US Bank Directory
Banks in Wilkesboro, NC
7 FDIC-insured banks operate 8 offices in Wilkesboro, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Wilkesboro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in Wilkesboro, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wilkesboro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo has the most locations in Wilkesboro, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Wilkesboro, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilkesboro location is the Wilkes Plaza Branch at 1899 Us Highway 421, dating to 1995; the newest, at 1328 S Collegiate Dr, to 2013. It opens on Saturday.
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Nc Wilkes County 1 Branch1328 S Collegiate Dr, 28697
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Wilkes Plaza Branch1899 Us Highway 421, 28697
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Wilkesboro, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Wilkesboro Branch at 1905 Us Highway 421 dates to 1923 in FDIC branch records. Its published hours do not list Saturday.
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Wilkesboro Branch1905 Us Highway 421, 28697
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
First Horizon Bank · 1
First Horizon has 1 branch in Wilkesboro, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Wilkesboro Office at 2841 W Us Highway 421 dates to 2003 in FDIC branch records. It opens on Saturday.
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Wilkesboro Office2841 W Us Highway 421, 28697
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Wilkesboro, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Wilkesboro Branch at 301 W Main St dates to 1991 in FDIC branch records. Its published hours do not list Saturday.
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Wilkesboro Branch301 W Main St, 28697
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
SKYLINE NATIONAL BANK Bank · 1
SKYLINE NATIONAL BANK has 1 branch in Wilkesboro, 10 across North Carolina and 28 nationwide. FDIC records list its main office in Independence, VA and show it operating since 1900. With $1.33 billion in total assets on June 30, 2026, it ranks No. 829 of 4,232 U.S. banks by total assets. The Wilkesboro Br at 1422 Us Highway 421 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilkesboro Br1422 Us Highway 421, 28697
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Wilkesboro, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wilkesboro1100 Brushy Mountain Rd, 28697
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Wilkesboro, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Wilkesboro Branch at 900 River St dates to 1988 in FDIC branch records. Its published hours do not list Saturday.
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Wilkesboro Branch900 River St, 28697
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Wilkesboro, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0848 Wilkesboro Nc Walmart Branch at 1801 W Us Highway 421 dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0848 Wilkesboro Nc Walmart Branch1801 W Us Highway 421, 28697
Join a credit union in Wilkesboro
1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wilkesboro page has every office in the state's directory.
Banking in Wilkesboro: the local picture
Short answer: 7 banks run 8 branches in Wilkesboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Wilkesboro, 2 elsewhere in North Carolina and 5 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 1905 Us Highway 421, dating to 1923; the newest is Wells Fargo's at 1328 S Collegiate Dr, from 2013.
The only credit union with an office here is State Employees' Credit Union.
Of the 6 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Wilkesboro
Short answer: 2 of the 6 Wilkesboro locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 2 branches (1899 Us Highway 421: Saturday 9 am to 2 pm)
- First Horizon: 1 of 1 branch (2841 W Us Highway 421: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wilkesboro, and where the nearest one is if they do not.
Short answer: In Wilkesboro: Wells Fargo (2), Truist (1). No branches in Wilkesboro: Chase (nearest in Mooresville, 42 mi), Bank of America (nearest in Boone, 27 mi), PNC Bank (nearest in Boone, 27 mi), U.S. Bank (nearest in Huntersville, 52 mi), Fifth Third Bank (nearest in West Jefferson, 24 mi), Huntington (nearest in Winston Salem, 50 mi), Regions Bank (nearest in Cornelius, 49 mi), TD Bank (nearest in Morganton, 39 mi), BMO.
| Bank | In Wilkesboro | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 2 branches | here |
| Truist | 1 branch | here |
| Chase | None | Mooresville, 42 miles away |
| Bank of America | None | Boone, 27 miles away |
| PNC Bank | None | Boone, 27 miles away |
| U.S. Bank | None | Huntersville, 52 miles away |
| Fifth Third Bank | None | West Jefferson, 24 miles away |
| Huntington | None | Winston Salem, 50 miles away |
| Regions Bank | None | Cornelius, 49 miles away |
| TD Bank | None | Morganton, 39 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wilkesboro to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wilkesboro residents like anyone else.
Banks near Wilkesboro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are North Wilkesboro (2 miles) and Taylorsville (15 miles). Lenoir, 25 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in North Wilkesboro, NC | 2 mi | 3 | 3 |
| Banks in Taylorsville, NC | 15 mi | 3 | 3 |
| Banks in Hiddenite, NC | 18 mi | 2 | 2 |
| Banks in Elkin, NC | 21 mi | 5 | 5 |
| Banks in Harmony, NC | 24 mi | 2 | 2 |
| Banks in West Jefferson, NC | 24 mi | 5 | 6 |
| Banks in Sparta, NC | 25 mi | 4 | 4 |
| Banks in Lenoir, NC | 25 mi | 6 | 7 |
Bank branch openings and closings in Wilkesboro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Wilkesboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Wilkesboro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wilkesboro offices.
Short answer: Wells Fargo is the largest bank with offices in Wilkesboro, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| SKYLINE NATIONAL BANK | $1.33 billion | No. 829 | 1 | Independence, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wilkesboro: FAQ
How many banks are in Wilkesboro, NC?
Wilkesboro has 7 banks with 8 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Wilkesboro?
Wells Fargo, with 2. Truist has 1 and First Citizens Bank has 1.
Is there a Wells Fargo in Wilkesboro, NC?
Yes. FDIC data lists 2 Wells Fargo branches in Wilkesboro as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Truist in Wilkesboro, NC?
Yes. FDIC data lists 1 Truist branch in Wilkesboro as of September 5, 2026. The address and directions are under Truist above.
Is there a First Citizens Bank in Wilkesboro, NC?
Yes. FDIC data lists 1 First Citizens Bank branch in Wilkesboro as of September 5, 2026. The address and directions are under First Citizens Bank above.
Is there a Chase in Wilkesboro, NC?
No. FDIC data lists no Chase branch in Wilkesboro as of September 5, 2026. The nearest is in Mooresville, about 42 miles away in a straight line.
Which banks in Wilkesboro are open on Saturday?
Wells Fargo and First Horizon publish Saturday hours for one or more Wilkesboro locations. The Saturday section above lists each one with its hours. 3 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Wilkesboro?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Wilkesboro?
State Employees' Credit Union has an office in Wilkesboro. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wilkesboro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wilkesboro?
Nearby cities with more banks include North Wilkesboro, Taylorsville, Hiddenite. North Wilkesboro is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (5 of 8 branches: FNB, First Citizens Bank, First Horizon, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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