NCUA-insured credit union
Universal 1
Credit Union headquartered in Dayton, Ohio.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 1 River Park Dr Dayton, OH 45409 |
| County | Montgomery |
| Website | not published in NCUA data |
| Phone | (937) 225-6800 |
NCUA record
| NCUA Charter | 64970 |
| Federal Reserve RSSD ID | 150893 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
Routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at Universal 1.
Offices
| Main Office main office Dayton, OH |
1 River Park Dr, 45409 (937) 225-6800 M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm |
| Beavercreek Beavercreek, OH |
2450 Esquire Dr, 45431 (937) 431-3100 M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm Drive Thru M-F 9:00 am - 6:30 pm Sat 9:00 am - 1:00 pm |
| Chillicothe Chillicothe, OH |
1080 N Bridge St, 45601 (740) 775-4321 M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm |
| Miami Valley Hospital Dayton, OH |
1 Wyoming St, 45409 (937) 208-2745 M-T-Th-F 7:30 am - 4:00 pm Wed 7:30 am - 10:30 am |
| Huber Heights Dayton, OH |
2933 Harshman Rd, 45424 (937) 235-0303 M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm |
| Sugarcreek Dayton, OH |
6270 Wilmington Pike, 45459 (937) 848-6050 M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm |
| Austin Park Miamisburg, OH |
9900 Springboro Pike, 45342 (937) 435-7268 Monday-Friday 9:00 am - 5:00 pm Saturday 9:00 am - 12:00 pm |
| Sidney Sidney, OH |
2835 Michigan St, 45365 (937) 498-2320 M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm |
| Vandalia Vandalia, OH |
718 S Dixie Dr, 45377 (937) 898-3815 M-F 9:00 am - 5:00 pm SAT 9:00 am - 12:00 pm |
Where Universal 1 has offices
Other credit unions headquartered in Dayton
| Code | $176.74 million |
| Day-met | $136.30 million |
| Firefighters & Company | $129.44 million |
| Kh Credit Union, Inc. | $69.39 million |
| Wright-dunbar Area | $364,000 |