US Bank Directory

Banks in Lake Grove, NY

5 FDIC-insured banks operate 5 offices in Lake Grove, New York.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Lake Grove

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Lake Grove, according to the FDIC. 5 of them have coordinates on record and are on the map. 4 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lake Grove

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Lake Grove, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Lake Grove, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Lake Grove Branch at 3080 Middle Country Rd dates to 1969 in FDIC branch records. Its published hours do not list Saturday.

  • Lake Grove Branch
    3080 Middle Country Rd, 11755
    (631) 585-1701Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Capital One Capital One, National Association · 1 branch · main office Mclean, VA Bank · 1

Capital One has 1 branch in Lake Grove, 77 across New York and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. The Smith Haven Plaza Branch at 2003 Smith Haven Plz dates to 1970 in FDIC branch records. It opens on Saturday.

  • Smith Haven Plaza Branch
    2003 Smith Haven Plz, 11755
    (631) 724-3400Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Capital One branch locator (All The Places), checked Oct 10, 2026

Capital One: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Lake Grove, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Smith Haven Branch at 2001 Nesconset-Port Jefferson Hwy. dates to 1972 in FDIC branch records. It opens on Saturday.

  • Smith Haven Branch
    2001 Nesconset-Port Jefferson Hwy., 11755
    (631) 979-9595Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in Lake Grove, 216 across New York and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Smith Haven Branch at 131 Alexander Ave dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Smith Haven Branch
    131 Alexander Ave, 11755
    Hours: see the bank's site
Citibank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Lake Grove, 87 across New York and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lake Grove Branch at 3178 Middle Country Rd dates to 2025 in FDIC branch records. It opens on Saturday.

  • Lake Grove Branch
    3178 Middle Country Rd, 11755
    (631) 320-2001Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Lake Grove: the local picture

Short answer: 5 banks run 5 branches in Lake Grove according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Lake Grove and 5 out of state, according to the FDIC.

The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 3080 Middle Country Rd, dating to 1969; the newest is Wells Fargo's at 3178 Middle Country Rd, from 2025.

Of the 4 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Lake Grove

Short answer: 3 of the 4 Lake Grove locations with published hours open on Saturday, run by 3 institutions.

  • Chase: 1 of 1 branch (2001 Nesconset-Port Jefferson Hwy.: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (3178 Middle Country Rd: Saturday 9 am to 2 pm)
  • Capital One: 1 of 1 branch (2003 Smith Haven Plz: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lake Grove, and where the nearest one is if they do not.

Short answer: In Lake Grove: Chase (1), Wells Fargo (1), Bank of America (1). No branches in Lake Grove: PNC Bank (nearest in New York, 42 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 45 mi), Huntington, Regions Bank, TD Bank (nearest in Saint James, 2 mi), BMO.

BankIn Lake GroveNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of America1 branchhere
PNC BankNoneNew York, 42 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 45 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneSaint James, 2 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Grove to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Grove residents like anyone else.

Banks near Lake Grove

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saint James (2 miles) and Centereach (2 miles). Smithtown, 3 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Lake Grove

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lake Grove between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lake Grove by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Grove offices.

Short answer: Chase is the largest bank with offices in Lake Grove, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Citibank$1.98 trillionNo. 31Sioux Falls, SD
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Capital One$662.16 billionNo. 71Mclean, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lake Grove: FAQ

How many banks are in Lake Grove, NY?

Lake Grove has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Lake Grove?

Chase, with 1. Bank of America has 1 and Citibank has 1.

Is there a Chase in Lake Grove, NY?

Yes. FDIC data lists 1 Chase branch in Lake Grove as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Lake Grove, NY?

Yes. FDIC data lists 1 Bank of America branch in Lake Grove as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Citibank in Lake Grove, NY?

Yes. FDIC data lists 1 Citibank branch in Lake Grove as of September 5, 2026. The address and directions are under Citibank above.

Is there a PNC Bank in Lake Grove, NY?

No. FDIC data lists no PNC Bank branch in Lake Grove as of September 5, 2026. The nearest is in New York, about 42 miles away in a straight line.

Which banks in Lake Grove are open on Saturday?

Chase, Wells Fargo and Capital One publish Saturday hours for one or more Lake Grove locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Lake Grove?

Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.

Did any bank branches open or close in Lake Grove in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lake Grove?

Nearby cities with more banks include Saint James, Centereach, Smithtown. Saint James is 2 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (4 of 5 branches: Bank of America, Capital One, Chase, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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