US Bank Directory

Banks in Cherry Valley, NY

1 FDIC-insured bank operates 1 office in Cherry Valley, New York.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cherry Valley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Cherry Valley, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cherry Valley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: NBT Bank is the only bank with an office in Cherry Valley. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

NBT Bank NBT Bank, National Association · 1 branch · main office Norwich, NY Bank · 1

NBT Bank has 1 branch in Cherry Valley, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Cherry Valley Branch at 16 Main St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cherry Valley Branch
    16 Main St, 13320
    Hours: see the bank's site
NBT Bank: profile, branches and contacts

Banking in Cherry Valley: the local picture

Short answer: 1 bank runs 1 branch in Cherry Valley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

NBT Bank has its main office in Norwich, NY, according to the FDIC.

The bank with the longest record here is NBT Bank, operating since 1856 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cherry Valley, and where the nearest one is if they do not.

Short answer: No branches in Cherry Valley: Chase (nearest in Schenectady, 41 mi), Wells Fargo (nearest in Kingston, 71 mi), Bank of America (nearest in Schenectady, 41 mi), PNC Bank (nearest in New York, 141 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 147 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 44 mi), BMO.

BankIn Cherry ValleyNearest branch if none here
ChaseNoneSchenectady, 41 miles away
Wells FargoNoneKingston, 71 miles away
Bank of AmericaNoneSchenectady, 41 miles away
PNC BankNoneNew York, 141 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 147 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneNiskayuna, 44 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cherry Valley to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cherry Valley residents like anyone else.

Banks near Cherry Valley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Canajoharie (12 miles) and Cooperstown (12 miles). Cobleskill, 16 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Cherry Valley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cherry Valley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cherry Valley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cherry Valley offices.

Short answer: NBT Bank is the largest bank with offices in Cherry Valley, with $16.09 billion in total assets on June 30, 2026, No. 122 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
NBT Bank$16.09 billionNo. 1221Norwich, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cherry Valley: FAQ

How many banks are in Cherry Valley, NY?

Cherry Valley has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a NBT Bank in Cherry Valley, NY?

Yes. FDIC data lists 1 NBT Bank branch in Cherry Valley as of September 5, 2026. The address and directions are under NBT Bank above.

Is there a Chase in Cherry Valley, NY?

No. FDIC data lists no Chase branch in Cherry Valley as of September 5, 2026. The nearest is in Schenectady, about 41 miles away in a straight line.

What is the oldest bank in Cherry Valley?

NBT Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Did any bank branches open or close in Cherry Valley in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cherry Valley?

Nearby cities with more banks include Canajoharie, Cooperstown, Cobleskill. Canajoharie is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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