US Bank Directory
Banks in Ronkonkoma, NY
5 FDIC-insured banks operate 5 offices in Ronkonkoma, New York, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ronkonkoma
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Ronkonkoma, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ronkonkoma
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Ronkonkoma, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Apple Bank Bank · 1
Apple Bank has 1 branch in Ronkonkoma, 76 across New York and 79 nationwide. FDIC records list its main office in New York, NY and show it operating since 1863. With $19.89 billion in total assets on June 30, 2026, it ranks No. 106 of 4,232 U.S. banks by total assets. The Ronkonkoma Branch at 3075 Veterans Memorial Hwy dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ronkonkoma Branch3075 Veterans Memorial Hwy, 11779
Capital One Bank · 1
Capital One has 1 branch in Ronkonkoma, 77 across New York and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. The Ronkonkoma Branch at 131 Portion Rd dates to 1990 in FDIC branch records. It opens on Saturday.
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Ronkonkoma Branch131 Portion Rd, 11779
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Capital One branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Ronkonkoma, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Ronkonkoma Branch at 130 Portion Rd dates to 1965 in FDIC branch records. It opens on Saturday.
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Ronkonkoma Branch130 Portion Rd, 11779
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
ConnectOne Bank Bank · 1
ConnectOne Bank has 1 branch in Ronkonkoma, 42 across New York and 57 nationwide. FDIC records list its main office in Englewood Cliffs, NJ and show it operating since 2005. With $14.40 billion in total assets on June 30, 2026, it ranks No. 133 of 4,232 U.S. banks by total assets. The Ronkonkoma Branch at 4175 Veterans Memorial Hwy dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ronkonkoma Branch4175 Veterans Memorial Hwy, 11779
Dime Community Bank Bank · 1
Dime Community Bank has 1 branch in Ronkonkoma, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Airport Branch at 4155 Veterans Memorial Hwy dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Airport Branch4155 Veterans Memorial Hwy, 11779
Fourleaf Credit Union Credit union · 1
Fourleaf Credit Union has 1 office in Ronkonkoma, 38 across New York. It is based in Bethpage, NY and $14.37 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ronkonkoma1 Hawkins Ave Unit 2104, 11779
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
N Y Team Credit Union Credit union · 1
N Y Team Credit Union has 1 office in Ronkonkoma, 4 across New York. It is based in Ronkonkoma, NY and $44.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office4155 Veterans Memorial Hwy Ste 7, 11779
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
People's Alliance Credit Union Credit union · 1
People's Alliance Credit Union has 1 office in Ronkonkoma, 7 across New York. It is based in Hauppauge, NY and $326.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ronkonkoma3125 Veterans Memorial Hwy, 11779
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Ronkonkoma
3 credit unions have 3 offices here: Fourleaf Credit Union, People's Alliance Credit Union and N Y Team Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ronkonkoma page has every office in the state's directory.
Banking in Ronkonkoma: the local picture
Short answer: 5 banks run 5 branches in Ronkonkoma according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Ronkonkoma, 2 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 130 Portion Rd, dating to 1965; the newest is ConnectOne Bank's at 4175 Veterans Memorial Hwy, from 2025.
3 credit unions have 3 offices in Ronkonkoma, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Ronkonkoma
Short answer: 4 of the 5 Ronkonkoma locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 1 branch (130 Portion Rd: Saturday 9 am to 2 pm)
- Capital One: 1 of 1 branch (131 Portion Rd: Saturday 9 am to 12 pm)
- Fourleaf Credit Union: 1 of 1 office (1 Hawkins Ave Unit 2104: Saturday 9 am to 2 pm)
- People's Alliance Credit Union: 1 of 1 office (3125 Veterans Memorial Hwy: Saturday 8:30 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ronkonkoma, and where the nearest one is if they do not.
