US Bank Directory
Banks in Troy, OH
11 FDIC-insured banks operate 13 offices in Troy, Ohio, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Troy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 15 locations in Troy, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Troy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fifth Third Bank and Greenville Federal have the most locations in Troy, with 2 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Troy, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Troy South Banking Center Branch at 825 W Market St, dating to 1959; the newest, at 1851 W Main St, to 1976. All 2 of its Troy locations with published hours open on Saturday.
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Troy Town Banking Center Branch1851 W Main St, 45373
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Troy South Banking Center Branch825 W Market St, 45373
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Greenville Federal Bank · 2
Greenville Federal has 2 branches in Troy, 4 across Ohio and 4 nationwide. FDIC records list its main office in Greenville, OH and show it operating since 1883. With $263.9 million in total assets on June 30, 2026, it ranks No. 2,658 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Troy South Banking Center Branch at 1091 S Dorset Rd, dating to 2016; the newest, at 948 N Market St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Troy South Banking Center Branch1091 S Dorset Rd, 45373
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Troy North Banking Center Branch948 N Market St, 45373
Abbey Credit Union Credit union · 1
Abbey Credit Union has 1 office in Troy, 4 across Ohio. It is based in Vandalia, OH and $195.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Abbey Credit Union Troy Branch891 W Market St, 45373
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Troy, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Troy Branch at 1011 W Main St dates to 1982 in FDIC branch records. It opens on Saturday.
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Troy Branch1011 W Main St, 45373
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
First Bank Midwest Bank · 1
First Bank Midwest has 1 branch in Troy, 6 across Ohio and 14 nationwide. FDIC records list its main office in Frankfort, IN and show it operating since 1887. With $1.55 billion in total assets on June 30, 2026, it ranks No. 731 of 4,232 U.S. banks by total assets. The Troy Branch at 1867 W Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Branch1867 W Main St, 45373
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Troy, 67 across Ohio and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Troy Main at 635 S Market St dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Main635 S Market St, 45373
Greenville National Bank Bank · 1
Greenville National Bank has 1 branch in Troy, 9 across Ohio and 10 nationwide. FDIC records list its main office in Greenville, OH and show it operating since 1934. With $641.5 million in total assets on June 30, 2026, it ranks No. 1,483 of 4,232 U.S. banks by total assets. The Troy Banking Center at 846 W Main St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Banking Center846 W Main St, 45373
Minster Bank Bank · 1
Minster Bank has 1 branch in Troy, 7 across Ohio and 7 nationwide. FDIC records list its main office in Minster, OH and show it operating since 1914. With $811.6 million in total assets on June 30, 2026, it ranks No. 1,247 of 4,232 U.S. banks by total assets. The Troy Banking Center Branch at 1280 Experiment Farm Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Banking Center Branch1280 Experiment Farm Rd, 45373
Park National Bank Bank · 1
Park National Bank has 1 branch in Troy, 77 across Ohio and 114 nationwide. FDIC records list its main office in Newark, OH and show it operating since 1908. With $12.61 billion in total assets on June 30, 2026, it ranks No. 142 of 4,232 U.S. banks by total assets. The 2203 1314 W Main Street Branch at 1314 W Main St dates to 1884 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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2203 1314 W Main Street Branch1314 W Main St, 45373
PNC Bank Bank · 1
PNC Bank has 1 branch in Troy, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Troy Branch at 10 S Dorset Rd dates to 1887 in FDIC branch records. It opens on Saturday.
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Troy Branch10 S Dorset Rd, 45373
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Troy, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Troy Branch at 910 W Main St dates to 1881 in FDIC branch records. It opens on Saturday.
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Troy Branch910 W Main St, 45373
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Union Savings Bank Bank · 1
Union Savings Bank has 1 branch in Troy, 32 across Ohio and 39 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1904. With $4.02 billion in total assets on June 30, 2026, it ranks No. 335 of 4,232 U.S. banks by total assets. The Weston Rd Branch at 14 S Weston Rd dates to 2009 in FDIC branch records. It opens on Saturday.
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Weston Rd Branch14 S Weston Rd, 45373
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Union Savings Bank branch locator (All The Places), checked Oct 10, 2026
Wright-patt Credit Union Credit union · 1
Wright-patt Credit Union has 1 office in Troy, 40 across Ohio. It is based in Beavercreek, OH and $9.61 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Troy2501 W Main St, 45373
All hours
Mon 9 am to 6 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Troy
2 credit unions have 2 offices here: Wright-patt Credit Union and Abbey Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Troy page has every office in the state's directory.
