US Bank Directory
Banks in Boone, NC
13 FDIC-insured banks operate 14 offices in Boone, North Carolina, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Boone
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 16 locations in Boone, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Boone
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo has the most locations in Boone, with 2. The other 12 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Boone, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Boone locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Boone - Blowing Rock Road1470 Blowing Rock Rd, 28607
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Boone - New Market410 New Market Blvd, 28607
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Boone, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Boone location is the Southside Branch at 958 Blowing Rock Rd, dating to 1968; the newest, at 438 Academy Street, to 2012. Its published hours do not list Saturday.
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Nc Watauga County Branch438 Academy Street, 28608
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Southside Branch958 Blowing Rock Rd, 28607
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Boone, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Boone Branch at 1800 Blowing Rock Rd dates to 1970 in FDIC branch records. It opens on Saturday.
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Boone Branch1800 Blowing Rock Rd, 28607
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of Tennessee Bank · 1
Bank of Tennessee has 1 branch in Boone, 2 across North Carolina and 25 nationwide. FDIC records list its main office in Kingsport, TN and show it operating since 1974. With $2.25 billion in total assets on June 30, 2026, it ranks No. 552 of 4,232 U.S. banks by total assets. The Mountain Community Bank, Boone Branch at 189 Boone Heights Drive dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mountain Community Bank, Boone Branch189 Boone Heights Drive, 28607
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Boone, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Boone Branch at 540 Highway 105 Ext dates to 1973 in FDIC branch records. Its published hours do not list Saturday.
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Boone Branch540 Highway 105 Ext, 28607
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
First Community Bank Bank · 1
First Community Bank has 1 branch in Boone, 11 across North Carolina and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Boone Branch at 1013 Highway 105 dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Boone Branch1013 Highway 105, 28607
First Horizon Bank · 1
First Horizon has 1 branch in Boone, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Boone Branch at 325 Leola St dates to 2002 in FDIC branch records. Its published hours do not list Saturday.
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Boone Branch325 Leola St, 28607
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Boone, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Blowing Rock Road Branch at 2111 Blowing Rock Rd dates to 2000 in FDIC branch records. Its published hours do not list Saturday.
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Blowing Rock Road Branch2111 Blowing Rock Rd, 28607
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
LifeStore Bank Bank · 1
LifeStore Bank has 1 branch in Boone, 4 across North Carolina and 4 nationwide. FDIC records list its main office in West Jefferson, NC and show it operating since 1939. With $491.3 million in total assets on June 30, 2026, it ranks No. 1,819 of 4,232 U.S. banks by total assets. The Boone Branch at 1675 Blowing Rock Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Boone Branch1675 Blowing Rock Rd, 28607
New Peoples Bank Bank · 1
New Peoples Bank has 1 branch in Boone, 1 across North Carolina and 19 nationwide. FDIC records list its main office in Honaker, VA and show it operating since 1998. With $942.5 million in total assets on June 30, 2026, it ranks No. 1,104 of 4,232 U.S. banks by total assets. The Boone Branch at 230-A Wilson Drive dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Boone Branch230-A Wilson Drive, 28607
Piedmont Federal Savings Bank Bank · 1
Piedmont Federal Savings Bank has 1 branch in Boone, 10 across North Carolina and 10 nationwide. FDIC records list its main office in Winston Salem, NC and show it operating since 1903. With $1.32 billion in total assets on June 30, 2026, it ranks No. 840 of 4,232 U.S. banks by total assets. The Boone Branch at 1399 Blowing Rock Rd dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Boone Branch1399 Blowing Rock Rd, 28607
PNC Bank Bank · 1
PNC Bank has 1 branch in Boone, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Boone Mall Branch at 1168 Blowing Rock Rd dates to 1992 in FDIC branch records. Its published hours do not list Saturday.
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Boone Mall Branch1168 Blowing Rock Rd, 28607
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
SKYLINE NATIONAL BANK Bank · 1
SKYLINE NATIONAL BANK has 1 branch in Boone, 10 across North Carolina and 28 nationwide. FDIC records list its main office in Independence, VA and show it operating since 1900. With $1.33 billion in total assets on June 30, 2026, it ranks No. 829 of 4,232 U.S. banks by total assets. The Boone Branch at 1641 Blowing Rock Road dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Boone Branch1641 Blowing Rock Road, 28607
Truist Bank · 1
Truist has 1 branch in Boone, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Boone Branch at 971 Blowing Rock Rd dates to 1987 in FDIC branch records. Its published hours do not list Saturday.
