US Bank Directory
Banks in Middletown, OH
7 FDIC-insured banks operate 8 offices in Middletown, Ohio, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Middletown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 13 locations in Middletown, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Middletown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Financial Bank has the most locations in Middletown, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Financial Bank Bank · 2
First Financial Bank has 2 branches in Middletown, 67 across Ohio and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Middletown location is the Middletown Branch at 300 N Main St, dating to 1953; the newest, at 815 S Breiel Blvd, to 1958. It does not publish hours in the sources this page uses; check its site before you go.
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Middletown Branch300 N Main St, 45042
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Breiel Boulevard Branch815 S Breiel Blvd, 45044
Myusa Credit Union Credit union · 2
Myusa Credit Union has 2 officees in Middletown, 8 across Ohio. It is based in Middletown, OH and $355.9 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Middletown locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office3600 Towne Blvd, 45005
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Crawford1201 Crawford St, 45044
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Middletown, 52 across Ohio and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Middletown Breiel Blvd Branch at 710 S Breiel Blvd dates to 2022 in FDIC branch records. It opens on Saturday.
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Middletown Breiel Blvd Branch710 S Breiel Blvd, 45044
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 1 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Middletown, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Breiel Branch at 1401 S Breiel Blvd dates to 1973 in FDIC branch records. It opens on Saturday.
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Breiel Branch1401 S Breiel Blvd, 45044
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Day-met Credit Union Credit union · 1
Day-met Credit Union has 1 office in Middletown, 3 across Ohio. It is based in Dayton, OH and $136.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Middletown Office6051 Market Ave Ste C, 45005
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Middletown, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Elliott Drive Branch at 915 Elliott Dr dates to 1886 in FDIC branch records. It opens on Saturday.
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Elliott Drive Branch915 Elliott Dr, 45044
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
LCNB National Bank Bank · 1
LCNB National Bank has 1 branch in Middletown, 35 across Ohio and 35 nationwide. FDIC records list its main office in Lebanon, OH and show it operating since 1877. With $2.22 billion in total assets on June 30, 2026, it ranks No. 564 of 4,232 U.S. banks by total assets. The Middletown Branch at 4441 Marie Dr dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middletown Branch4441 Marie Dr, 45044
Middletown Area Schools Credit Union Credit union · 1
Middletown Area Schools Credit Union has 1 office in Middletown, 1 across Ohio. It is based in Middletown, OH and $10.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1730 Central Ave, 45044
All hours
Mon to Tue 9 am to 5 pm; Wed not published; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Sorg Bay West Credit Union Credit union · 1
Sorg Bay West Credit Union has 1 office in Middletown, 1 across Ohio. It is based in Middletown, OH and $11.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office400 N Broad St, 45042
All hours
Mon to Wed 8 am to 4 pm; Thu to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Middletown, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Middletown Branch at 4401 Roosevelt Blvd dates to 1985 in FDIC branch records. It opens on Saturday.
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Middletown Branch4401 Roosevelt Blvd, 45044
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Valley Central Bank Bank · 1
Valley Central Bank has 1 branch in Middletown, 3 across Ohio and 3 nationwide. FDIC records list its main office in Liberty Township, OH and show it operating since 1884. With $186.7 million in total assets on June 30, 2026, it ranks No. 3,085 of 4,232 U.S. banks by total assets. The University Branch at 701 N University Blvd dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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University Branch701 N University Blvd, 45042
Join a credit union in Middletown
4 credit unions have 5 offices here: Myusa Credit Union, Day-met Credit Union, Sorg Bay West Credit Union and Middletown Area Schools Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middletown page has every office in the state's directory.
Banking in Middletown: the local picture
Short answer: 7 banks run 8 branches in Middletown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Middletown, 6 elsewhere in Ohio and 1 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 915 Elliott Dr, dating to 1886; the newest is Bank of America's at 710 S Breiel Blvd, from 2022.
4 credit unions have 5 offices in Middletown, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 7 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Middletown
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 45044 has the most bank and credit union offices in Middletown (8), followed by 45042 (3) and 45005 (2). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 45044 | 8 | 8 | Bank of America, Chase, Fifth Third Bank |
| 45042 | 3 | 3 | First Financial Bank, Sorg Bay West Credit Union, Valley Central Bank |
| 45005 | 2 | 2 | Day-met Credit Union, Myusa Credit Union |
Banks and credit unions open on Saturday in Middletown
Short answer: 7 of the 9 Middletown locations with published hours open on Saturday, run by 6 institutions.
