US Bank Directory
Banks in Kettering, OH
6 FDIC-insured banks operate 7 offices in Kettering, Ohio, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kettering
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 11 locations in Kettering, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kettering
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank has the most locations in Kettering, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Myusa Credit Union Credit union · 2
Myusa Credit Union has 2 officees in Kettering, 8 across Ohio. It is based in Middletown, OH and $355.9 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Kettering locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Reynolds And Reynolds1 Reynolds Way, 45430
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Kettering21 W Dorothy Ln, 45429
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Kettering, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kettering location is the Kettering Branch at 3079 Woodman Dr, dating to 1887; the newest, at 4100 Far Hills Ave, to 1954. All 2 of its Kettering locations with published hours open on Saturday.
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Kettering Branch3079 Woodman Dr, 45420
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Town And Country Oh Branch4100 Far Hills Ave, 45429
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Chase Bank · 1
Chase has 1 branch in Kettering, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Kettering Branch at 2119 E. Dorothy Ln dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kettering Branch2119 E. Dorothy Ln, 45420
Day Air Credit Union Credit union · 1
Day Air Credit Union has 1 office in Kettering, 5 across Ohio. It is based in Kettering, OH and $892.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office3501 Wilmington Pike, 45429
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Kettering, 67 across Ohio and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Kettering Branch at 4391 Far Hills Ave dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kettering Branch4391 Far Hills Ave, 45429
KeyBank Bank · 1
KeyBank has 1 branch in Kettering, 172 across Ohio and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Arbors Branch at 4401 Far Hills Ave dates to 1967 in FDIC branch records. It opens on Saturday.
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Arbors Branch4401 Far Hills Ave, 45429
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Kettering, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Kettering Meijer Branch at 4075 Wilmington Pike dates to 1999 in FDIC branch records. It opens on Saturday.
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Kettering Meijer Branch4075 Wilmington Pike, 45440
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Union Savings Bank Bank · 1
Union Savings Bank has 1 branch in Kettering, 32 across Ohio and 39 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1904. With $4.02 billion in total assets on June 30, 2026, it ranks No. 335 of 4,232 U.S. banks by total assets. The Kettering Branch at 3030 Woodman Dr dates to 1994 in FDIC branch records. It opens on Saturday.
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Kettering Branch3030 Woodman Dr, 45420
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Union Savings Bank branch locator (All The Places), checked Oct 10, 2026
Wright-patt Credit Union Credit union · 1
Wright-patt Credit Union has 1 office in Kettering, 40 across Ohio. It is based in Beavercreek, OH and $9.61 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kettering1810 Woodman Center Dr, 45420
All hours
Mon 9 am to 6 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Kettering
3 credit unions have 4 offices here: Myusa Credit Union, Wright-patt Credit Union and Day Air Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kettering page has every office in the state's directory.
Banking in Kettering: the local picture
Short answer: 6 banks run 7 branches in Kettering according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Kettering, 5 elsewhere in Ohio and 1 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 3079 Woodman Dr, dating to 1887; the newest is Chase's at 2119 E. Dorothy Ln, from 2024.
3 credit unions have 4 offices in Kettering, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 7 open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Kettering
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 45429 has the most bank and credit union offices in Kettering (5), followed by 45420 (4) and 45430 (1). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 45429 | 5 | 5 | Day Air Credit Union, First Financial Bank, KeyBank |
| 45420 | 4 | 4 | Chase, PNC Bank, Union Savings Bank |
| 45430 | 1 | 1 | Myusa Credit Union |
| 45440 | 1 | 1 | U.S. Bank |
Banks and credit unions open on Saturday in Kettering
Short answer: 7 of the 9 Kettering locations with published hours open on Saturday, run by 6 institutions.
- PNC Bank: 2 of 2 branches (3079 Woodman Dr: Saturday 9 am to 1 pm, and 1 more)
- U.S. Bank: 1 of 1 branch (4075 Wilmington Pike: Saturday 10 am to 2 pm)
- KeyBank: 1 of 1 branch (4401 Far Hills Ave: Saturday 9 am to 12 pm)
- Union Savings Bank: 1 of 1 branch (3030 Woodman Dr: Saturday 9 am to 1 pm)
- Myusa Credit Union: 1 of 2 offices (21 W Dorothy Ln: Saturday 9 am to 1 pm)
- Day Air Credit Union: 1 of 1 office (3501 Wilmington Pike: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kettering, and where the nearest one is if they do not.
Short answer: In Kettering: Chase (1), PNC Bank (2), U.S. Bank (1). No branches in Kettering: Wells Fargo, Bank of America (nearest in Middletown, 17 mi), Truist (nearest in Blue Ash, 34 mi), Fifth Third Bank (nearest in Dayton, 1 mi), Huntington (nearest in Dayton, 2 mi), Regions Bank, TD Bank, BMO.
| Bank | In Kettering | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 2 branches | here |
| U.S. Bank | 1 branch | here |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Middletown, 17 miles away |
| Truist | None | Blue Ash, 34 miles away |
| Fifth Third Bank | None | Dayton, 1 mile away |
| Huntington | None | Dayton, 2 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kettering to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kettering residents like anyone else.
Banks near Kettering
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dayton (4 miles) and Centerville (4 miles). Dayton, 4 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dayton, OH | 4 mi | 16 | 42 |
| Banks in Centerville, OH | 4 mi | 10 | 13 |
| Banks in Bellbrook, OH | 5 mi | 2 | 2 |
| Banks in Beavercreek, OH | 6 mi | 6 | 7 |
| Banks in Miamisburg, OH | 7 mi | 7 | 7 |
| Banks in Springboro, OH | 10 mi | 11 | 11 |
| Banks in Xenia, OH | 11 mi | 10 | 10 |
| Banks in Fairborn, OH | 11 mi | 4 | 4 |
Bank branch openings and closings in Kettering
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kettering between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Kettering
Short answer: 1 institution has its main office in Kettering: Day Air Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Day Air Credit Union | Credit union | $892.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Kettering by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kettering offices.
Short answer: Chase is the largest bank with offices in Kettering, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| Union Savings Bank | $4.02 billion | No. 335 | 1 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kettering: FAQ
How many banks are in Kettering, OH?
Kettering has 6 banks with 7 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kettering?
PNC Bank, with 2. Chase has 1 and U.S. Bank has 1.
Is there a PNC Bank in Kettering, OH?
Yes. FDIC data lists 2 PNC Bank branches in Kettering as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Chase in Kettering, OH?
Yes. FDIC data lists 1 Chase branch in Kettering as of September 5, 2026. The address and directions are under Chase above.
Is there a U.S. Bank in Kettering, OH?
Yes. FDIC data lists 1 U.S. Bank branch in Kettering as of September 5, 2026. The address and directions are under U.S. Bank above.
Which banks in Kettering are open on Saturday?
PNC Bank, U.S. Bank, KeyBank and Union Savings Bank and 2 more publish Saturday hours for one or more Kettering locations. The Saturday section above lists each one with its hours. 2 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Kettering?
Day Air Credit Union has its main office in Kettering, according to the FDIC and the NCUA.
What is the oldest bank in Kettering?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Kettering?
Myusa Credit Union, Wright-patt Credit Union and Day Air Credit Union have offices in Kettering. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kettering in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kettering?
Nearby cities with more banks include Dayton, Centerville, Bellbrook. Dayton is 4 miles away with 16 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 7 branches: KeyBank, PNC Bank, U.S. Bank, Union Savings Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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