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Boone Branch971 Blowing Rock Rd, 28607
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Boone
1 credit union has 2 offices here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Boone page has every office in the state's directory.
Banking in Boone: the local picture
Short answer: 13 banks run 14 branches in Boone according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 0 have their main office in Boone, 5 elsewhere in North Carolina and 8 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Piedmont Federal Savings Bank's office at 1399 Blowing Rock Rd, dating to 1903; the newest is Bank of Tennessee's at 189 Boone Heights Drive, from 2024.
The only credit union with an office here is State Employees' Credit Union.
Of the 9 locations with published hours. 1 opens on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Boone
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 28607 has the most bank and credit union offices in Boone (15), followed by 28608 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 28607 | 15 | 14 | State Employees' Credit Union, Bank of America, Bank of Tennessee |
| 28608 | 1 | 1 | Wells Fargo |
Banks open on Saturday in Boone
Short answer: 1 of the 9 Boone locations with published hours opens on Saturday, run by 1 institution.
- Bank of America: 1 of 1 branch (1800 Blowing Rock Rd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Boone, and where the nearest one is if they do not.
Short answer: In Boone: Wells Fargo (2), Bank of America (1), PNC Bank (1), Truist (1). No branches in Boone: Chase (nearest in Mooresville, 61 mi), U.S. Bank (nearest in Huntersville, 69 mi), Fifth Third Bank (nearest in Banner Elk, 12 mi), Huntington (nearest in Winston Salem, 77 mi), Regions Bank (nearest in Cornelius, 66 mi), TD Bank (nearest in Morganton, 32 mi), BMO.
| Bank | In Boone | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 2 branches | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Mooresville, 61 miles away |
| U.S. Bank | None | Huntersville, 69 miles away |
| Fifth Third Bank | None | Banner Elk, 12 miles away |
| Huntington | None | Winston Salem, 77 miles away |
| Regions Bank | None | Cornelius, 66 miles away |
| TD Bank | None | Morganton, 32 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Boone to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Boone residents like anyone else.
Banks near Boone
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Blowing Rock (5 miles) and Banner Elk (11 miles). Wilkesboro, 27 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Blowing Rock, NC | 5 mi | 2 | 2 |
| Banks in Banner Elk, NC | 11 mi | 4 | 4 |
| Banks in West Jefferson, NC | 17 mi | 5 | 6 |
| Banks in Newland, NC | 17 mi | 3 | 3 |
| Banks in Lenoir, NC | 21 mi | 6 | 7 |
| Banks in Hudson, NC | 26 mi | 2 | 2 |
| Banks in Wilkesboro, NC | 27 mi | 7 | 8 |
| Banks in North Wilkesboro, NC | 29 mi | 3 | 3 |
Bank branch openings and closings in Boone
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Boone between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Boone by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Boone offices.
Short answer: Bank of America is the largest bank with offices in Boone, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| First Community Bank | $3.61 billion | No. 365 | 1 | Bluefield, VA |
| Bank of Tennessee | $2.25 billion | No. 552 | 1 | Kingsport, TN |
| SKYLINE NATIONAL BANK | $1.33 billion | No. 829 | 1 | Independence, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Boone: FAQ
How many banks are in Boone, NC?
Boone has 13 banks with 14 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Boone?
Wells Fargo, with 2. Bank of America has 1 and PNC Bank has 1.
Is there a Wells Fargo in Boone, NC?
Yes. FDIC data lists 2 Wells Fargo branches in Boone as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Bank of America in Boone, NC?
Yes. FDIC data lists 1 Bank of America branch in Boone as of September 5, 2026. The address and directions are under Bank of America above.
Is there a PNC Bank in Boone, NC?
Yes. FDIC data lists 1 PNC Bank branch in Boone as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Boone, NC?
No. FDIC data lists no Chase branch in Boone as of September 5, 2026. The nearest is in Mooresville, about 61 miles away in a straight line.
Which banks in Boone are open on Saturday?
Bank of America publishes Saturday hours for one or more Boone locations. The Saturday section above lists each one with its hours. 7 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Boone?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Boone?
State Employees' Credit Union has an office in Boone. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Boone in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Boone?
Nearby cities with more banks include Blowing Rock, Banner Elk, West Jefferson. Blowing Rock is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 14 branches: Bank of America, FNB, First Citizens Bank, First Horizon, PNC Bank, Truist and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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