US Bank Directory
Banks in Lake Ronkonkoma, NY
3 FDIC-insured banks operate 3 offices in Lake Ronkonkoma, New York.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Lake Ronkonkoma
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Lake Ronkonkoma, according to the FDIC. 3 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lake Ronkonkoma
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo, TD Bank and Citizens have the most locations in Lake Ronkonkoma, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 1
Citizens has 1 branch in Lake Ronkonkoma, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Lake Ronkonkoma Branch at 395 Portion Rd dates to 1971 in FDIC branch records. It opens on Saturday.
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Lake Ronkonkoma Branch395 Portion Rd, 11779
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Lake Ronkonkoma, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Lake Ronkonkoma Branch at 474 Portion Rd dates to 2009 in FDIC branch records. It opens on Saturday.
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Lake Ronkonkoma Branch474 Portion Rd, 11779
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Lake Ronkonkoma, 87 across New York and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lake Ronkonkoma Branch at 601 Portion Rd dates to 2009 in FDIC branch records. It opens on Saturday.
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Lake Ronkonkoma Branch601 Portion Rd, 11779
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Lake Ronkonkoma: the local picture
Short answer: 3 banks run 3 branches in Lake Ronkonkoma according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Lake Ronkonkoma and 3 out of state, according to the FDIC.
The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 395 Portion Rd, dating to 1971; the newest is Wells Fargo's at 601 Portion Rd, from 2009.
Of the 3 locations with published hours. 3 open on Saturday.
Banks open on Saturday in Lake Ronkonkoma
Short answer: 3 of the 3 Lake Ronkonkoma locations with published hours open on Saturday, run by 3 institutions.
- Wells Fargo: 1 of 1 branch (601 Portion Rd: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (474 Portion Rd: Saturday 9 am to 1 pm)
- Citizens: 1 of 1 branch (395 Portion Rd: Saturday 9 am to 1 pm)
Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Ronkonkoma, and where the nearest one is if they do not.
Short answer: In Lake Ronkonkoma: Wells Fargo (1), TD Bank (1). No branches in Lake Ronkonkoma: Chase (nearest in Ronkonkoma, 1 mi), Bank of America (nearest in Holbrook, 1 mi), PNC Bank (nearest in New York, 44 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 47 mi), Huntington, Regions Bank, BMO.
| Bank | In Lake Ronkonkoma | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| TD Bank | 1 branch | here |
| Chase | None | Ronkonkoma, 1 mile away |
| Bank of America | None | Holbrook, 1 mile away |
| PNC Bank | None | New York, 44 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 47 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Ronkonkoma to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Ronkonkoma residents like anyone else.
Banks near Lake Ronkonkoma
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Centereach (2 miles) and Ronkonkoma (2 miles). Smithtown, 5 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Centereach, NY | 2 mi | 2 | 2 |
| Banks in Ronkonkoma, NY | 2 mi | 5 | 5 |
| Banks in Holbrook, NY | 3 mi | 5 | 5 |
| Banks in Lake Grove, NY | 3 mi | 5 | 5 |
| Banks in Selden, NY | 3 mi | 3 | 3 |
| Banks in Farmingville, NY | 3 mi | 3 | 3 |
| Banks in Bohemia, NY | 4 mi | 6 | 6 |
| Banks in Smithtown, NY | 5 mi | 7 | 8 |
Bank branch openings and closings in Lake Ronkonkoma
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Ronkonkoma between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake Ronkonkoma by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Ronkonkoma offices.
Short answer: Wells Fargo is the largest bank with offices in Lake Ronkonkoma, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. TD Bank is second with $342.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Ronkonkoma: FAQ
How many banks are in Lake Ronkonkoma, NY?
Lake Ronkonkoma has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Lake Ronkonkoma?
Wells Fargo, with 1. TD Bank has 1 and Citizens has 1.
Is there a Wells Fargo in Lake Ronkonkoma, NY?
Yes. FDIC data lists 1 Wells Fargo branch in Lake Ronkonkoma as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a TD Bank in Lake Ronkonkoma, NY?
Yes. FDIC data lists 1 TD Bank branch in Lake Ronkonkoma as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Citizens in Lake Ronkonkoma, NY?
Yes. FDIC data lists 1 Citizens branch in Lake Ronkonkoma as of September 5, 2026. The address and directions are under Citizens above.
Is there a Chase in Lake Ronkonkoma, NY?
No. FDIC data lists no Chase branch in Lake Ronkonkoma as of September 5, 2026. The nearest is in Ronkonkoma, about 1 miles away in a straight line.
Which banks in Lake Ronkonkoma are open on Saturday?
Wells Fargo, TD Bank and Citizens publish Saturday hours for one or more Lake Ronkonkoma locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Lake Ronkonkoma?
TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Did any bank branches open or close in Lake Ronkonkoma in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Ronkonkoma?
Nearby cities with more banks include Centereach, Ronkonkoma, Holbrook. Centereach is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (3 of 3 branches: Citizens, TD Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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