US Bank Directory
Banks in Nesconset, NY
1 FDIC-insured bank operates 1 office in Nesconset, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Nesconset
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Nesconset, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Nesconset
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank is the only bank with an office in Nesconset. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Jovia Financial Credit Union Credit union · 1
Jovia Financial Credit Union has 1 office in Nesconset, 20 across New York. It is based in Westbury, NY and $4.54 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Nesconset235 Smithtown Blvd, 11767
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Nesconset, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Nesconset Branch at 465 Smithtown Blvd dates to 2008 in FDIC branch records. It opens on Saturday.
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Nesconset Branch465 Smithtown Blvd, 11767
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Teachers Credit Union Credit union · 1
Teachers Credit Union has 1 office in Nesconset, 31 across New York. It is based in Smithtown, NY and $9.94 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Nesconset127 Smithtown Blvd, 11767
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Nesconset
2 credit unions have 2 offices here: Teachers Credit Union and Jovia Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Nesconset page has every office in the state's directory.
Banking in Nesconset: the local picture
Short answer: 1 bank runs 1 branch in Nesconset according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
M&T Bank has its main office in Buffalo, NY, according to the FDIC.
The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC.
2 credit unions have 2 offices in Nesconset, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 3 open on Saturday.
Banks and credit unions open on Saturday in Nesconset
Short answer: 3 of the 3 Nesconset locations with published hours open on Saturday, run by 3 institutions.
- M&T Bank: 1 of 1 branch (465 Smithtown Blvd: Saturday 9 am to 12 pm)
- Teachers Credit Union: 1 of 1 office (127 Smithtown Blvd: Saturday 9 am to 2 pm)
- Jovia Financial Credit Union: 1 of 1 office (235 Smithtown Blvd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Nesconset, and where the nearest one is if they do not.
Short answer: No branches in Nesconset: Chase (nearest in Smithtown, 2 mi), Wells Fargo (nearest in Lake Grove, 2 mi), Bank of America (nearest in Lake Grove, 2 mi), PNC Bank (nearest in New York, 41 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 44 mi), Huntington, Regions Bank, TD Bank (nearest in Smithtown, 2 mi), BMO.
| Bank | In Nesconset | Nearest branch if none here |
|---|---|---|
| Chase | None | Smithtown, 2 miles away |
| Wells Fargo | None | Lake Grove, 2 miles away |
| Bank of America | None | Lake Grove, 2 miles away |
| PNC Bank | None | New York, 41 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 44 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Smithtown, 2 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Nesconset to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Nesconset residents like anyone else.
Banks near Nesconset
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Smithtown (2 miles) and Lake Grove (2 miles). Smithtown, 2 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Smithtown, NY | 2 mi | 7 | 8 |
| Banks in Lake Grove, NY | 2 mi | 5 | 5 |
| Banks in Islandia, NY | 3 mi | 5 | 5 |
| Banks in Lake Ronkonkoma, NY | 3 mi | 3 | 3 |
| Banks in Ronkonkoma, NY | 3 mi | 5 | 5 |
| Banks in Saint James, NY | 4 mi | 2 | 2 |
| Banks in Centereach, NY | 4 mi | 2 | 2 |
| Banks in Central Islip, NY | 4 mi | 2 | 2 |
Bank branch openings and closings in Nesconset
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Nesconset between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Nesconset by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Nesconset offices.
Short answer: M&T Bank is the largest bank with offices in Nesconset, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Nesconset: FAQ
How many banks are in Nesconset, NY?
Nesconset has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a M&T Bank in Nesconset, NY?
Yes. FDIC data lists 1 M&T Bank branch in Nesconset as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Chase in Nesconset, NY?
No. FDIC data lists no Chase branch in Nesconset as of September 5, 2026. The nearest is in Smithtown, about 2 miles away in a straight line.
Which banks in Nesconset are open on Saturday?
M&T Bank, Teachers Credit Union and Jovia Financial Credit Union publish Saturday hours for one or more Nesconset locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Nesconset?
M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.
Which credit unions can I join in Nesconset?
Teachers Credit Union and Jovia Financial Credit Union have offices in Nesconset. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Nesconset in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Nesconset?
Nearby cities with more banks include Smithtown, Lake Grove, Islandia. Smithtown is 2 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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