US Bank Directory
Banks in Xenia, OH
10 FDIC-insured banks operate 10 offices in Xenia, Ohio, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Xenia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 11 locations in Xenia, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Xenia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 10 banks share the most locations in Xenia, with 1 each. 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Xenia, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Xenia Branch at 306 W 2nd St dates to 1980 in FDIC branch records. Its published hours do not list Saturday.
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Xenia Branch306 W 2nd St, 45385
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Xenia, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Xenia Downtown Banking Branch at 2042 West Main Street dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Xenia Downtown Banking Branch2042 West Main Street, 45385
Huntington Bank · 1
Huntington has 1 branch in Xenia, 347 across Ohio and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Xenia Central Branch at 194 N Detroit St dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Xenia Central Branch194 N Detroit St, 45385
KeyBank Bank · 1
KeyBank has 1 branch in Xenia, 172 across Ohio and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Xenia Central Branch at 120 N Detroit St dates to 1881 in FDIC branch records. It opens on Saturday.
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Xenia Central Branch120 N Detroit St, 45385
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Park National Bank Bank · 1
Park National Bank has 1 branch in Xenia, 77 across Ohio and 114 nationwide. FDIC records list its main office in Newark, OH and show it operating since 1908. With $12.61 billion in total assets on June 30, 2026, it ranks No. 142 of 4,232 U.S. banks by total assets. The 2011 Xenia Downtown Branch at 161 E Main St dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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2011 Xenia Downtown Branch161 E Main St, 45385
PNC Bank Bank · 1
PNC Bank has 1 branch in Xenia, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Xenia Branch at 98 Hospitality Dr dates to 2007 in FDIC branch records. It opens on Saturday.
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Xenia Branch98 Hospitality Dr, 45385
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
The Old Fort Banking Bank · 1
The Old Fort Banking has 1 branch in Xenia, 11 across Ohio and 11 nationwide. FDIC records list its main office in Old Fort, OH and show it operating since 1916. With $843.9 million in total assets on June 30, 2026, it ranks No. 1,205 of 4,232 U.S. banks by total assets. The Xenia Branch at 88 S Progress Dr dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Xenia Branch88 S Progress Dr, 45385
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Xenia, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Xenia Branch at 248 W Main St dates to 1981 in FDIC branch records. It opens on Saturday.
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Xenia Branch248 W Main St, 45385
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Union Savings Bank Bank · 1
Union Savings Bank has 1 branch in Xenia, 32 across Ohio and 39 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1904. With $4.02 billion in total assets on June 30, 2026, it ranks No. 335 of 4,232 U.S. banks by total assets. The Xenia Branch at 100 E Market St dates to 2018 in FDIC branch records. It opens on Saturday.
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Xenia Branch100 E Market St, 45385
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Union Savings Bank branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Xenia, 72 across Ohio and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0425 Xenia Wal-Mart Branch at 70 Hospitality Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0425 Xenia Wal-Mart Branch70 Hospitality Dr, 45385
Wright-patt Credit Union Credit union · 1
Wright-patt Credit Union has 1 office in Xenia, 40 across Ohio. It is based in Beavercreek, OH and $9.61 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Xenia1636 W Park Sq, 45385
All hours
Mon 9 am to 6 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Xenia
1 credit union has 1 office here: Wright-patt Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Xenia page has every office in the state's directory.
Banking in Xenia: the local picture
Short answer: 10 banks run 10 branches in Xenia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Xenia, 8 elsewhere in Ohio and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 120 N Detroit St, dating to 1881; the newest is The Old Fort Banking's at 88 S Progress Dr, from 2018.
The only credit union with an office here is Wright-patt Credit Union.
Of the 6 locations with published hours. 4 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Xenia
Short answer: 4 of the 6 Xenia locations with published hours open on Saturday, run by 4 institutions.
- U.S. Bank: 1 of 1 branch (248 W Main St: Saturday 9 am to 1 pm)
- PNC Bank: 1 of 1 branch (98 Hospitality Dr: Saturday 9 am to 1 pm)
- KeyBank: 1 of 1 branch (120 N Detroit St: Saturday 9 am to 12 pm)
- Union Savings Bank: 1 of 1 branch (100 E Market St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Xenia, and where the nearest one is if they do not.
Short answer: In Xenia: Chase (1), PNC Bank (1), U.S. Bank (1), Fifth Third Bank (1), Huntington (1). No branches in Xenia: Wells Fargo, Bank of America (nearest in Middletown, 25 mi), Truist (nearest in Blue Ash, 39 mi), Regions Bank, TD Bank, BMO.
| Bank | In Xenia | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Middletown, 25 miles away |
| Truist | None | Blue Ash, 39 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Xenia to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Xenia residents like anyone else.
Banks near Xenia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Beavercreek (7 miles) and Yellow Springs (8 miles). Dayton, 13 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Beavercreek, OH | 7 mi | 6 | 7 |
| Banks in Yellow Springs, OH | 8 mi | 2 | 2 |
| Banks in Bellbrook, OH | 8 mi | 2 | 2 |
| Banks in Fairborn, OH | 9 mi | 4 | 4 |
| Banks in Kettering, OH | 11 mi | 6 | 7 |
| Banks in Centerville, OH | 11 mi | 10 | 13 |
| Banks in Waynesville, OH | 13 mi | 2 | 2 |
| Banks in Dayton, OH | 13 mi | 16 | 42 |
Bank branch openings and closings in Xenia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Xenia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Xenia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Xenia offices.
Short answer: Chase is the largest bank with offices in Xenia, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Park National Bank | $12.61 billion | No. 142 | 1 | Newark, OH |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Union Savings Bank | $4.02 billion | No. 335 | 1 | Cincinnati, OH |
| The Old Fort Banking | $843.9 million | No. 1,205 | 1 | Old Fort, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Xenia: FAQ
How many banks are in Xenia, OH?
Xenia has 10 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Xenia?
Chase, with 1. U.S. Bank has 1 and PNC Bank has 1.
Is there a Chase in Xenia, OH?
Yes. FDIC data lists 1 Chase branch in Xenia as of September 5, 2026. The address and directions are under Chase above.
Is there a U.S. Bank in Xenia, OH?
Yes. FDIC data lists 1 U.S. Bank branch in Xenia as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a PNC Bank in Xenia, OH?
Yes. FDIC data lists 1 PNC Bank branch in Xenia as of September 5, 2026. The address and directions are under PNC Bank above.
Which banks in Xenia are open on Saturday?
U.S. Bank, PNC Bank, KeyBank and Union Savings Bank publish Saturday hours for one or more Xenia locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Xenia?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Xenia?
Wright-patt Credit Union has an office in Xenia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Xenia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Xenia?
Nearby cities with more banks include Beavercreek, Yellow Springs, Bellbrook. Beavercreek is 7 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (5 of 10 branches: Chase, KeyBank, PNC Bank, U.S. Bank, Union Savings Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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