US Bank Directory
Banks in Waynesville, OH
2 FDIC-insured banks operate 2 offices in Waynesville, Ohio.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Waynesville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Waynesville, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Waynesville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples Bank and LCNB National Bank have the most locations in Waynesville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
LCNB National Bank Bank · 1
LCNB National Bank has 1 branch in Waynesville, 35 across Ohio and 35 nationwide. FDIC records list its main office in Lebanon, OH and show it operating since 1877. With $2.22 billion in total assets on June 30, 2026, it ranks No. 564 of 4,232 U.S. banks by total assets. The Waynesville Branch at 9 N Main St dates to 1875 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesville Branch9 N Main St, 45068
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Waynesville, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Waynesville Branch at 826 Franklin Rd dates to 2001 in FDIC branch records. It opens on Saturday.
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Waynesville Branch826 Franklin Rd, 45068
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Waynesville: the local picture
Short answer: 2 banks run 2 branches in Waynesville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Waynesville, 2 elsewhere in Ohio, according to the FDIC.
The bank with the longest record here is LCNB National Bank, operating since 1877 according to the FDIC. In FDIC branch records, the longest-running branch is LCNB National Bank's office at 9 N Main St, dating to 1875; the newest is Peoples Bank's at 826 Franklin Rd, from 2001.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Waynesville
Short answer: 1 of the 1 Waynesville location with published hours opens on Saturday, run by 1 institution.
- Peoples Bank: 1 of 1 branch (826 Franklin Rd: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waynesville, and where the nearest one is if they do not.
Short answer: No branches in Waynesville: Chase (nearest in Centerville, 7 mi), Wells Fargo, Bank of America (nearest in Middletown, 14 mi), PNC Bank (nearest in Centerville, 7 mi), U.S. Bank (nearest in Springboro, 8 mi), Truist (nearest in Blue Ash, 26 mi), Fifth Third Bank (nearest in Centerville, 7 mi), Huntington (nearest in Bellbrook, 7 mi), Regions Bank, TD Bank, BMO.
| Bank | In Waynesville | Nearest branch if none here |
|---|---|---|
| Chase | None | Centerville, 7 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Middletown, 14 miles away |
| PNC Bank | None | Centerville, 7 miles away |
| U.S. Bank | None | Springboro, 8 miles away |
| Truist | None | Blue Ash, 26 miles away |
| Fifth Third Bank | None | Centerville, 7 miles away |
| Huntington | None | Bellbrook, 7 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waynesville to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waynesville residents like anyone else.
Banks near Waynesville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bellbrook (7 miles) and Centerville (7 miles). Springboro, 8 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bellbrook, OH | 7 mi | 2 | 2 |
| Banks in Centerville, OH | 7 mi | 10 | 13 |
| Banks in Springboro, OH | 8 mi | 11 | 11 |
| Banks in Lebanon, OH | 9 mi | 7 | 12 |
| Banks in Franklin, OH | 11 mi | 7 | 7 |
| Banks in Miamisburg, OH | 11 mi | 7 | 7 |
| Banks in Kettering, OH | 11 mi | 6 | 7 |
| Banks in Morrow, OH | 13 mi | 2 | 2 |
Bank branch openings and closings in Waynesville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waynesville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Waynesville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waynesville offices.
Short answer: Peoples Bank is the largest bank with offices in Waynesville, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. LCNB National Bank is second with $2.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Peoples Bank | $9.53 billion | No. 169 | 1 | Marietta, OH |
| LCNB National Bank | $2.22 billion | No. 564 | 1 | Lebanon, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waynesville: FAQ
How many banks are in Waynesville, OH?
Waynesville has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Waynesville?
Peoples Bank, with 1. LCNB National Bank has 1.
Is there a Peoples Bank in Waynesville, OH?
Yes. FDIC data lists 1 Peoples Bank branch in Waynesville as of September 5, 2026. The address and directions are under Peoples Bank above.
Is there a LCNB National Bank in Waynesville, OH?
Yes. FDIC data lists 1 LCNB National Bank branch in Waynesville as of September 5, 2026. The address and directions are under LCNB National Bank above.
Is there a Chase in Waynesville, OH?
No. FDIC data lists no Chase branch in Waynesville as of September 5, 2026. The nearest is in Centerville, about 7 miles away in a straight line.
Which banks in Waynesville are open on Saturday?
Peoples Bank publishes Saturday hours for one or more Waynesville locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Waynesville?
LCNB National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1877.
Did any bank branches open or close in Waynesville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waynesville?
Nearby cities with more banks include Bellbrook, Centerville, Springboro. Bellbrook is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Peoples Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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