US Bank Directory
Banks in Elkin, NC
5 FDIC-insured banks operate 5 offices in Elkin, North Carolina, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Elkin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Elkin, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Elkin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Elkin, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Community Bank Bank · 1
First Community Bank has 1 branch in Elkin, 11 across North Carolina and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Elkin Branch at 393 Cc Camp Rd dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elkin Branch393 Cc Camp Rd, 28621
FNB Bank · 1
FNB has 1 branch in Elkin, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The North Elkin at 1318 N Bridge St dates to 1989 in FDIC branch records. Its published hours do not list Saturday.
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North Elkin1318 N Bridge St, 28621
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Members Credit Union Credit union · 1
Members Credit Union has 1 office in Elkin, 18 across North Carolina. It is based in Winston Salem, NC and $481.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Members Credit Union - Elkin827 N Bridge St, 28621
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Elkin, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Elkin426 Cc Camp Rd, 28621
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Elkin, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Elkin Branch at 1661 N Bridge St dates to 1989 in FDIC branch records. Its published hours do not list Saturday.
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Elkin Branch1661 N Bridge St, 28621
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Elkin, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Elkin Village Branch at 1500 N Bridge St dates to 1966 in FDIC branch records. Its published hours do not list Saturday.
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Elkin Village Branch1500 N Bridge St, 28621
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Elkin, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0865 Elkin North Carolina Walmart Branch at 548 Cc Camp Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0865 Elkin North Carolina Walmart Branch548 Cc Camp Rd, 28621
Join a credit union in Elkin
2 credit unions have 2 offices here: State Employees' Credit Union and Members Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Elkin page has every office in the state's directory.
Banking in Elkin: the local picture
Short answer: 5 banks run 5 branches in Elkin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Elkin, 1 elsewhere in North Carolina and 4 out of state, according to the FDIC.
The bank with the longest record here is FNB, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1500 N Bridge St, dating to 1966; the newest is First Community Bank's at 393 Cc Camp Rd, from 2015.
2 credit unions have 2 offices in Elkin, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Elkin
Short answer: None of the 5 Elkin locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Elkin, and where the nearest one is if they do not.
Short answer: In Elkin: Wells Fargo (1), Truist (1). No branches in Elkin: Chase (nearest in Winston Salem, 32 mi), Bank of America (nearest in Winston Salem, 33 mi), PNC Bank (nearest in Mount Airy, 21 mi), U.S. Bank (nearest in Huntersville, 57 mi), Fifth Third Bank (nearest in Sparta, 22 mi), Huntington (nearest in Winston Salem, 32 mi), Regions Bank (nearest in Cornelius, 55 mi), TD Bank (nearest in Morganton, 59 mi), BMO.
| Bank | In Elkin | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Winston Salem, 32 miles away |
| Bank of America | None | Winston Salem, 33 miles away |
| PNC Bank | None | Mount Airy, 21 miles away |
| U.S. Bank | None | Huntersville, 57 miles away |
| Fifth Third Bank | None | Sparta, 22 miles away |
| Huntington | None | Winston Salem, 32 miles away |
| Regions Bank | None | Cornelius, 55 miles away |
| TD Bank | None | Morganton, 59 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elkin to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elkin residents like anyone else.
Banks near Elkin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Yadkinville (14 miles) and North Wilkesboro (19 miles). Mount Airy, 21 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Yadkinville, NC | 14 mi | 5 | 6 |
| Banks in North Wilkesboro, NC | 19 mi | 3 | 3 |
| Banks in Harmony, NC | 20 mi | 2 | 2 |
| Banks in Mount Airy, NC | 21 mi | 9 | 11 |
| Banks in Wilkesboro, NC | 21 mi | 7 | 8 |
| Banks in Sparta, NC | 22 mi | 4 | 4 |
| Banks in Pilot Mountain, NC | 22 mi | 4 | 4 |
| Banks in Lewisville, NC | 27 mi | 2 | 2 |
Bank branch openings and closings in Elkin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Elkin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Elkin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elkin offices.
Short answer: Wells Fargo is the largest bank with offices in Elkin, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| First Community Bank | $3.61 billion | No. 365 | 1 | Bluefield, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Elkin: FAQ
How many banks are in Elkin, NC?
Elkin has 5 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Elkin?
Wells Fargo, with 1. Truist has 1 and FNB has 1.
Is there a Wells Fargo in Elkin, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Elkin as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Elkin, NC?
Yes. FDIC data lists 1 Truist branch in Elkin as of September 5, 2026. The address and directions are under Truist above.
Is there a FNB in Elkin, NC?
Yes. FDIC data lists 1 FNB branch in Elkin as of September 5, 2026. The address and directions are under FNB above.
Is there a Chase in Elkin, NC?
No. FDIC data lists no Chase branch in Elkin as of September 5, 2026. The nearest is in Winston Salem, about 32 miles away in a straight line.
Which banks in Elkin are open on Saturday?
None of the 5 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Elkin?
FNB has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Elkin?
State Employees' Credit Union and Members Credit Union have offices in Elkin. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Elkin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Elkin?
Nearby cities with more banks include Yadkinville, North Wilkesboro, Harmony. Yadkinville is 14 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: FNB, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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