- Chase: 1 of 1 branch (1401 S Breiel Blvd: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (710 S Breiel Blvd: Saturday 9 am to 1 pm)
- U.S. Bank: 1 of 1 branch (4401 Roosevelt Blvd: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (915 Elliott Dr: Saturday 9 am to 12 pm)
- Myusa Credit Union: 2 of 2 offices (3600 Towne Blvd: Saturday 9 am to 12 pm, and 1 more)
- Middletown Area Schools Credit Union: 1 of 1 office (1730 Central Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Middletown, and where the nearest one is if they do not.
Short answer: In Middletown: Chase (1), Bank of America (1), U.S. Bank (1), Fifth Third Bank (1). No branches in Middletown: Wells Fargo, PNC Bank (nearest in Franklin, 2 mi), Truist (nearest in Blue Ash, 19 mi), Huntington (nearest in Franklin, 5 mi), Regions Bank, TD Bank, BMO.
| Bank | In Middletown | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Wells Fargo | None | none in Ohio |
| PNC Bank | None | Franklin, 2 miles away |
| Truist | None | Blue Ash, 19 miles away |
| Huntington | None | Franklin, 5 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middletown to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middletown residents like anyone else.
Banks near Middletown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Monroe (4 miles) and Franklin (5 miles). Springboro, 8 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Monroe, OH | 4 mi | 5 | 5 |
| Banks in Franklin, OH | 5 mi | 7 | 7 |
| Banks in Trenton, OH | 6 mi | 2 | 2 |
| Banks in Springboro, OH | 8 mi | 11 | 11 |
| Banks in Germantown, OH | 9 mi | 2 | 2 |
| Banks in Liberty Township, OH | 9 mi | 4 | 5 |
| Banks in Lebanon, OH | 10 mi | 7 | 12 |
| Banks in Miamisburg, OH | 11 mi | 7 | 7 |
Bank branch openings and closings in Middletown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Middletown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Middletown
Short answer: 3 institutions have their main office in Middletown: Myusa Credit Union, Sorg Bay West Credit Union and Middletown Area Schools Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Myusa Credit Union | Credit union | $355.9 million | 2 |
| Sorg Bay West Credit Union | Credit union | $11.7 million | 1 |
| Middletown Area Schools Credit Union | Credit union | $10.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Middletown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middletown offices.
Short answer: Chase is the largest bank with offices in Middletown, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Financial Bank | $22.35 billion | No. 97 | 2 | Cincinnati, OH |
| LCNB National Bank | $2.22 billion | No. 564 | 1 | Lebanon, OH |
| Valley Central Bank | $186.7 million | No. 3,085 | 1 | Liberty Township, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Middletown: FAQ
How many banks are in Middletown, OH?
Middletown has 7 banks with 8 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Middletown?
First Financial Bank, with 2. Chase has 1 and Bank of America has 1.
Is there a First Financial Bank in Middletown, OH?
Yes. FDIC data lists 2 First Financial Bank branches in Middletown as of September 5, 2026. Its branches are listed under First Financial Bank above, with the address and directions for each.
Is there a Chase in Middletown, OH?
Yes. FDIC data lists 1 Chase branch in Middletown as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Middletown, OH?
Yes. FDIC data lists 1 Bank of America branch in Middletown as of September 5, 2026. The address and directions are under Bank of America above.
Which banks in Middletown are open on Saturday?
Chase, Bank of America, U.S. Bank and Fifth Third Bank and 2 more publish Saturday hours for one or more Middletown locations. The Saturday section above lists each one with its hours. 4 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Middletown?
Myusa Credit Union, Sorg Bay West Credit Union and Middletown Area Schools Credit Union have their main office in Middletown, according to the FDIC and the NCUA.
What is the oldest bank in Middletown?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Middletown?
Myusa Credit Union, Day-met Credit Union, Sorg Bay West Credit Union and Middletown Area Schools Credit Union have offices in Middletown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Middletown in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Middletown?
Nearby cities with more banks include Monroe, Franklin, Trenton. Monroe is 4 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 8 branches: Bank of America, Chase, Fifth Third Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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