US Bank Directory
Banks in Vandalia, OH
3 FDIC-insured banks operate 3 offices in Vandalia, Ohio, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Vandalia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Vandalia, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Vandalia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, KeyBank and Monroe Federal Savings and Loan Association have the most locations in Vandalia, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Abbey Credit Union Credit union · 1
Abbey Credit Union has 1 office in Vandalia, 4 across Ohio. It is based in Vandalia, OH and $195.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office800 Falls Creek Dr, 45377
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Vandalia, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Vandalia Branch at 806 W National Rd dates to 1967 in FDIC branch records. It opens on Saturday.
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Vandalia Branch806 W National Rd, 45377
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Vandalia, 172 across Ohio and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Vandalia Branch at 205 E National Rd dates to 1962 in FDIC branch records. It opens on Saturday.
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Vandalia Branch205 E National Rd, 45377
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Monroe Federal Savings and Loan Association Bank · 1
Monroe Federal Savings and Loan Association has 1 branch in Vandalia, 4 across Ohio and 4 nationwide. FDIC records list its main office in Tipp City, OH and show it operating since 1875. With $144.5 million in total assets on June 30, 2026, it ranks No. 3,367 of 4,232 U.S. banks by total assets. The 264 East National Road Branch at 264 E National Rd dates to 1875 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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264 East National Road Branch264 E National Rd, 45377
Myusa Credit Union Credit union · 1
Myusa Credit Union has 1 office in Vandalia, 8 across Ohio. It is based in Middletown, OH and $355.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Vandalia536 W National Rd, 45377
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Universal 1 Credit Union Credit union · 1
Universal 1 Credit Union has 1 office in Vandalia, 9 across Ohio. It is based in Dayton, OH and $429.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Vandalia718 S Dixie Dr, 45377
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Vandalia
3 credit unions have 3 offices here: Universal 1 Credit Union, Myusa Credit Union and Abbey Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Vandalia page has every office in the state's directory.
Banking in Vandalia: the local picture
Short answer: 3 banks run 3 branches in Vandalia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Vandalia, 3 elsewhere in Ohio, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Monroe Federal Savings and Loan Association's office at 264 E National Rd, dating to 1875; the newest is Chase's at 806 W National Rd, from 1967.
3 credit unions have 3 offices in Vandalia, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 5 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Vandalia
Short answer: 5 of the 5 Vandalia locations with published hours open on Saturday, run by 5 institutions.
- Chase: 1 of 1 branch (806 W National Rd: Saturday 9 am to 1 pm)
- KeyBank: 1 of 1 branch (205 E National Rd: Saturday 9 am to 12 pm)
- Universal 1 Credit Union: 1 of 1 office (718 S Dixie Dr: Saturday 9 am to 12 pm)
- Myusa Credit Union: 1 of 1 office (536 W National Rd: Saturday 9 am to 1 pm)
- Abbey Credit Union: 1 of 1 office (800 Falls Creek Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Vandalia, and where the nearest one is if they do not.
Short answer: In Vandalia: Chase (1). No branches in Vandalia: Wells Fargo, Bank of America (nearest in Middletown, 28 mi), PNC Bank (nearest in Harrison Township, 5 mi), U.S. Bank (nearest in Huber Heights, 4 mi), Truist (nearest in Blue Ash, 47 mi), Fifth Third Bank (nearest in Dayton, 3 mi), Huntington (nearest in Huber Heights, 4 mi), Regions Bank, TD Bank, BMO.
| Bank | In Vandalia | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Middletown, 28 miles away |
| PNC Bank | None | Harrison Township, 5 miles away |
| U.S. Bank | None | Huber Heights, 4 miles away |
| Truist | None | Blue Ash, 47 miles away |
| Fifth Third Bank | None | Dayton, 3 miles away |
| Huntington | None | Huber Heights, 4 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vandalia to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vandalia residents like anyone else.
Banks near Vandalia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Huber Heights (5 miles) and Tipp City (5 miles). Dayton, 11 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Huber Heights, OH | 5 mi | 8 | 8 |
| Banks in Tipp City, OH | 5 mi | 5 | 6 |
| Banks in Englewood, OH | 6 mi | 7 | 7 |
| Banks in New Carlisle, OH | 10 mi | 3 | 3 |
| Banks in Dayton, OH | 11 mi | 16 | 42 |
| Banks in Troy, OH | 11 mi | 11 | 13 |
| Banks in Fairborn, OH | 12 mi | 4 | 4 |
| Banks in Brookville, OH | 12 mi | 3 | 3 |
Bank branch openings and closings in Vandalia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Vandalia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Vandalia
Short answer: 1 institution has its main office in Vandalia: Abbey Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Abbey Credit Union | Credit union | $195.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Vandalia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vandalia offices.
Short answer: Chase is the largest bank with offices in Vandalia, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Monroe Federal Savings and Loan Association | $144.5 million | No. 3,367 | 1 | Tipp City, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Vandalia: FAQ
How many banks are in Vandalia, OH?
Vandalia has 3 banks with 3 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Vandalia?
Chase, with 1. KeyBank has 1 and Monroe Federal Savings and Loan Association has 1.
Is there a Chase in Vandalia, OH?
Yes. FDIC data lists 1 Chase branch in Vandalia as of September 5, 2026. The address and directions are under Chase above.
Is there a KeyBank in Vandalia, OH?
Yes. FDIC data lists 1 KeyBank branch in Vandalia as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Monroe Federal Savings and Loan Association in Vandalia, OH?
Yes. FDIC data lists 1 Monroe Federal Savings and Loan Association branch in Vandalia as of September 5, 2026. The address and directions are under Monroe Federal Savings and Loan Association above.
Which banks in Vandalia are open on Saturday?
Chase, KeyBank, Universal 1 Credit Union and Myusa Credit Union and 1 more publish Saturday hours for one or more Vandalia locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Vandalia?
Abbey Credit Union has its main office in Vandalia, according to the FDIC and the NCUA.
What is the oldest bank in Vandalia?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Vandalia?
Universal 1 Credit Union, Myusa Credit Union and Abbey Credit Union have offices in Vandalia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Vandalia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Vandalia?
Nearby cities with more banks include Huber Heights, Tipp City, Englewood. Huber Heights is 5 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Chase, KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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