US Bank Directory
Banks in Cherry Valley, NY
1 FDIC-insured bank operates 1 office in Cherry Valley, New York.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Cherry Valley
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Cherry Valley, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Cherry Valley
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: NBT Bank is the only bank with an office in Cherry Valley. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
NBT Bank Bank · 1
NBT Bank has 1 branch in Cherry Valley, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Cherry Valley Branch at 16 Main St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cherry Valley Branch16 Main St, 13320
Banking in Cherry Valley: the local picture
Short answer: 1 bank runs 1 branch in Cherry Valley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
NBT Bank has its main office in Norwich, NY, according to the FDIC.
The bank with the longest record here is NBT Bank, operating since 1856 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Cherry Valley, and where the nearest one is if they do not.
Short answer: No branches in Cherry Valley: Chase (nearest in Schenectady, 41 mi), Wells Fargo (nearest in Kingston, 71 mi), Bank of America (nearest in Schenectady, 41 mi), PNC Bank (nearest in New York, 141 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 147 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 44 mi), BMO.
| Bank | In Cherry Valley | Nearest branch if none here |
|---|---|---|
| Chase | None | Schenectady, 41 miles away |
| Wells Fargo | None | Kingston, 71 miles away |
| Bank of America | None | Schenectady, 41 miles away |
| PNC Bank | None | New York, 141 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 147 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Niskayuna, 44 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cherry Valley to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cherry Valley residents like anyone else.
Banks near Cherry Valley
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Canajoharie (12 miles) and Cooperstown (12 miles). Cobleskill, 16 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Canajoharie, NY | 12 mi | 2 | 2 |
| Banks in Cooperstown, NY | 12 mi | 4 | 5 |
| Banks in Cobleskill, NY | 16 mi | 5 | 6 |
| Banks in Little Falls, NY | 18 mi | 2 | 2 |
| Banks in Herkimer, NY | 20 mi | 4 | 4 |
| Banks in Ilion, NY | 21 mi | 2 | 2 |
| Banks in Schoharie, NY | 24 mi | 2 | 2 |
| Banks in Johnstown, NY | 25 mi | 4 | 4 |
Bank branch openings and closings in Cherry Valley
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cherry Valley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cherry Valley by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cherry Valley offices.
Short answer: NBT Bank is the largest bank with offices in Cherry Valley, with $16.09 billion in total assets on June 30, 2026, No. 122 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cherry Valley: FAQ
How many banks are in Cherry Valley, NY?
Cherry Valley has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a NBT Bank in Cherry Valley, NY?
Yes. FDIC data lists 1 NBT Bank branch in Cherry Valley as of September 5, 2026. The address and directions are under NBT Bank above.
Is there a Chase in Cherry Valley, NY?
No. FDIC data lists no Chase branch in Cherry Valley as of September 5, 2026. The nearest is in Schenectady, about 41 miles away in a straight line.
What is the oldest bank in Cherry Valley?
NBT Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.
Did any bank branches open or close in Cherry Valley in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cherry Valley?
Nearby cities with more banks include Canajoharie, Cooperstown, Cobleskill. Canajoharie is 12 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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