US Bank Directory

Banks in Springboro, OH

11 FDIC-insured banks operate 11 offices in Springboro, Ohio, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Springboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 13 banks and credit unions operate 13 locations in Springboro, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 9 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Springboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 11 banks share the most locations in Springboro, with 1 each. 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Springboro, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Springboro Branch at 15 Springwood Dr dates to 1979 in FDIC branch records. It opens on Saturday.

  • Springboro Branch
    15 Springwood Dr, 45066
    (937) 748-0383Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Farmers & Merchants Bank 1 branch · main office Miamisburg, OH Bank · 1

Farmers & Merchants Bank has 1 branch in Springboro, 5 across Ohio and 5 nationwide. FDIC records list its main office in Miamisburg, OH and show it operating since 1923. With $359.4 million in total assets on June 30, 2026, it ranks No. 2,215 of 4,232 U.S. banks by total assets. The Springboro Branch at 720 Gardner Rd dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Springboro Branch
    720 Gardner Rd, 45066
    Hours: see the bank's site
Farmers & Merchants Bank: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Springboro, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Springboro Branch at 790 Gardner Rd dates to 1992 in FDIC branch records. It opens on Saturday.

  • Springboro Branch
    790 Gardner Rd, 45066
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
First Financial Bank 1 branch · main office Cincinnati, OH Bank · 1

First Financial Bank has 1 branch in Springboro, 67 across Ohio and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Springboro Branch at 260 W Central Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Springboro Branch
    260 W Central Ave, 45066
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Springboro, 347 across Ohio and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Springboro Branch at 736 N Main St dates to 1962 in FDIC branch records. It opens on Saturday.

  • Springboro Branch
    736 N Main St, 45066
    (937) 748-1421Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

Huntington: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Springboro, 172 across Ohio and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Springboro Branch at 690 N Main St dates to 2004 in FDIC branch records. It opens on Saturday.

  • Springboro Branch
    690 N Main St, 45066
    (937) 748-3900Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
LCNB National Bank 1 branch · main office Lebanon, OH Bank · 1

LCNB National Bank has 1 branch in Springboro, 35 across Ohio and 35 nationwide. FDIC records list its main office in Lebanon, OH and show it operating since 1877. With $2.22 billion in total assets on June 30, 2026, it ranks No. 564 of 4,232 U.S. banks by total assets. The Springboro/Franklin Branch at 525 W Central Ave dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Springboro/Franklin Branch
    525 W Central Ave, 45066
    Hours: see the bank's site
LCNB National Bank: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Springboro, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Springboro Branch at 95 Edgebrooke Dr dates to 1987 in FDIC branch records. Its published hours do not list Saturday.

  • Springboro Branch
    95 Edgebrooke Dr, 45066
    (937) 748-0067Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

Peoples Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Springboro, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Settle'S Walk Branch at 650 N Main St dates to 2005 in FDIC branch records. It opens on Saturday.

  • Settle'S Walk Branch
    650 N Main St, 45066
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
River Valley Credit Union 1 office · main office Miamisburg, OH Credit union · 1

River Valley Credit Union has 1 office in Springboro, 7 across Ohio. It is based in Miamisburg, OH and $497.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Springboro Branch
    25 W Central Ave, 45066
    (937) 859-6260Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat closed; Sun not published

    Hours: NCUA, March 31, 2026

River Valley Credit Union: profile, branches and contacts
The Farmers State Bank 1 branch · main office New Madison, OH Bank · 1

The Farmers State Bank has 1 branch in Springboro, 7 across Ohio and 9 nationwide. FDIC records list its main office in New Madison, OH and show it operating since 1919. With $329.6 million in total assets on June 30, 2026, it ranks No. 2,351 of 4,232 U.S. banks by total assets. The Springboro Branch at 65 W Central Ave dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Springboro Branch
    65 W Central Ave, 45066
    Hours: see the bank's site
The Farmers State Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Springboro, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Springboro Branch at 20 N Main St dates to 1979 in FDIC branch records. It opens on Saturday.

  • Springboro Branch
    20 N Main St, 45066
    (937) 748-3330Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Wright-patt Credit Union 1 office · main office Beavercreek, OH Credit union · 1

Wright-patt Credit Union has 1 office in Springboro, 40 across Ohio. It is based in Beavercreek, OH and $9.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Springboro
    770 Gardner Rd, 45066
    (800) 762-0047Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Wright-patt Credit Union: profile, branches and contacts

Join a credit union in Springboro

2 credit unions have 2 offices here: Wright-patt Credit Union and River Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Springboro page has every office in the state's directory.

