, OH Bank · 1

Civista Bank has 1 branch in Miamisburg, 34 across Ohio and 42 nationwide. FDIC records list its main office in Sandusky, OH and show it operating since 1884. With $4.29 billion in total assets on June 30, 2026, it ranks No. 322 of 4,232 U.S. banks by total assets. The Springboro Pike Branch at 9700 Springboro Pike dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Springboro Pike Branch
    9700 Springboro Pike, 45342
    Hours: see the bank's site
Civista Bank: profile, branches and contacts
Farmers & Merchants Bank 1 branch · main office Miamisburg, OH Bank · 1

Farmers & Merchants Bank has 1 branch in Miamisburg, 5 across Ohio and 5 nationwide. FDIC records list its main office in Miamisburg, OH and show it operating since 1923. With $359.4 million in total assets on June 30, 2026, it ranks No. 2,215 of 4,232 U.S. banks by total assets. Its main office at 41 S 1st St dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    41 S 1st St, 45342
    Hours: see the bank's site
Farmers & Merchants Bank: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Miamisburg, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Alex Road Banking Center Branch at 120 Alexandersville Rd dates to 1880 in FDIC branch records. It opens on Saturday.

  • Alex Road Banking Center Branch
    120 Alexandersville Rd, 45342
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Firefighters Credit Union 1 office · main office Dayton, OH Credit union · 1

Firefighters Credit Union has 1 office in Miamisburg, 2 across Ohio. It is based in Dayton, OH and $129.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Monarch Branch
    170 Monarch Ln, 45342
    (937) 865-2274Today 12 am to 4 pm
    All hours

    Mon to Fri 12 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Firefighters Credit Union: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Miamisburg, 172 across Ohio and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Dayton Mall Branch at 2950 Miamisburg Centerville Rd dates to 1970 in FDIC branch records. It opens on Saturday.

  • Dayton Mall Branch
    2950 Miamisburg Centerville Rd, 45342
    (937) 439-0603Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
River Valley Credit Union 1 office · main office Miamisburg, OH Credit union · 1

River Valley Credit Union has 1 office in Miamisburg, 7 across Ohio. It is based in Miamisburg, OH and $497.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    505 Earl Blvd, 45342
    (937) 859-6260Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

River Valley Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Miamisburg, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Miamisburg Branch at 515 E Central Ave dates to 1888 in FDIC branch records. It opens on Saturday.

  • Miamisburg Branch
    515 E Central Ave, 45342
    (937) 847-6960Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Union Savings Bank 1 branch · main office Cincinnati, OH Bank · 1

Union Savings Bank has 1 branch in Miamisburg, 32 across Ohio and 39 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1904. With $4.02 billion in total assets on June 30, 2026, it ranks No. 335 of 4,232 U.S. banks by total assets. The Miamisburg Branch at 20 Prestige Plaza Dr dates to 2017 in FDIC branch records. It opens on Saturday.

  • Miamisburg Branch
    20 Prestige Plaza Dr, 45342
    (937) 281-0741Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Union Savings Bank branch locator (All The Places), checked Oct 10, 2026

Union Savings Bank: profile, branches and contacts
Universal 1 Credit Union 1 office · main office Dayton, OH Credit union · 1

Universal 1 Credit Union has 1 office in Miamisburg, 9 across Ohio. It is based in Dayton, OH and $429.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Austin Park
    9900 Springboro Pike, 45342
    (937) 435-7268Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Universal 1 Credit Union: profile, branches and contacts

Join a credit union in Miamisburg

3 credit unions have 3 offices here: River Valley Credit Union, Universal 1 Credit Union and Firefighters Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Miamisburg page has every office in the state's directory.

Banking in Miamisburg: the local picture

Short answer: 7 banks run 7 branches in Miamisburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 1 has its main office in Miamisburg, 6 elsewhere in Ohio, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 120 Alexandersville Rd, dating to 1880; the newest is Union Savings Bank's at 20 Prestige Plaza Dr, from 2017.

3 credit unions have 3 offices in Miamisburg, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 6 open on Saturday. 2 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Miamisburg

Short answer: 6 of the 8 Miamisburg locations with published hours open on Saturday, run by 6 institutions.

