US Bank Directory

Banks in Waynesville, OH

2 FDIC-insured banks operate 2 offices in Waynesville, Ohio.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Waynesville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Waynesville, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Waynesville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank and LCNB National Bank have the most locations in Waynesville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

LCNB National Bank 1 branch · main office Lebanon, OH Bank · 1

LCNB National Bank has 1 branch in Waynesville, 35 across Ohio and 35 nationwide. FDIC records list its main office in Lebanon, OH and show it operating since 1877. With $2.22 billion in total assets on June 30, 2026, it ranks No. 564 of 4,232 U.S. banks by total assets. The Waynesville Branch at 9 N Main St dates to 1875 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

LCNB National Bank: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Waynesville, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Waynesville Branch at 826 Franklin Rd dates to 2001 in FDIC branch records. It opens on Saturday.

  • Waynesville Branch
    826 Franklin Rd, 45068
    (513) 897-3001Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

Peoples Bank: profile, branches and contacts

Banking in Waynesville: the local picture

Short answer: 2 banks run 2 branches in Waynesville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Waynesville, 2 elsewhere in Ohio, according to the FDIC.

The bank with the longest record here is LCNB National Bank, operating since 1877 according to the FDIC. In FDIC branch records, the longest-running branch is LCNB National Bank's office at 9 N Main St, dating to 1875; the newest is Peoples Bank's at 826 Franklin Rd, from 2001.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Waynesville

Short answer: 1 of the 1 Waynesville location with published hours opens on Saturday, run by 1 institution.

  • Peoples Bank: 1 of 1 branch (826 Franklin Rd: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Waynesville, and where the nearest one is if they do not.

Short answer: No branches in Waynesville: Chase (nearest in Centerville, 7 mi), Wells Fargo, Bank of America (nearest in Middletown, 14 mi), PNC Bank (nearest in Centerville, 7 mi), U.S. Bank (nearest in Springboro, 8 mi), Truist (nearest in Blue Ash, 26 mi), Fifth Third Bank (nearest in Centerville, 7 mi), Huntington (nearest in Bellbrook, 7 mi), Regions Bank, TD Bank, BMO.

BankIn WaynesvilleNearest branch if none here
ChaseNoneCenterville, 7 miles away
Wells FargoNonenone in Ohio
Bank of AmericaNoneMiddletown, 14 miles away
PNC BankNoneCenterville, 7 miles away
U.S. BankNoneSpringboro, 8 miles away
TruistNoneBlue Ash, 26 miles away
Fifth Third BankNoneCenterville, 7 miles away
HuntingtonNoneBellbrook, 7 miles away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waynesville to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waynesville residents like anyone else.

Banks near Waynesville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bellbrook (7 miles) and Centerville (7 miles). Springboro, 8 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Waynesville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waynesville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Waynesville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waynesville offices.

Short answer: Peoples Bank is the largest bank with offices in Waynesville, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. LCNB National Bank is second with $2.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Peoples Bank$9.53 billionNo. 1691Marietta, OH
LCNB National Bank$2.22 billionNo. 5641Lebanon, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waynesville: FAQ

How many banks are in Waynesville, OH?

Waynesville has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Waynesville?

Peoples Bank, with 1. LCNB National Bank has 1.

Is there a Peoples Bank in Waynesville, OH?

Yes. FDIC data lists 1 Peoples Bank branch in Waynesville as of September 5, 2026. The address and directions are under Peoples Bank above.

Is there a LCNB National Bank in Waynesville, OH?

Yes. FDIC data lists 1 LCNB National Bank branch in Waynesville as of September 5, 2026. The address and directions are under LCNB National Bank above.

Is there a Chase in Waynesville, OH?

No. FDIC data lists no Chase branch in Waynesville as of September 5, 2026. The nearest is in Centerville, about 7 miles away in a straight line.

Which banks in Waynesville are open on Saturday?

Peoples Bank publishes Saturday hours for one or more Waynesville locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Waynesville?

LCNB National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1877.

Did any bank branches open or close in Waynesville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Waynesville?

Nearby cities with more banks include Bellbrook, Centerville, Springboro. Bellbrook is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Peoples Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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