US Bank Directory
Banks in Central Islip, NY
2 FDIC-insured banks operate 2 offices in Central Islip, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Central Islip
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Central Islip, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Central Islip
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America and Citibank have the most locations in Central Islip, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Central Islip, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Central Islip Branch at 185 Wheeler Rd dates to 1974 in FDIC branch records. It opens on Saturday.
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Central Islip Branch185 Wheeler Rd, 11722
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in Central Islip, 216 across New York and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Central Islip Branch at 78 Carleton Ave dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Central Islip Branch78 Carleton Ave, 11722
Fourleaf Credit Union Credit union · 1
Fourleaf Credit Union has 1 office in Central Islip, 38 across New York. It is based in Bethpage, NY and $14.37 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Central Islip233 S Research Pl, 11722
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Teachers Credit Union Credit union · 1
Teachers Credit Union has 1 office in Central Islip, 31 across New York. It is based in Smithtown, NY and $9.94 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Central Islip118 Wheeler Rd, 11722
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Central Islip
2 credit unions have 2 offices here: Fourleaf Credit Union and Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Central Islip page has every office in the state's directory.
Banking in Central Islip: the local picture
Short answer: 2 banks run 2 branches in Central Islip according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Central Islip and 2 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Citibank's office at 78 Carleton Ave, dating to 1958; the newest is Bank of America's at 185 Wheeler Rd, from 1974.
2 credit unions have 2 offices in Central Islip, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Central Islip
Short answer: 3 of the 3 Central Islip locations with published hours open on Saturday, run by 3 institutions.
- Bank of America: 1 of 1 branch (185 Wheeler Rd: Saturday 9 am to 2 pm)
- Fourleaf Credit Union: 1 of 1 office (233 S Research Pl: Saturday 9 am to 2 pm)
- Teachers Credit Union: 1 of 1 office (118 Wheeler Rd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Central Islip, and where the nearest one is if they do not.
Short answer: In Central Islip: Bank of America (1). No branches in Central Islip: Chase (nearest in Islandia, 2 mi), Wells Fargo (nearest in Lake Grove, 6 mi), PNC Bank (nearest in New York, 38 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 40 mi), Huntington, Regions Bank, TD Bank (nearest in Hauppauge, 2 mi), BMO.
| Bank | In Central Islip | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | Islandia, 2 miles away |
| Wells Fargo | None | Lake Grove, 6 miles away |
| PNC Bank | None | New York, 38 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 40 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Hauppauge, 2 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Central Islip to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Central Islip residents like anyone else.
Banks near Central Islip
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Islandia (1 mile) and Hauppauge (2 miles). Hauppauge, 2 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Islandia, NY | 1 mi | 5 | 5 |
| Banks in Hauppauge, NY | 2 mi | 12 | 13 |
| Banks in Brentwood, NY | 3 mi | 3 | 3 |
| Banks in Smithtown, NY | 4 mi | 7 | 8 |
| Banks in East Islip, NY | 4 mi | 4 | 4 |
| Banks in Islip, NY | 5 mi | 2 | 2 |
| Banks in Bay Shore, NY | 5 mi | 8 | 10 |
| Banks in Ronkonkoma, NY | 5 mi | 5 | 5 |
Bank branch openings and closings in Central Islip
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Central Islip between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Central Islip by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Central Islip offices.
Short answer: Bank of America is the largest bank with offices in Central Islip, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citibank is second with $1.98 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Central Islip: FAQ
How many banks are in Central Islip, NY?
Central Islip has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Central Islip?
Bank of America, with 1. Citibank has 1.
Is there a Bank of America in Central Islip, NY?
Yes. FDIC data lists 1 Bank of America branch in Central Islip as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citibank in Central Islip, NY?
Yes. FDIC data lists 1 Citibank branch in Central Islip as of September 5, 2026. The address and directions are under Citibank above.
Is there a Chase in Central Islip, NY?
No. FDIC data lists no Chase branch in Central Islip as of September 5, 2026. The nearest is in Islandia, about 2 miles away in a straight line.
Which banks in Central Islip are open on Saturday?
Bank of America, Fourleaf Credit Union and Teachers Credit Union publish Saturday hours for one or more Central Islip locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Central Islip?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Central Islip?
Fourleaf Credit Union and Teachers Credit Union have offices in Central Islip. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Central Islip in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Central Islip?
Nearby cities with more banks include Islandia, Hauppauge, Brentwood. Islandia is 1 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Bank of America) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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