US Bank Directory
Banks in Fairborn, OH
4 FDIC-insured banks operate 4 offices in Fairborn, Ohio, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Fairborn
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Fairborn, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fairborn
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Fairborn, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Wright-patt Credit Union Credit union · 2
Wright-patt Credit Union has 2 officees in Fairborn, 40 across Ohio. It is based in Beavercreek, OH and $9.61 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Fairborn locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
-
Five Points1298 E Dayton Yellow Springs Rd, 45324
All hours
Mon 9 am to 6 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Gantt Financial Center2465 Executive Park Blvd, 45324
All hours
Mon 9 am to 6 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Fairborn, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The South Fairborn Branch at 1095 E Dayton Yellow Springs Rd dates to 2008 in FDIC branch records. It opens on Saturday.
-
South Fairborn Branch1095 E Dayton Yellow Springs Rd, 45324
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Fairborn, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Fairborn Central Branch at 1 W Main St dates to 1910 in FDIC branch records. It opens on Saturday.
-
Fairborn Central Branch1 W Main St, 45324
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Union Savings Bank Bank · 1
Union Savings Bank has 1 branch in Fairborn, 32 across Ohio and 39 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1904. With $4.02 billion in total assets on June 30, 2026, it ranks No. 335 of 4,232 U.S. banks by total assets. The Fairborn Branch at 2794 Colonel Glenn Hwy dates to 2006 in FDIC branch records. It opens on Saturday.
-
Fairborn Branch2794 Colonel Glenn Hwy, 45324
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Union Savings Bank branch locator (All The Places), checked Oct 10, 2026
WesBanco Bank · 1
WesBanco has 1 branch in Fairborn, 97 across Ohio and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. The Enon Branch at 7601 Dayton Springfield Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Enon Branch7601 Dayton Springfield Rd, 45324
Join a credit union in Fairborn
1 credit union has 2 offices here: Wright-patt Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fairborn page has every office in the state's directory.
Banking in Fairborn: the local picture
Short answer: 4 banks run 4 branches in Fairborn according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Fairborn, 3 elsewhere in Ohio and 1 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 1 W Main St, dating to 1910; the newest is Fifth Third Bank's at 1095 E Dayton Yellow Springs Rd, from 2008.
The only credit union with an office here is Wright-patt Credit Union.
Of the 5 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Fairborn
Short answer: 3 of the 5 Fairborn locations with published hours open on Saturday, run by 3 institutions.
- U.S. Bank: 1 of 1 branch (1 W Main St: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (1095 E Dayton Yellow Springs Rd: Saturday 9 am to 12 pm)
- Union Savings Bank: 1 of 1 branch (2794 Colonel Glenn Hwy: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fairborn, and where the nearest one is if they do not.
Short answer: In Fairborn: U.S. Bank (1), Fifth Third Bank (1). No branches in Fairborn: Chase (nearest in Beavercreek, 4 mi), Wells Fargo, Bank of America (nearest in Middletown, 28 mi), PNC Bank (nearest in Huber Heights, 6 mi), Truist (nearest in Blue Ash, 45 mi), Huntington (nearest in Beavercreek, 4 mi), Regions Bank, TD Bank, BMO.
| Bank | In Fairborn | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Beavercreek, 4 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Middletown, 28 miles away |
| PNC Bank | None | Huber Heights, 6 miles away |
| Truist | None | Blue Ash, 45 miles away |
| Huntington | None | Beavercreek, 4 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fairborn to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fairborn residents like anyone else.
Banks near Fairborn
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Beavercreek (5 miles) and Yellow Springs (6 miles). Dayton, 11 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Beavercreek, OH | 5 mi | 6 | 7 |
| Banks in Yellow Springs, OH | 6 mi | 2 | 2 |
| Banks in Huber Heights, OH | 7 mi | 8 | 8 |
| Banks in New Carlisle, OH | 9 mi | 3 | 3 |
| Banks in Xenia, OH | 9 mi | 10 | 10 |
| Banks in Dayton, OH | 11 mi | 16 | 42 |
| Banks in Kettering, OH | 11 mi | 6 | 7 |
| Banks in Vandalia, OH | 12 mi | 3 | 3 |
Bank branch openings and closings in Fairborn
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fairborn between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fairborn by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fairborn offices.
Short answer: U.S. Bank is the largest bank with offices in Fairborn, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| WesBanco | $27.75 billion | No. 78 | 1 | Wheeling, WV |
| Union Savings Bank | $4.02 billion | No. 335 | 1 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fairborn: FAQ
How many banks are in Fairborn, OH?
Fairborn has 4 banks with 4 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fairborn?
U.S. Bank, with 1. Fifth Third Bank has 1 and WesBanco has 1.
Is there a U.S. Bank in Fairborn, OH?
Yes. FDIC data lists 1 U.S. Bank branch in Fairborn as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Fifth Third Bank in Fairborn, OH?
Yes. FDIC data lists 1 Fifth Third Bank branch in Fairborn as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a WesBanco in Fairborn, OH?
Yes. FDIC data lists 1 WesBanco branch in Fairborn as of September 5, 2026. The address and directions are under WesBanco above.
Is there a Chase in Fairborn, OH?
No. FDIC data lists no Chase branch in Fairborn as of September 5, 2026. The nearest is in Beavercreek, about 4 miles away in a straight line.
Which banks in Fairborn are open on Saturday?
U.S. Bank, Fifth Third Bank and Union Savings Bank publish Saturday hours for one or more Fairborn locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Fairborn?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Fairborn?
Wright-patt Credit Union has an office in Fairborn. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fairborn in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fairborn?
Nearby cities with more banks include Beavercreek, Yellow Springs, Huber Heights. Beavercreek is 5 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 4 branches: Fifth Third Bank, U.S. Bank, Union Savings Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds