US Bank Directory

Banks in Mount Airy, NC

9 FDIC-insured banks operate 11 offices in Mount Airy, North Carolina, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Mount Airy

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 13 locations in Mount Airy, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 7 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Mount Airy

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Community Bank has the most locations in Mount Airy, with 3. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Community Bank 3 branches · main office Bluefield, VA Bank · 3

First Community Bank has 3 branches in Mount Airy, 11 across North Carolina and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mount Airy location is the Mount Airy Branch at 704 W Independence Blvd, dating to 1893; the newest, at 145 N Renfro St, to 2023. It does not publish hours in the sources this page uses; check its site before you go.

  • Mount Airy Main Branch
    145 N Renfro St, 27030
    Hours: see the bank's site
  • Rockford Street Branch
    2050 Rockford St, 27030
    Hours: see the bank's site
  • Mount Airy Branch
    704 W Independence Blvd, 27030
    Hours: see the bank's site
First Community Bank: profile, branches and contacts
Allegacy Credit Union 1 office · main office Winston Salem, NC Credit union · 1

Allegacy Credit Union has 1 office in Mount Airy, 29 across North Carolina. It is based in Winston Salem, NC and $2.57 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Mt Airy
    1996 Rockford St Ste 300, 27030
    (336) 794-7070Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Allegacy Credit Union: profile, branches and contacts
BlueHarbor Bank 1 branch · main office Mooresville, NC Bank · 1

BlueHarbor Bank has 1 branch in Mount Airy, 3 across North Carolina and 3 nationwide. FDIC records list its main office in Mooresville, NC and show it operating since 2008. With $628.4 million in total assets on June 30, 2026, it ranks No. 1,512 of 4,232 U.S. banks by total assets. The Mount Airy Branch at 954 North Main Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mount Airy Branch
    954 North Main Street, 27030
    Hours: see the bank's site
BlueHarbor Bank: profile, branches and contacts
Carter Bank & Trust 1 branch · main office Martinsville, VA Bank · 1

Carter Bank & Trust has 1 branch in Mount Airy, 15 across North Carolina and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Independence Boulevard Branch at 507 Willow St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Independence Boulevard Branch
    507 Willow St, 27030
    Hours: see the bank's site
Carter Bank & Trust: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Mount Airy, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Mount Airy Branch at 502 N Main St dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

  • Mount Airy Branch
    502 N Main St, 27030
    (336) 789-9561Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Mount Airy, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Downtown Mount Airy Branch at 255 E Independence Blvd dates to 1995 in FDIC branch records. Its published hours do not list Saturday.

  • Downtown Mount Airy Branch
    255 E Independence Blvd, 27030
    (336) 789-3333Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

First Horizon: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Mount Airy, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Mount Airy Main Branch at 501 N Main St dates to 1971 in FDIC branch records. Its published hours do not list Saturday.

  • Mount Airy Main Branch
    501 N Main St, 27030
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Mount Airy, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Mount Airy
    805 S Franklin Rd, 27030
    (336) 789-7226Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
The First Bank 1 branch · main office Lebanon, VA Bank · 1

The First Bank has 1 branch in Mount Airy, 4 across North Carolina and 35 nationwide. FDIC records list its main office in Lebanon, VA and show it operating since 1979. With $4.28 billion in total assets on June 30, 2026, it ranks No. 323 of 4,232 U.S. banks by total assets. The Mount Airy Branch at 2100 Community Dr dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mount Airy Branch
    2100 Community Dr, 27030
    Hours: see the bank's site
The First Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Mount Airy, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Mount Airy Main Branch at 541 N Main St dates to 1910 in FDIC branch records. Its published hours do not list Saturday.

  • Mount Airy Main Branch
    541 N Main St, 27030
    (336) 719-2800Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Mount Airy, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Mount Airy Main Branch at 554 N Main St dates to 1961 in FDIC branch records. Its published hours do not list Saturday.

  • Mount Airy Main Branch
    554 N Main St, 27030
    (336) 786-0500Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Mount Airy

2 credit unions have 2 offices here: State Employees' Credit Union and Allegacy Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mount Airy page has every office in the state's directory.

Banking in Mount Airy: the local picture

Short answer: 9 banks run 11 branches in Mount Airy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Mount Airy, 3 elsewhere in North Carolina and 6 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Community Bank's office at 704 W Independence Blvd, dating to 1893; the newest is BlueHarbor Bank's at 954 North Main Street, from 2024.

2 credit unions have 2 offices in Mount Airy, according to the NCUA. Who can join each one is on the credit unions page.

Of the 7 locations with published hours. None open on Saturday. 6 locations have no published hours in these sources.

Saturday hours in Mount Airy

Short answer: None of the 7 Mount Airy locations with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Mount Airy, and where the nearest one is if they do not.

Short answer: In Mount Airy: Wells Fargo (1), PNC Bank (1), Truist (1). No branches in Mount Airy: Chase (nearest in Winston Salem, 29 mi), Bank of America (nearest in Winston Salem, 30 mi), U.S. Bank (nearest in Huntersville, 74 mi), Fifth Third Bank (nearest in Sparta, 28 mi), Huntington (nearest in Winston Salem, 28 mi), Regions Bank (nearest in Cornelius, 72 mi), TD Bank (nearest in Morganton, 79 mi), BMO.

BankIn Mount AiryNearest branch if none here
Wells Fargo1 branchhere
PNC Bank1 branchhere
Truist1 branchhere
ChaseNoneWinston Salem, 29 miles away
Bank of AmericaNoneWinston Salem, 30 miles away
U.S. BankNoneHuntersville, 74 miles away
Fifth Third BankNoneSparta, 28 miles away
HuntingtonNoneWinston Salem, 28 miles away
Regions BankNoneCornelius, 72 miles away
TD BankNoneMorganton, 79 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Airy to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Airy residents like anyone else.

Banks near Mount Airy

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pilot Mountain (11 miles) and Elkin (21 miles). Winston Salem, 33 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Mount Airy

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mount Airy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mount Airy by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Airy offices.

Short answer: Wells Fargo is the largest bank with offices in Mount Airy, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
First Horizon$84.12 billionNo. 381Memphis, TN
Carter Bank & Trust$4.80 billionNo. 2931Martinsville, VA
The First Bank$4.28 billionNo. 3231Lebanon, VA
First Community Bank$3.61 billionNo. 3653Bluefield, VA
BlueHarbor Bank$628.4 millionNo. 1,5121Mooresville, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mount Airy: FAQ

How many banks are in Mount Airy, NC?

Mount Airy has 9 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Mount Airy?

First Community Bank, with 3. Wells Fargo has 1 and PNC Bank has 1.

Is there a First Community Bank in Mount Airy, NC?

Yes. FDIC data lists 3 First Community Bank branches in Mount Airy as of September 5, 2026. Its branches are listed under First Community Bank above, with the address and directions for each.

Is there a Wells Fargo in Mount Airy, NC?

Yes. FDIC data lists 1 Wells Fargo branch in Mount Airy as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a PNC Bank in Mount Airy, NC?

Yes. FDIC data lists 1 PNC Bank branch in Mount Airy as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Chase in Mount Airy, NC?

No. FDIC data lists no Chase branch in Mount Airy as of September 5, 2026. The nearest is in Winston Salem, about 29 miles away in a straight line.

Which banks in Mount Airy are open on Saturday?

None of the 7 locations with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Mount Airy?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Mount Airy?

State Employees' Credit Union and Allegacy Credit Union have offices in Mount Airy. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Mount Airy in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mount Airy?

Nearby cities with more banks include Pilot Mountain, Elkin, King. Pilot Mountain is 11 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 11 branches: First Citizens Bank, First Horizon, PNC Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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