US Bank Directory
Banks in Sparta, NC
4 FDIC-insured banks operate 4 offices in Sparta, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Sparta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Sparta, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sparta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Sparta, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Sparta, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Sparta Branch at 406 S Main St dates to 1968 in FDIC branch records. Its published hours do not list Saturday.
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Sparta Branch406 S Main St, 28675
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Community Bank Bank · 1
First Community Bank has 1 branch in Sparta, 11 across North Carolina and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Sparta Branch at 125 N Main St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sparta Branch125 N Main St, 28675
SKYLINE NATIONAL BANK Bank · 1
SKYLINE NATIONAL BANK has 1 branch in Sparta, 10 across North Carolina and 28 nationwide. FDIC records list its main office in Independence, VA and show it operating since 1900. With $1.33 billion in total assets on June 30, 2026, it ranks No. 829 of 4,232 U.S. banks by total assets. The Sparta Branch at 98 S Grayson St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sparta Branch98 S Grayson St, 28675
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Sparta, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Sparta780 N Main St, 28675
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Sparta, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Sparta Branch at 173 S Main St dates to 1910 in FDIC branch records. Its published hours do not list Saturday.
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Sparta Branch173 S Main St, 28675
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Sparta
1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sparta page has every office in the state's directory.
Banking in Sparta: the local picture
Short answer: 4 banks run 4 branches in Sparta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Sparta, 1 elsewhere in North Carolina and 3 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 173 S Main St, dating to 1910; the newest is SKYLINE NATIONAL BANK's at 98 S Grayson St, from 2000.
The only credit union with an office here is State Employees' Credit Union.
Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Sparta
Short answer: None of the 3 Sparta locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sparta, and where the nearest one is if they do not.
Short answer: In Sparta: Truist (1), Fifth Third Bank (1). No branches in Sparta: Chase (nearest in Winston Salem, 52 mi), Wells Fargo (nearest in Elkin, 22 mi), Bank of America (nearest in Boone, 37 mi), PNC Bank (nearest in Mount Airy, 28 mi), U.S. Bank (nearest in Huntersville, 75 mi), Huntington (nearest in Winston Salem, 52 mi), Regions Bank (nearest in Cornelius, 72 mi), TD Bank (nearest in Morganton, 61 mi), BMO.
| Bank | In Sparta | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Winston Salem, 52 miles away |
| Wells Fargo | None | Elkin, 22 miles away |
| Bank of America | None | Boone, 37 miles away |
| PNC Bank | None | Mount Airy, 28 miles away |
| U.S. Bank | None | Huntersville, 75 miles away |
| Huntington | None | Winston Salem, 52 miles away |
| Regions Bank | None | Cornelius, 72 miles away |
| TD Bank | None | Morganton, 61 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sparta to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sparta residents like anyone else.
Banks near Sparta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are West Jefferson (22 miles) and Elkin (22 miles). Boone, 37 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in West Jefferson, NC | 22 mi | 5 | 6 |
| Banks in Elkin, NC | 22 mi | 5 | 5 |
| Banks in North Wilkesboro, NC | 24 mi | 3 | 3 |
| Banks in Wilkesboro, NC | 25 mi | 7 | 8 |
| Banks in Mount Airy, NC | 28 mi | 9 | 11 |
| Banks in Yadkinville, NC | 36 mi | 5 | 6 |
| Banks in Boone, NC | 37 mi | 13 | 14 |
| Banks in Pilot Mountain, NC | 37 mi | 4 | 4 |
Bank branch openings and closings in Sparta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sparta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Sparta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sparta offices.
Short answer: Truist is the largest bank with offices in Sparta, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Community Bank | $3.61 billion | No. 365 | 1 | Bluefield, VA |
| SKYLINE NATIONAL BANK | $1.33 billion | No. 829 | 1 | Independence, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sparta: FAQ
How many banks are in Sparta, NC?
Sparta has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sparta?
Truist, with 1. Fifth Third Bank has 1 and First Community Bank has 1.
Is there a Truist in Sparta, NC?
Yes. FDIC data lists 1 Truist branch in Sparta as of September 5, 2026. The address and directions are under Truist above.
Is there a Fifth Third Bank in Sparta, NC?
Yes. FDIC data lists 1 Fifth Third Bank branch in Sparta as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a First Community Bank in Sparta, NC?
Yes. FDIC data lists 1 First Community Bank branch in Sparta as of September 5, 2026. The address and directions are under First Community Bank above.
Is there a Chase in Sparta, NC?
No. FDIC data lists no Chase branch in Sparta as of September 5, 2026. The nearest is in Winston Salem, about 52 miles away in a straight line.
Which banks in Sparta are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Sparta?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Sparta?
State Employees' Credit Union has an office in Sparta. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sparta in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sparta?
Nearby cities with more banks include West Jefferson, Elkin, North Wilkesboro. West Jefferson is 22 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Fifth Third Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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