US Bank Directory

Banks in Franklin, OH

7 FDIC-insured banks operate 7 offices in Franklin, Ohio.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Franklin

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Franklin, according to the FDIC. 7 of them have coordinates on record and are on the map. 5 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Franklin

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 7 banks share the most locations in Franklin, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Franklin, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Franklin Banking Center at 1325 E 2nd St dates to 1885 in FDIC branch records. It opens on Saturday.

  • Franklin Banking Center
    1325 E 2nd St, 45005
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Franklin, 347 across Ohio and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Franklin City Branch at 340 S Main St dates to 1897 in FDIC branch records. It opens on Saturday.

  • Franklin City Branch
    340 S Main St, 45005
    (937) 746-9904Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

Huntington: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Franklin, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Franklin Branch at 1400 E 2nd St dates to 1983 in FDIC branch records. It opens on Saturday.

  • Franklin Branch
    1400 E 2nd St, 45005
    (937) 746-5733Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

Peoples Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Franklin, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Middletown Oh Branch at 3359 Towne Blvd dates to 2008 in FDIC branch records. It opens on Saturday.

  • Middletown Oh Branch
    3359 Towne Blvd, 45005
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Union Savings Bank 1 branch · main office Cincinnati, OH Bank · 1

Union Savings Bank has 1 branch in Franklin, 32 across Ohio and 39 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1904. With $4.02 billion in total assets on June 30, 2026, it ranks No. 335 of 4,232 U.S. banks by total assets. The Franklin Branch at 1040 E 2nd St dates to 2007 in FDIC branch records. It opens on Saturday.

  • Franklin Branch
    1040 E 2nd St, 45005
    (937) 748-0844Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Union Savings Bank branch locator (All The Places), checked Oct 10, 2026

Union Savings Bank: profile, branches and contacts
WesBanco WesBanco Bank, Inc. · 1 branch · main office Wheeling, WV Bank · 1

WesBanco has 1 branch in Franklin, 97 across Ohio and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. The Franklin Branch at 310 S Main St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

WesBanco: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Franklin, 72 across Ohio and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Franklin Ohio Branch at 1275 E 2nd St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Franklin Ohio Branch
    1275 E 2nd St, 45005
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Banking in Franklin: the local picture

Short answer: 7 banks run 7 branches in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Franklin, 4 elsewhere in Ohio and 3 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 1325 E 2nd St, dating to 1885; the newest is PNC Bank's at 3359 Towne Blvd, from 2008.

Of the 5 locations with published hours. 5 open on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Franklin

Short answer: 5 of the 5 Franklin locations with published hours open on Saturday, run by 5 institutions.

  • PNC Bank: 1 of 1 branch (3359 Towne Blvd: Saturday 9 am to 1 pm)
  • Fifth Third Bank: 1 of 1 branch (1325 E 2nd St: Saturday 9 am to 12 pm)
  • Huntington: 1 of 1 branch (340 S Main St: Saturday 9 am to 12 pm)
  • Peoples Bank: 1 of 1 branch (1400 E 2nd St: Saturday 9 am to 12 pm)
  • Union Savings Bank: 1 of 1 branch (1040 E 2nd St: Saturday 9 am to 1 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Franklin, and where the nearest one is if they do not.

Short answer: In Franklin: PNC Bank (1), Fifth Third Bank (1), Huntington (1). No branches in Franklin: Chase (nearest in Springboro, 2 mi), Wells Fargo, Bank of America (nearest in Middletown, 5 mi), U.S. Bank (nearest in Springboro, 3 mi), Truist (nearest in Blue Ash, 23 mi), Regions Bank, TD Bank, BMO.

BankIn FranklinNearest branch if none here
PNC Bank1 branchhere
Fifth Third Bank1 branchhere
Huntington1 branchhere
ChaseNoneSpringboro, 2 miles away
Wells FargoNonenone in Ohio
Bank of AmericaNoneMiddletown, 5 miles away
U.S. BankNoneSpringboro, 3 miles away
TruistNoneBlue Ash, 23 miles away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.

Banks near Franklin

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Springboro (3 miles) and Middletown (5 miles). Springboro, 3 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Franklin

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Franklin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Franklin by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.

Short answer: PNC Bank is the largest bank with offices in Franklin, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
Huntington$283.07 billionNo. 151Columbus, OH
WesBanco$27.75 billionNo. 781Wheeling, WV
Peoples Bank$9.53 billionNo. 1691Marietta, OH
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Union Savings Bank$4.02 billionNo. 3351Cincinnati, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Franklin: FAQ

How many banks are in Franklin, OH?

Franklin has 7 banks with 7 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Franklin?

PNC Bank, with 1. Fifth Third Bank has 1 and Huntington has 1.

Is there a PNC Bank in Franklin, OH?

Yes. FDIC data lists 1 PNC Bank branch in Franklin as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Fifth Third Bank in Franklin, OH?

Yes. FDIC data lists 1 Fifth Third Bank branch in Franklin as of September 5, 2026. The address and directions are under Fifth Third Bank above.

Is there a Huntington in Franklin, OH?

Yes. FDIC data lists 1 Huntington branch in Franklin as of September 5, 2026. The address and directions are under Huntington above.

Is there a Chase in Franklin, OH?

No. FDIC data lists no Chase branch in Franklin as of September 5, 2026. The nearest is in Springboro, about 2 miles away in a straight line.

Which banks in Franklin are open on Saturday?

PNC Bank, Fifth Third Bank, Huntington and Peoples Bank and 1 more publish Saturday hours for one or more Franklin locations. The Saturday section above lists each one with its hours. 2 of the 7 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Franklin?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Did any bank branches open or close in Franklin in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Franklin?

Nearby cities with more banks include Springboro, Middletown, Miamisburg. Springboro is 3 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (5 of 7 branches: Fifth Third Bank, Huntington, PNC Bank, Peoples Bank, Union Savings Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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