US Bank Directory
Banks in Bay Shore, NY
8 FDIC-insured banks operate 10 offices in Bay Shore, New York, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Bay Shore
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 14 locations in Bay Shore, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Bay Shore
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase has the most locations in Bay Shore, with 3. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 3
Chase has 3 branches in Bay Shore, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bay Shore location is the West Bay Shore Branch at 840 Sunrise Hwy, dating to 1968; the newest, at 1650 5th Ave, to 1974. All 3 of its Bay Shore locations with published hours open on Saturday.
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Brentwood Bay Shore Branch1650 5th Ave, 11706
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Bay Shore Branch537 E Main St, 11706
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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West Bay Shore Branch840 Sunrise Hwy, 11706
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fourleaf Credit Union Credit union · 2
Fourleaf Credit Union has 2 officees in Bay Shore, 38 across New York. It is based in Bethpage, NY and $14.37 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Bay Shore locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Bay Shore591 E Main St, 11706
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Bay Shore Supermarket834 Sunrise Hwy, 11706
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 4 pm; Sun 11 am to 4 pm
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Bay Shore, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Bay Shore Branch at 838 Sunrise Hwy dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bay Shore Branch838 Sunrise Hwy, 11706
Capital One Bank · 1
Capital One has 1 branch in Bay Shore, 77 across New York and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. The South Shore Mall Branch at 1701 Sunrise Hwy dates to 1976 in FDIC branch records. It opens on Saturday.
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South Shore Mall Branch1701 Sunrise Hwy, 11706
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Capital One branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in Bay Shore, 216 across New York and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Bay Shore Branch at 77 E Main St dates to 1957 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bay Shore Branch77 E Main St, 11706
Dime Community Bank Bank · 1
Dime Community Bank has 1 branch in Bay Shore, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Bay Shore Branch at 380 Montauk Hwy dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bay Shore Branch380 Montauk Hwy, 11706
Flagstar Bank · 1
Flagstar has 1 branch in Bay Shore, 108 across New York and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Bay Shore East Main Street Branch at 130 E Main St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bay Shore East Main Street Branch130 E Main St, 11706
Jovia Financial Credit Union Credit union · 1
Jovia Financial Credit Union has 1 office in Bay Shore, 20 across New York. It is based in Westbury, NY and $4.54 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Bay Shore2 E Main St, 11706
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 7 pm; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Santander Bank · 1
Santander has 1 branch in Bay Shore, 134 across New York and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Bay Shore Branch at 300 E Main St dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bay Shore Branch300 E Main St, 11706
TD Bank Bank · 1
TD Bank has 1 branch in Bay Shore, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Bay Shore Branch at 479 Montauk Hwy dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bay Shore Branch479 Montauk Hwy, 11706
Teachers Credit Union Credit union · 1
Teachers Credit Union has 1 office in Bay Shore, 31 across New York. It is based in Smithtown, NY and $9.94 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Bay Shore1360 Sunrise Hwy, 11706
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Bay Shore
3 credit unions have 4 offices here: Fourleaf Credit Union, Teachers Credit Union and Jovia Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bay Shore page has every office in the state's directory.
Banking in Bay Shore: the local picture
Short answer: 8 banks run 10 branches in Bay Shore according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Bay Shore, 2 elsewhere in New York and 6 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 300 E Main St, dating to 1923; the newest is Bank of America's at 838 Sunrise Hwy, from 2020.
3 credit unions have 4 offices in Bay Shore, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 8 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Bay Shore
Short answer: 8 of the 8 Bay Shore locations with published hours open on Saturday, run by 5 institutions.
- Chase: 3 of 3 branches (1650 5th Ave: Saturday 9 am to 2 pm, and 2 more)
- Capital One: 1 of 1 branch (1701 Sunrise Hwy: Saturday 9 am to 12 pm)
- Fourleaf Credit Union: 2 of 2 offices (591 E Main St: Saturday 9 am to 2 pm, and 1 more)
- Teachers Credit Union: 1 of 1 office (1360 Sunrise Hwy: Saturday 9 am to 2 pm)
- Jovia Financial Credit Union: 1 of 1 office (2 E Main St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Bay Shore, and where the nearest one is if they do not.
Short answer: In Bay Shore: Chase (3), Bank of America (1), TD Bank (1). No branches in Bay Shore: Wells Fargo (nearest in Holbrook, 10 mi), PNC Bank (nearest in New York, 37 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 38 mi), Huntington, Regions Bank, BMO.
| Bank | In Bay Shore | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Holbrook, 10 miles away |
| PNC Bank | None | New York, 37 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 38 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bay Shore to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bay Shore residents like anyone else.
Banks near Bay Shore
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Islip (2 miles) and East Islip (3 miles). Deer Park, 4 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Islip, NY | 2 mi | 2 | 2 |
| Banks in East Islip, NY | 3 mi | 4 | 4 |
| Banks in West Islip, NY | 3 mi | 3 | 3 |
| Banks in Brentwood, NY | 3 mi | 3 | 3 |
| Banks in North Babylon, NY | 4 mi | 4 | 4 |
| Banks in Deer Park, NY | 4 mi | 6 | 6 |
| Banks in Babylon, NY | 5 mi | 4 | 4 |
| Banks in Central Islip, NY | 5 mi | 2 | 2 |
Bank branch openings and closings in Bay Shore
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bay Shore between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Bay Shore by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bay Shore offices.
Short answer: Chase is the largest bank with offices in Bay Shore, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Capital One | $662.16 billion | No. 7 | 1 | Mclean, VA |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Dime Community Bank | $15.03 billion | No. 129 | 1 | Hauppauge, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bay Shore: FAQ
How many banks are in Bay Shore, NY?
Bay Shore has 8 banks with 10 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Bay Shore?
Chase, with 3. Bank of America has 1 and Citibank has 1.
Is there a Chase in Bay Shore, NY?
Yes. FDIC data lists 3 Chase branches in Bay Shore as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Bay Shore, NY?
Yes. FDIC data lists 1 Bank of America branch in Bay Shore as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citibank in Bay Shore, NY?
Yes. FDIC data lists 1 Citibank branch in Bay Shore as of September 5, 2026. The address and directions are under Citibank above.
Is there a Wells Fargo in Bay Shore, NY?
No. FDIC data lists no Wells Fargo branch in Bay Shore as of September 5, 2026. The nearest is in Holbrook, about 10 miles away in a straight line.
Which banks in Bay Shore are open on Saturday?
Chase, Capital One, Fourleaf Credit Union and Teachers Credit Union and 1 more publish Saturday hours for one or more Bay Shore locations. The Saturday section above lists each one with its hours. 6 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Bay Shore?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Bay Shore?
Fourleaf Credit Union, Teachers Credit Union and Jovia Financial Credit Union have offices in Bay Shore. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Bay Shore in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bay Shore?
Nearby cities with more banks include Islip, East Islip, West Islip. Islip is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 10 branches: Capital One, Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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