US Bank Directory

Banks in East Setauket, NY

4 FDIC-insured banks operate 4 offices in East Setauket, New York, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: East Setauket

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in East Setauket, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in East Setauket

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in East Setauket, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Apple Bank 1 branch · main office New York, NY Bank · 1

Apple Bank has 1 branch in East Setauket, 76 across New York and 79 nationwide. FDIC records list its main office in New York, NY and show it operating since 1863. With $19.89 billion in total assets on June 30, 2026, it ranks No. 106 of 4,232 U.S. banks by total assets. The East Setauket Branch at 10 Route 25a dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • East Setauket Branch
    10 Route 25a, 11733
    Hours: see the bank's site
Apple Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in East Setauket, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The East Setauket Branch at 15 Bennetts Rd dates to 2000 in FDIC branch records. Its published hours do not list Saturday.

  • East Setauket Branch
    15 Bennetts Rd, 11733
    (631) 751-6601Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in East Setauket, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The East Setauket Branch at 300 Main St dates to 1975 in FDIC branch records. It opens on Saturday.

  • East Setauket Branch
    300 Main St, 11733
    (631) 380-2032Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Island Credit Union 1 office · main office Hauppauge, NY Credit union · 1

Island Credit Union has 1 office in East Setauket, 8 across New York. It is based in Hauppauge, NY and $1.35 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • East Setauket
    430 Route 25A, 11733
    (631) 851-1100Today: hours not published
    All hours

    Mon to Wed not published; Thu to Fri 8:30 am to 5 pm; Sat 8:30 am to 6 pm; Sun not published

    Hours: NCUA, March 31, 2026

Island Credit Union: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in East Setauket, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The East Setauket Branch at 4032 Nesconset Hwy dates to 2009 in FDIC branch records. It opens on Saturday.

  • East Setauket Branch
    4032 Nesconset Hwy, 11733
    (631) 791-9975Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts

Join a credit union in East Setauket

1 credit union has 1 office here: Island Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in East Setauket page has every office in the state's directory.

Banking in East Setauket: the local picture

Short answer: 4 banks run 4 branches in East Setauket according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in East Setauket, 2 elsewhere in New York and 2 out of state, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Apple Bank's office at 10 Route 25a, dating to 1975; the newest is M&T Bank's at 4032 Nesconset Hwy, from 2009.

The only credit union with an office here is Island Credit Union.

Of the 4 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.

Banks and credit unions open on Saturday in East Setauket

Short answer: 3 of the 4 East Setauket locations with published hours open on Saturday, run by 3 institutions.

  • Citizens: 1 of 1 branch (300 Main St: Saturday 9 am to 1 pm)
  • M&T Bank: 1 of 1 branch (4032 Nesconset Hwy: Saturday 9 am to 12 pm)
  • Island Credit Union: 1 of 1 office (430 Route 25A: Saturday 8:30 am to 6 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in East Setauket, and where the nearest one is if they do not.

Short answer: In East Setauket: Bank of America (1). No branches in East Setauket: Chase (nearest in Setauket, 1 mi), Wells Fargo (nearest in Lake Grove, 5 mi), PNC Bank (nearest in New York, 44 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 47 mi), Huntington, Regions Bank, TD Bank (nearest in Port Jefferson Station, 2 mi), BMO.

BankIn East SetauketNearest branch if none here
Bank of America1 branchhere
ChaseNoneSetauket, 1 mile away
Wells FargoNoneLake Grove, 5 miles away
PNC BankNoneNew York, 44 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 47 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNonePort Jefferson Station, 2 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of East Setauket to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to East Setauket residents like anyone else.

Banks near East Setauket

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Port Jefferson (2 miles) and Port Jefferson Station (2 miles). Port Jefferson, 2 miles away, has the most banks nearby: 5.

Bank branch openings and closings in East Setauket

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in East Setauket between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in East Setauket by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its East Setauket offices.

Short answer: Bank of America is the largest bank with offices in East Setauket, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
Apple Bank$19.89 billionNo. 1061New York, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in East Setauket: FAQ

How many banks are in East Setauket, NY?

East Setauket has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in East Setauket?

Bank of America, with 1. Citizens has 1 and M&T Bank has 1.

Is there a Bank of America in East Setauket, NY?

Yes. FDIC data lists 1 Bank of America branch in East Setauket as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Citizens in East Setauket, NY?

Yes. FDIC data lists 1 Citizens branch in East Setauket as of September 5, 2026. The address and directions are under Citizens above.

Is there a M&T Bank in East Setauket, NY?

Yes. FDIC data lists 1 M&T Bank branch in East Setauket as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a Chase in East Setauket, NY?

No. FDIC data lists no Chase branch in East Setauket as of September 5, 2026. The nearest is in Setauket, about 1 miles away in a straight line.

Which banks in East Setauket are open on Saturday?

Citizens, M&T Bank and Island Credit Union publish Saturday hours for one or more East Setauket locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in East Setauket?

M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Which credit unions can I join in East Setauket?

Island Credit Union has an office in East Setauket. Check each credit union's membership rules before you apply.

Did any bank branches open or close in East Setauket in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near East Setauket?

Nearby cities with more banks include Port Jefferson, Port Jefferson Station, Saint James. Port Jefferson is 2 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 4 branches: Bank of America, Citizens, M&T Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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