US Bank Directory

Banks in Pilot Mountain, NC

4 FDIC-insured banks operate 4 offices in Pilot Mountain, North Carolina, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Pilot Mountain

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Pilot Mountain, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Pilot Mountain

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Pilot Mountain, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Pilot Mountain, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Pilot Mountain Branch at 110 W Main St dates to 1920 in FDIC branch records. Its published hours do not list Saturday.

  • Pilot Mountain Branch
    110 W Main St, 27041
    (336) 368-4705Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
First Community Bank 1 branch · main office Bluefield, VA Bank · 1

First Community Bank has 1 branch in Pilot Mountain, 11 across North Carolina and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Pilot Mountain Branch at 653 S Key St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pilot Mountain Branch
    653 S Key St, 27041
    Hours: see the bank's site
First Community Bank: profile, branches and contacts
First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Pilot Mountain, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Pilot Mountain Branch at 616 S Key St dates to 1987 in FDIC branch records. Its published hours do not list Saturday.

  • Pilot Mountain Branch
    616 S Key St, 27041
    (336) 368-5334Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

First Horizon: profile, branches and contacts
State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Pilot Mountain, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Pilot Mountain
    204 Lola Ln, 27041
    (336) 444-3281Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Pilot Mountain, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Pilot Mountain Branch at 108 E Main St dates to 1910 in FDIC branch records. Its published hours do not list Saturday.

  • Pilot Mountain Branch
    108 E Main St, 27041
    (336) 368-2259Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Join a credit union in Pilot Mountain

1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pilot Mountain page has every office in the state's directory.

Banking in Pilot Mountain: the local picture

Short answer: 4 banks run 4 branches in Pilot Mountain according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Pilot Mountain, 2 elsewhere in North Carolina and 2 out of state, according to the FDIC.

The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 108 E Main St, dating to 1910; the newest is First Community Bank's at 653 S Key St, from 2003.

The only credit union with an office here is State Employees' Credit Union.

Of the 4 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Pilot Mountain

Short answer: None of the 4 Pilot Mountain locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Pilot Mountain, and where the nearest one is if they do not.

Short answer: In Pilot Mountain: Truist (1). No branches in Pilot Mountain: Chase (nearest in Winston Salem, 18 mi), Wells Fargo (nearest in King, 10 mi), Bank of America (nearest in Winston Salem, 19 mi), PNC Bank (nearest in Mount Airy, 11 mi), U.S. Bank (nearest in Huntersville, 69 mi), Fifth Third Bank (nearest in Sparta, 37 mi), Huntington (nearest in Winston Salem, 17 mi), Regions Bank (nearest in Cornelius, 67 mi), TD Bank (nearest in Charlotte, 80 mi), BMO.

BankIn Pilot MountainNearest branch if none here
Truist1 branchhere
ChaseNoneWinston Salem, 18 miles away
Wells FargoNoneKing, 10 miles away
Bank of AmericaNoneWinston Salem, 19 miles away
PNC BankNoneMount Airy, 11 miles away
U.S. BankNoneHuntersville, 69 miles away
Fifth Third BankNoneSparta, 37 miles away
HuntingtonNoneWinston Salem, 17 miles away
Regions BankNoneCornelius, 67 miles away
TD BankNoneCharlotte, 80 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pilot Mountain to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pilot Mountain residents like anyone else.

Banks near Pilot Mountain

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are King (10 miles) and Mount Airy (11 miles). Winston Salem, 22 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Pilot Mountain

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pilot Mountain between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Pilot Mountain by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pilot Mountain offices.

Short answer: Truist is the largest bank with offices in Pilot Mountain, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
First Horizon$84.12 billionNo. 381Memphis, TN
First Community Bank$3.61 billionNo. 3651Bluefield, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pilot Mountain: FAQ

How many banks are in Pilot Mountain, NC?

Pilot Mountain has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Pilot Mountain?

Truist, with 1. First Citizens Bank has 1 and First Horizon has 1.

Is there a Truist in Pilot Mountain, NC?

Yes. FDIC data lists 1 Truist branch in Pilot Mountain as of September 5, 2026. The address and directions are under Truist above.

Is there a First Citizens Bank in Pilot Mountain, NC?

Yes. FDIC data lists 1 First Citizens Bank branch in Pilot Mountain as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a First Horizon in Pilot Mountain, NC?

Yes. FDIC data lists 1 First Horizon branch in Pilot Mountain as of September 5, 2026. The address and directions are under First Horizon above.

Is there a Chase in Pilot Mountain, NC?

No. FDIC data lists no Chase branch in Pilot Mountain as of September 5, 2026. The nearest is in Winston Salem, about 18 miles away in a straight line.

Which banks in Pilot Mountain are open on Saturday?

None of the 4 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Pilot Mountain?

First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.

Which credit unions can I join in Pilot Mountain?

State Employees' Credit Union has an office in Pilot Mountain. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Pilot Mountain in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Pilot Mountain?

Nearby cities with more banks include King, Mount Airy, Yadkinville. King is 10 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 4 branches: First Citizens Bank, First Horizon, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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