US Bank Directory

Banks in Sidney, OH

8 FDIC-insured banks operate 10 offices in Sidney, Ohio, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Sidney

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 11 locations in Sidney, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sidney

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: U.S. Bank and First Bank Midwest have the most locations in Sidney, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank Midwest 2 branches · main office Frankfort, IN Bank · 2

First Bank Midwest has 2 branches in Sidney, 6 across Ohio and 14 nationwide. FDIC records list its main office in Frankfort, IN and show it operating since 1887. With $1.55 billion in total assets on June 30, 2026, it ranks No. 731 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sidney location is the Sidney Branch at 121 S Ohio Ave, dating to 1922; the newest, at 2601 Michigan St, to 2016. It does not publish hours in the sources this page uses; check its site before you go.

First Bank Midwest: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 2 branches · main office Cincinnati, OH Bank · 2

U.S. Bank has 2 branches in Sidney, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sidney location is the Sidney Branch at 115 E Court St, dating to 1899; the newest, at 111 N Vandemark Rd, to 1989. All 2 of its Sidney locations with published hours open on Saturday.

  • Vandemark Branch
    111 N Vandemark Rd, 45365
    (937) 498-7150Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • Sidney Branch
    115 E Court St, 45365
    (937) 498-1131Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Sidney, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The West-Sidney Branch at 2030 Michigan St dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West-Sidney Branch
    2030 Michigan St, 45365
    Hours: see the bank's site
Chase: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Sidney, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Sidney West Banking Center at 2300 Michigan St dates to 1988 in FDIC branch records. It opens on Saturday.

  • Sidney West Banking Center
    2300 Michigan St, 45365
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
First National Bank in New Bremen 1 branch · main office New Bremen, OH Bank · 1

First National Bank in New Bremen has 1 branch in Sidney, 6 across Ohio and 6 nationwide. FDIC records list its main office in New Bremen, OH and show it operating since 1934. With $467.1 million in total assets on June 30, 2026, it ranks No. 1,874 of 4,232 U.S. banks by total assets. The Sidney Branch at 347 W Russell Rd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First National Bank in New Bremen: profile, branches and contacts
Minster Bank 1 branch · main office Minster, OH Bank · 1

Minster Bank has 1 branch in Sidney, 7 across Ohio and 7 nationwide. FDIC records list its main office in Minster, OH and show it operating since 1914. With $811.6 million in total assets on June 30, 2026, it ranks No. 1,247 of 4,232 U.S. banks by total assets. The Sidney Banking Center Branch at 117 W Russell Rd dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sidney Banking Center Branch
    117 W Russell Rd, 45365
    Hours: see the bank's site
Minster Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Sidney, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Sidney Branch at 2221 Michigan St dates to 1884 in FDIC branch records. It opens on Saturday.

  • Sidney Branch
    2221 Michigan St, 45365
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
The Farmers & Merchants State Bank 1 branch · main office Archbold, OH Bank · 1

The Farmers & Merchants State Bank has 1 branch in Sidney, 23 across Ohio and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Peoples Federal Savings Branch at 101 E Court St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Peoples Federal Savings Branch
    101 E Court St, 45365
    Hours: see the bank's site
The Farmers & Merchants State Bank: profile, branches and contacts
Universal 1 Credit Union 1 office · main office Dayton, OH Credit union · 1

Universal 1 Credit Union has 1 office in Sidney, 9 across Ohio. It is based in Dayton, OH and $429.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Sidney
    2835 Michigan St, 45365
    (937) 498-2320Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Universal 1 Credit Union: profile, branches and contacts

Join a credit union in Sidney

1 credit union has 1 office here: Universal 1 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sidney page has every office in the state's directory.

Banking in Sidney: the local picture

Short answer: 8 banks run 10 branches in Sidney according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Sidney, 6 elsewhere in Ohio and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 2221 Michigan St, dating to 1884; the newest is The Farmers & Merchants State Bank's at 101 E Court St, from 2022.

The only credit union with an office here is Universal 1 Credit Union.

Of the 5 locations with published hours. 5 open on Saturday. 6 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Sidney

Short answer: 5 of the 5 Sidney locations with published hours open on Saturday, run by 4 institutions.

  • U.S. Bank: 2 of 2 branches (111 N Vandemark Rd: Saturday 9 am to 1 pm, and 1 more)
  • PNC Bank: 1 of 1 branch (2221 Michigan St: Saturday 9 am to 1 pm)
  • Fifth Third Bank: 1 of 1 branch (2300 Michigan St: Saturday 9 am to 12 pm)
  • Universal 1 Credit Union: 1 of 1 office (2835 Michigan St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sidney, and where the nearest one is if they do not.

Short answer: In Sidney: Chase (1), PNC Bank (1), U.S. Bank (2), Fifth Third Bank (1). No branches in Sidney: Wells Fargo, Bank of America (nearest in Dublin, 55 mi), Truist (nearest in Blue Ash, 74 mi), Huntington (nearest in Russells Point, 19 mi), Regions Bank, TD Bank, BMO.

BankIn SidneyNearest branch if none here
Chase1 branchhere
PNC Bank1 branchhere
U.S. Bank2 brancheshere
Fifth Third Bank1 branchhere
Wells FargoNonenone in Ohio
Bank of AmericaNoneDublin, 55 miles away
TruistNoneBlue Ash, 74 miles away
HuntingtonNoneRussells Point, 19 miles away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sidney to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sidney residents like anyone else.

Banks near Sidney

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Piqua (11 miles) and Fort Loramie (11 miles). Troy, 17 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Sidney

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sidney between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sidney by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sidney offices.

Short answer: Chase is the largest bank with offices in Sidney, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
U.S. Bank$705.55 billionNo. 62Cincinnati, OH
PNC Bank$609.77 billionNo. 81Wilmington, DE
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
The Farmers & Merchants State Bank$3.49 billionNo. 3731Archbold, OH
First Bank Midwest$1.55 billionNo. 7312Frankfort, IN
Minster Bank$811.6 millionNo. 1,2471Minster, OH
First National Bank in New Bremen$467.1 millionNo. 1,8741New Bremen, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sidney: FAQ

How many banks are in Sidney, OH?

Sidney has 8 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Sidney?

U.S. Bank, with 2. First Bank Midwest has 2 and Chase has 1.

Is there a U.S. Bank in Sidney, OH?

Yes. FDIC data lists 2 U.S. Bank branches in Sidney as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.

Is there a First Bank Midwest in Sidney, OH?

Yes. FDIC data lists 2 First Bank Midwest branches in Sidney as of September 5, 2026. Its branches are listed under First Bank Midwest above, with the address and directions for each.

Is there a Chase in Sidney, OH?

Yes. FDIC data lists 1 Chase branch in Sidney as of September 5, 2026. The address and directions are under Chase above.

Which banks in Sidney are open on Saturday?

U.S. Bank, PNC Bank, Fifth Third Bank and Universal 1 Credit Union publish Saturday hours for one or more Sidney locations. The Saturday section above lists each one with its hours. 6 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Sidney?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Sidney?

Universal 1 Credit Union has an office in Sidney. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sidney in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sidney?

Nearby cities with more banks include Piqua, Fort Loramie, Botkins. Piqua is 11 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 10 branches: Fifth Third Bank, PNC Bank, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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