  • Chase: 1 of 1 branch (210 S Heincke Rd: Saturday 9 am to 2 pm)
  • U.S. Bank: 1 of 1 branch (515 E Central Ave: Saturday 9 am to 1 pm)
  • Fifth Third Bank: 1 of 1 branch (120 Alexandersville Rd: Saturday 9 am to 12 pm)
  • KeyBank: 1 of 1 branch (2950 Miamisburg Centerville Rd: Saturday 9 am to 12 pm)
  • Union Savings Bank: 1 of 1 branch (20 Prestige Plaza Dr: Saturday 9 am to 1 pm)
  • Universal 1 Credit Union: 1 of 1 office (9900 Springboro Pike: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Miamisburg, and where the nearest one is if they do not.

Short answer: In Miamisburg: Chase (1), U.S. Bank (1), Fifth Third Bank (1). No branches in Miamisburg: Wells Fargo, Bank of America (nearest in Middletown, 11 mi), PNC Bank (nearest in Dayton, 3 mi), Truist (nearest in Blue Ash, 29 mi), Huntington (nearest in Dayton, 3 mi), Regions Bank, TD Bank, BMO.

BankIn MiamisburgNearest branch if none here
Chase1 branchhere
U.S. Bank1 branchhere
Fifth Third Bank1 branchhere
Wells FargoNonenone in Ohio
Bank of AmericaNoneMiddletown, 11 miles away
PNC BankNoneDayton, 3 miles away
TruistNoneBlue Ash, 29 miles away
HuntingtonNoneDayton, 3 miles away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Miamisburg to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Miamisburg residents like anyone else.

Banks near Miamisburg

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Springboro (5 miles) and Centerville (6 miles). Dayton, 8 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Miamisburg

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Miamisburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Miamisburg

Short answer: 2 institutions have their main office in Miamisburg: River Valley Credit Union and Farmers & Merchants Bank.

InstitutionTypeTotal assets, March 31, 2026Offices here
River Valley Credit UnionCredit union$497.3 million1
Farmers & Merchants BankBank$359.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Miamisburg by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Miamisburg offices.

Short answer: Chase is the largest bank with offices in Miamisburg, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
KeyBank$188.56 billionNo. 231Cleveland, OH
Civista Bank$4.29 billionNo. 3221Sandusky, OH
Union Savings Bank$4.02 billionNo. 3351Cincinnati, OH
Farmers & Merchants Bank$359.4 millionNo. 2,2151Miamisburg, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Miamisburg: FAQ

How many banks are in Miamisburg, OH?

Miamisburg has 7 banks with 7 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Miamisburg?

Chase, with 1. U.S. Bank has 1 and Fifth Third Bank has 1.

Is there a Chase in Miamisburg, OH?

Yes. FDIC data lists 1 Chase branch in Miamisburg as of September 5, 2026. The address and directions are under Chase above.

Is there a U.S. Bank in Miamisburg, OH?

Yes. FDIC data lists 1 U.S. Bank branch in Miamisburg as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Fifth Third Bank in Miamisburg, OH?

Yes. FDIC data lists 1 Fifth Third Bank branch in Miamisburg as of September 5, 2026. The address and directions are under Fifth Third Bank above.

Which banks in Miamisburg are open on Saturday?

Chase, U.S. Bank, Fifth Third Bank and KeyBank and 2 more publish Saturday hours for one or more Miamisburg locations. The Saturday section above lists each one with its hours. 2 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Miamisburg?

River Valley Credit Union and Farmers & Merchants Bank have their main office in Miamisburg, according to the FDIC and the NCUA.

What is the oldest bank in Miamisburg?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Miamisburg?

River Valley Credit Union, Universal 1 Credit Union and Firefighters Credit Union have offices in Miamisburg. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Miamisburg in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Miamisburg?

Nearby cities with more banks include Springboro, Centerville, Germantown. Springboro is 5 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 7 branches: Chase, Fifth Third Bank, KeyBank, U.S. Bank, Union Savings Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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