Short answer: In Ronkonkoma: Chase (1). No branches in Ronkonkoma: Wells Fargo (nearest in Lake Ronkonkoma, 2 mi), Bank of America (nearest in Holbrook, 2 mi), PNC Bank (nearest in New York, 43 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 45 mi), Huntington, Regions Bank, TD Bank (nearest in Bohemia, 1 mi), BMO.
| Bank | In Ronkonkoma | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Lake Ronkonkoma, 2 miles away |
| Bank of America | None | Holbrook, 2 miles away |
| PNC Bank | None | New York, 43 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 45 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Bohemia, 1 mile away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ronkonkoma to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ronkonkoma residents like anyone else.
Banks near Ronkonkoma
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bohemia (2 miles) and Holbrook (2 miles). Bohemia, 2 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bohemia, NY | 2 mi | 6 | 6 |
| Banks in Holbrook, NY | 2 mi | 5 | 5 |
| Banks in Lake Ronkonkoma, NY | 2 mi | 3 | 3 |
| Banks in Islandia, NY | 4 mi | 5 | 5 |
| Banks in Centereach, NY | 4 mi | 2 | 2 |
| Banks in Lake Grove, NY | 5 mi | 5 | 5 |
| Banks in Sayville, NY | 5 mi | 2 | 2 |
| Banks in Farmingville, NY | 5 mi | 3 | 3 |
Bank branch openings and closings in Ronkonkoma
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Ronkonkoma between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Sep 15, 2025 | Opened | ConnectOne Bank | 4175 Veterans Memorial Hwy, 11779 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Ronkonkoma
Short answer: 1 institution has its main office in Ronkonkoma: N Y Team Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| N Y Team Credit Union | Credit union | $44.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ronkonkoma by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ronkonkoma offices.
Short answer: Chase is the largest bank with offices in Ronkonkoma, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Capital One is second with $662.16 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Capital One | $662.16 billion | No. 7 | 1 | Mclean, VA |
| Apple Bank | $19.89 billion | No. 106 | 1 | New York, NY |
| Dime Community Bank | $15.03 billion | No. 129 | 1 | Hauppauge, NY |
| ConnectOne Bank | $14.40 billion | No. 133 | 1 | Englewood Cliffs, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ronkonkoma: FAQ
How many banks are in Ronkonkoma, NY?
Ronkonkoma has 5 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ronkonkoma?
Chase, with 1. Capital One has 1 and Apple Bank has 1.
Is there a Chase in Ronkonkoma, NY?
Yes. FDIC data lists 1 Chase branch in Ronkonkoma as of September 5, 2026. The address and directions are under Chase above.
Is there a Capital One in Ronkonkoma, NY?
Yes. FDIC data lists 1 Capital One branch in Ronkonkoma as of September 5, 2026. The address and directions are under Capital One above.
Is there a Apple Bank in Ronkonkoma, NY?
Yes. FDIC data lists 1 Apple Bank branch in Ronkonkoma as of September 5, 2026. The address and directions are under Apple Bank above.
Is there a Wells Fargo in Ronkonkoma, NY?
No. FDIC data lists no Wells Fargo branch in Ronkonkoma as of September 5, 2026. The nearest is in Lake Ronkonkoma, about 2 miles away in a straight line.
Which banks in Ronkonkoma are open on Saturday?
Chase, Capital One, Fourleaf Credit Union and People's Alliance Credit Union publish Saturday hours for one or more Ronkonkoma locations. The Saturday section above lists each one with its hours. 3 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ronkonkoma?
N Y Team Credit Union has its main office in Ronkonkoma, according to the FDIC and the NCUA.
What is the oldest bank in Ronkonkoma?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Ronkonkoma?
Fourleaf Credit Union, People's Alliance Credit Union and N Y Team Credit Union have offices in Ronkonkoma. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ronkonkoma in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ronkonkoma?
Nearby cities with more banks include Bohemia, Holbrook, Lake Ronkonkoma. Bohemia is 2 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: Capital One, Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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