Banking in Springboro: the local picture

Short answer: 11 banks run 11 branches in Springboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 11 banks, 0 have their main office in Springboro, 10 elsewhere in Ohio and 1 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 736 N Main St, dating to 1962; the newest is Farmers & Merchants Bank's at 720 Gardner Rd, from 2021.

2 credit unions have 2 offices in Springboro, according to the NCUA. Who can join each one is on the credit unions page.

Of the 9 locations with published hours. 7 open on Saturday. 4 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Springboro

Short answer: 7 of the 9 Springboro locations with published hours open on Saturday, run by 7 institutions.

  • Chase: 1 of 1 branch (15 Springwood Dr: Saturday 9 am to 2 pm)
  • U.S. Bank: 1 of 1 branch (20 N Main St: Saturday 9 am to 1 pm)
  • PNC Bank: 1 of 1 branch (650 N Main St: Saturday 9 am to 1 pm)
  • Fifth Third Bank: 1 of 1 branch (790 Gardner Rd: Saturday 9 am to 12 pm)
  • Huntington: 1 of 1 branch (736 N Main St: Saturday 9 am to 12 pm)
  • KeyBank: 1 of 1 branch (690 N Main St: Saturday 9 am to 12 pm)
  • Wright-patt Credit Union: 1 of 1 office (770 Gardner Rd: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Springboro, and where the nearest one is if they do not.

Short answer: In Springboro: Chase (1), PNC Bank (1), U.S. Bank (1), Fifth Third Bank (1), Huntington (1). No branches in Springboro: Wells Fargo, Bank of America (nearest in Middletown, 8 mi), Truist (nearest in Blue Ash, 24 mi), Regions Bank, TD Bank, BMO.

BankIn SpringboroNearest branch if none here
Chase1 branchhere
PNC Bank1 branchhere
U.S. Bank1 branchhere
Fifth Third Bank1 branchhere
Huntington1 branchhere
Wells FargoNonenone in Ohio
Bank of AmericaNoneMiddletown, 8 miles away
TruistNoneBlue Ash, 24 miles away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Springboro to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Springboro residents like anyone else.

Banks near Springboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Franklin (3 miles) and Miamisburg (5 miles). Centerville, 6 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Springboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Springboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Springboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Springboro offices.

Short answer: Chase is the largest bank with offices in Springboro, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
PNC Bank$609.77 billionNo. 81Wilmington, DE
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
Huntington$283.07 billionNo. 151Columbus, OH
KeyBank$188.56 billionNo. 231Cleveland, OH
First Financial Bank$22.35 billionNo. 971Cincinnati, OH
Peoples Bank$9.53 billionNo. 1691Marietta, OH
LCNB National Bank$2.22 billionNo. 5641Lebanon, OH
Farmers & Merchants Bank$359.4 millionNo. 2,2151Miamisburg, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Springboro: FAQ

How many banks are in Springboro, OH?

Springboro has 11 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Springboro?

Chase, with 1. U.S. Bank has 1 and PNC Bank has 1.

Is there a Chase in Springboro, OH?

Yes. FDIC data lists 1 Chase branch in Springboro as of September 5, 2026. The address and directions are under Chase above.

Is there a U.S. Bank in Springboro, OH?

Yes. FDIC data lists 1 U.S. Bank branch in Springboro as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a PNC Bank in Springboro, OH?

Yes. FDIC data lists 1 PNC Bank branch in Springboro as of September 5, 2026. The address and directions are under PNC Bank above.

Which banks in Springboro are open on Saturday?

Chase, U.S. Bank, PNC Bank and Fifth Third Bank and 3 more publish Saturday hours for one or more Springboro locations. The Saturday section above lists each one with its hours. 4 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Springboro?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Springboro?

Wright-patt Credit Union and River Valley Credit Union have offices in Springboro. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Springboro in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Springboro?

Nearby cities with more banks include Franklin, Miamisburg, Centerville. Franklin is 3 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (7 of 11 branches: Chase, Fifth Third Bank, Huntington, KeyBank, PNC Bank, Peoples Bank and 1 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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