Banks in Union Springs, NY

Bank branch map: Union Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Union Springs, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Union Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Cayuga Lake National Bank is the only bank with an office in Union Springs. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cayuga Lake National Bank 1 branch · main office Union Springs, NY Bank · 1

Cayuga Lake National Bank has 1 branch in Union Springs, 3 across New York and 3 nationwide. FDIC records list its main office in Union Springs, NY and show it operating since 1864. With $273.7 million in total assets on June 30, 2026, it ranks No. 2,612 of 4,232 U.S. banks by total assets. Its main office at 165 Cayuga St dates to 1864 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  165 Cayuga St, 13160

  Hours: see the bank's site
  DirectionsWebsite

Cayuga Lake National Bank: profile, branches and contacts

Esl Credit Union 1 office · main office Rochester, NY Credit union · 1

Esl Credit Union has 1 office in Union Springs, 34 across New York. It is based in Rochester, NY and $10.64 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Union Springs

  152 Cayuga St, 13160

  (585) 336-1000Today 9 am to 4 pm

  All hours

  Mon 9 am to 5 pm; Tue to Wed 9 am to 4 pm; Thu not published; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Esl Credit Union: profile, branches and contacts

Join a credit union in Union Springs

1 credit union has 1 office here: Esl Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Union Springs page has every office in the state's directory.

Banking in Union Springs: the local picture

Short answer: 1 bank runs 1 branch in Union Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Cayuga Lake National Bank has its main office in Union Springs, according to the FDIC.

The bank with the longest record here is Cayuga Lake National Bank, operating since 1864 according to the FDIC.

The only credit union with an office here is Esl Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Union Springs

Short answer: 1 of the 1 Union Springs location with published hours opens on Saturday, run by 1 institution.

• Esl Credit Union: 1 of 1 office (152 Cayuga St: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Union Springs, and where the nearest one is if they do not.

Short answer: No branches in Union Springs: Chase (nearest in Syracuse, 27 mi), Wells Fargo (nearest in Kingston, 150 mi), Bank of America (nearest in Camillus, 25 mi), PNC Bank (nearest in New York, 198 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 201 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 131 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Union Springs to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Union Springs residents like anyone else.

Banks near Union Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Seneca Falls (7 miles) and Auburn (9 miles). Auburn, 9 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Union Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Union Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Union Springs

Short answer: 1 institution has its main office in Union Springs: Cayuga Lake National Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Union Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Union Springs offices.

Short answer: Cayuga Lake National Bank is the largest bank with offices in Union Springs, with $273.7 million in total assets on June 30, 2026, No. 2,612 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Union Springs: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.