Banks in Saint James, NY

Bank branch map: Saint James

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Saint James, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Saint James

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: TD Bank and Flagstar have the most locations in Saint James, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Flagstar Flagstar Bank, National Association · 1 branch · main office Hicksville, NY Bank · 1

Flagstar has 1 branch in Saint James, 108 across New York and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The St. James Branch at 556 N Country Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• St. James Branch

  556 N Country Rd, 11780

  Hours: see the bank's site
  DirectionsWebsite

Flagstar: profile, branches and contacts

TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Saint James, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The St. James Store Branch at 607 Lake Ave dates to 2009 in FDIC branch records. It opens on Saturday.

• St. James Store Branch

  607 Lake Ave, 11780

  (631) 584-6357Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

  Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

TD Bank: profile, branches and contacts

Banking in Saint James: the local picture

Short answer: 2 banks run 2 branches in Saint James according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Saint James, 1 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Flagstar's office at 556 N Country Rd, dating to 2002; the newest is TD Bank's at 607 Lake Ave, from 2009.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Saint James

Short answer: 1 of the 1 Saint James location with published hours opens on Saturday, run by 1 institution.

• TD Bank: 1 of 1 branch (607 Lake Ave: Saturday 9 am to 1 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Saint James, and where the nearest one is if they do not.

Short answer: In Saint James: TD Bank (1). No branches in Saint James: Chase (nearest in Lake Grove, 2 mi), Wells Fargo (nearest in Lake Grove, 2 mi), Bank of America (nearest in Lake Grove, 2 mi), PNC Bank (nearest in New York, 41 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 44 mi), Huntington, Regions Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint James to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint James residents like anyone else.

Banks near Saint James

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lake Grove (2 miles) and Smithtown (3 miles). Smithtown, 3 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Saint James

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Saint James between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Saint James by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint James offices.

Short answer: TD Bank is the largest bank with offices in Saint James, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. Flagstar is second with $87.71 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Saint James: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.