Banking in Troy: the local picture
Short answer: 11 banks run 13 branches in Troy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 0 have their main office in Troy, 9 elsewhere in Ohio and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 910 W Main St, dating to 1881; the newest is Greenville Federal's at 948 N Market St, from 2021.
2 credit unions have 2 offices in Troy, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 7 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Troy
Short answer: 7 of the 8 Troy locations with published hours open on Saturday, run by 6 institutions.
- Fifth Third Bank: 2 of 2 branches (1851 W Main St: Saturday 9 am to 12 pm, and 1 more)
- Chase: 1 of 1 branch (1011 W Main St: Saturday 9 am to 1 pm)
- U.S. Bank: 1 of 1 branch (910 W Main St: Saturday 9 am to 1 pm)
- PNC Bank: 1 of 1 branch (10 S Dorset Rd: Saturday 9 am to 1 pm)
- Union Savings Bank: 1 of 1 branch (14 S Weston Rd: Saturday 9 am to 1 pm)
- Abbey Credit Union: 1 of 1 office (891 W Market St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Troy, and where the nearest one is if they do not.
Short answer: In Troy: Chase (1), PNC Bank (1), U.S. Bank (1), Fifth Third Bank (2). No branches in Troy: Wells Fargo, Bank of America (nearest in Middletown, 38 mi), Truist (nearest in Blue Ash, 57 mi), Huntington (nearest in West Milton, 8 mi), Regions Bank, TD Bank, BMO.
| Bank | In Troy | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 2 branches | here |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Middletown, 38 miles away |
| Truist | None | Blue Ash, 57 miles away |
| Huntington | None | West Milton, 8 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Troy to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Troy residents like anyone else.
Banks near Troy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Tipp City (6 miles) and Piqua (7 miles). Huber Heights, 14 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Tipp City, OH | 6 mi | 5 | 6 |
| Banks in Piqua, OH | 7 mi | 4 | 7 |
| Banks in Vandalia, OH | 11 mi | 3 | 3 |
| Banks in Bradford, OH | 12 mi | 2 | 2 |
| Banks in Englewood, OH | 13 mi | 7 | 7 |
| Banks in New Carlisle, OH | 13 mi | 3 | 3 |
| Banks in Huber Heights, OH | 14 mi | 8 | 8 |
| Banks in Sidney, OH | 17 mi | 8 | 10 |
Bank branch openings and closings in Troy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Troy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Troy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Troy offices.
Short answer: Chase is the largest bank with offices in Troy, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| Park National Bank | $12.61 billion | No. 142 | 1 | Newark, OH |
| Union Savings Bank | $4.02 billion | No. 335 | 1 | Cincinnati, OH |
| First Bank Midwest | $1.55 billion | No. 731 | 1 | Frankfort, IN |
| Minster Bank | $811.6 million | No. 1,247 | 1 | Minster, OH |
| Greenville National Bank | $641.5 million | No. 1,483 | 1 | Greenville, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Troy: FAQ
How many banks are in Troy, OH?
Troy has 11 banks with 13 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Troy?
Fifth Third Bank, with 2. Greenville Federal has 2 and Chase has 1.
Is there a Fifth Third Bank in Troy, OH?
Yes. FDIC data lists 2 Fifth Third Bank branches in Troy as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Greenville Federal in Troy, OH?
Yes. FDIC data lists 2 Greenville Federal branches in Troy as of September 5, 2026. Its branches are listed under Greenville Federal above, with the address and directions for each.
Is there a Chase in Troy, OH?
Yes. FDIC data lists 1 Chase branch in Troy as of September 5, 2026. The address and directions are under Chase above.
Which banks in Troy are open on Saturday?
Fifth Third Bank, Chase, U.S. Bank and PNC Bank and 2 more publish Saturday hours for one or more Troy locations. The Saturday section above lists each one with its hours. 7 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Troy?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Troy?
Wright-patt Credit Union and Abbey Credit Union have offices in Troy. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Troy in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Troy?
Nearby cities with more banks include Tipp City, Piqua, Vandalia. Tipp City is 6 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 13 branches: Chase, Fifth Third Bank, PNC Bank, U.S. Bank, Union Savings Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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